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Royal Sundaram Lifeline Supreme Plan vs Care Enhance Super Top Up Plan

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Know More About Plans

Royal Sundaram Lifeline Supreme Health Plan is a one-of-a-kind health insurance plan as it offers holistic coverage with a wide range of benefits such as:

  • Annual health check-ups
  • Preventive health care, and disease management
  • Second medical opinion for 11 critical illnesses
  • No room rent capping
  • Up to 100% no-claim bonus
  • EMI Options, and more.

There are various sum insured options for insured individuals ranging between 5 Lakh to 1 Crore.

Royal Sundaram Lifeline Supreme is available on an individual and family floater basis. If you are looking for an overall health insurance plan covering you and your family read the details below to understand how Royal Sundaram Lifeline Supreme is an ideal health plan.

PLAN DETAILS

Royal Sundaram Lifeline Supreme Plan


Care Enhance Super Top Up Plan

Premium Including GST
Product Type Individual and Family Health Insurance Family
Key Features
(Key features of the plan)
  • Up to 1 Crore SI
  • 4X Mobility Devices Cover
  • Health and Wellness Cover
  • Flexible deductible
  • Modern treatments
  • No pre-medical check-ups
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
10000 11400+
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Covered -
Plan Entry Age 18 Years to No Limit Day 1 to no age bar
Plan Premium Entry Age and S/A N/A 3794
Plan Waiting Period 30 30
Plan Coverage - -
Plan Sample Premium N/A 3794
Plan Brochure Brochure URL Brochure URL
Policy Term 1,2,3 Years 1, 2, 3 years
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Covered -
Automatic Restoration Covered -
Ayush Treatment Covered -
Modern Treatment Not Covered -
E Consultation Covered -
Air Ambulance Not Covered -
Global Coverage Not Covered -
Claim Ratio 96.17 97%
Solvency Ratio 2.20 1.74
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