Bajaj Aarogya Sanjeevani Plan vs Kotak Group Accident Protect Health Plan Health Insurance Plan 2026 | PolicyX

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A versatile policy covering every family member.

Bajaj General Arogya Sanjeevani is a comprehensive health plan for individuals and families alike. Available for 1 year, Arogya Sanjeevani provides features like Hospitalization, AYUSH Treatment, Pre and Post-Hospitalization, and more.

The entry age for Arogya Sanjeevani is between 18 to 65 years. Coverage is available for you, legally wedded Spouse, Dependent Children, Parents, and Parents-in-law.

Let us uncover more about Bajaj General Arogya Sanjeevani Health Insurance Plan.

PLAN DETAILS

Bajaj Aarogya Sanjeevani Plan

Kotak Group Accident Protect Health Plan

Product Type Individual and Family Health Insurance Individual
Key Features
(Key features of the plan)
  • Life-long Renewability
  • Hassle-free Claim Settlement
  • Flexible Payment Modes
  • AD PTD & PPD Covers
  • Children’s Education Grant
  • Lifestyle Modification Cover
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Not Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered Not Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Not Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Not Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Not Covered
Hospital_network
(Number of Hospital Network in city)
18400 22600
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Not Covered Not Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Not Covered Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Applicable Applicable
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Applicable Not Applicable
Plan Entry Age 18 to 65 Years 5 years to 65 Years
Plan Premium Entry Age and S/A 5,600 Not Available
Plan Waiting Period 30 Days NA
Plan Coverage - Individual
Plan Sample Premium - NA
Plan Brochure Brochure URL Brochure URL
Policy Term 1 Year 1,2,3 Years
ICU Charges Covered Not Covered
Covid-19 Treatment Covered Not Covered
Cataract Covered Not Covered
Automatic Restoration Not Covered Not Covered
Ayush Treatment Covered Not Covered
Modern Treatment Covered Not Covered
E Consultation Not Covered Not Covered
Air Ambulance Not Covered Not Covered
Global Coverage Not Covered Not Covered
Claim Ratio 99.23 96.4
Solvency Ratio 3.25 5.73

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