Care Enhance Super Top Up Plan vs Health Alpha Plan Health Insurance Plan 2026 | PolicyX

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The Care Enhance Super Top Up Plan provides additional health insurance coverage that activates once an existing policy's sum insured or a chosen deductible is exhausted. It's ideal for individuals and families looking to extend their medical coverage aga
PLAN DETAILS

Care Enhance Super Top Up Plan

Health Alpha Plan

Product Type Family Individual
Key Features
(Key features of the plan)
  • Flexible deductible
  • Modern treatments
  • No pre-medical check-ups
  • 50+ optional covers
  • Upto 10x Cumulative Bonus
  • Gym & Sports Injury Cover
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
- Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
- Covered
Post-hospitalization
(Expenses after discharge from the hospital)
- Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- Covered
Hospital_network
(Number of Hospital Network in city)
22100+ 6000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
- Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- Covered
Plan Entry Age Day 1 to no age bar 18 years
Plan Waiting Period 30 30
Plan Coverage - Hospitalization and medical expenses covered, Pre and post hospitalization expenses, Day care treatments covered
Plan Sample Premium 3794 Unlimited
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3 years 5 years
ICU Charges - Not Covered
Covid-19 Treatment - Not Covered
Cataract - Not Covered
Automatic Restoration - Covered
Ayush Treatment - Covered
Modern Treatment - Covered
E Consultation - Covered
Air Ambulance - Covered
Global Coverage - Covered
Claim Ratio 96.6 -
Solvency Ratio 1.74 2.03
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