Star Hospital Cash Policy vs Care Enhance Super Top Up Plan Health Insurance Plan 2026 | PolicyX

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Star Hospital Cash Insurance Policy is designed to provide insured individuals with additional protection, covering incidental expenses such as travel, food, and others that are not typically covered under a general health insurance plan. The plan offers lump-sum coverage for expenses incurred during hospitalization due to any sickness or injury. The various benefits and features under the Star Hospital Cash Insurance Policy include:

  • Sickness Hospital Cash
  • Accident Hospital Cash
  • ICU Hospital Cash, and more.

Star Hospital Cash Insurance Policy is a versatile health insurance plan that requires certain eligibility criteria and is available in two variants: Basic and Enhanced.

PLAN DETAILS

Star Hospital Cash Policy

Care Enhance Super Top Up Plan

Product Type Individual and Family Health Insurance Family
Key Features
(Key features of the plan)
  • Accident Hospital Cash
  • ICU Hospital Cash
  • Daycare Treatment
  • Flexible deductible
  • Modern treatments
  • No pre-medical check-ups
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- -
Room Rent
(A limit of room rent cover during hospitalization if any)
- -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- -
Pre-hospitalization
(Expenses before the insured is hospitalized)
- -
Post-hospitalization
(Expenses after discharge from the hospital)
- -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- -
Hospital_network
(Number of Hospital Network in city)
14000 11400+
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- -
Ambulance Charges
(Expenses incurred on ambulance charges)
- -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- -
Plan Entry Age 18 to 65 Years Day 1 to no age bar
Plan Premium Entry Age and S/A 783 3794
Plan Waiting Period 30 30
Plan Coverage - -
Plan Sample Premium - 3794
Plan Brochure Brochure URL Brochure URL
Policy Term 1/2/3 Years 1, 2, 3 years
ICU Charges - -
Covid-19 Treatment - -
Cataract - -
Automatic Restoration - -
Ayush Treatment - -
Modern Treatment - -
E Consultation - -
Air Ambulance - -
Global Coverage - -
Claim Ratio 99.06 97
Solvency Ratio 2.21 1.74
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