Bajaj Aarogya Sanjeevani Plan vs Star Critical Illness Plan Health Insurance Plan 2026 | PolicyX

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A versatile policy covering every family member.

Bajaj General Arogya Sanjeevani is a comprehensive health plan for individuals and families alike. Available for 1 year, Arogya Sanjeevani provides features like Hospitalization, AYUSH Treatment, Pre and Post-Hospitalization, and more.

The entry age for Arogya Sanjeevani is between 18 to 65 years. Coverage is available for you, legally wedded Spouse, Dependent Children, Parents, and Parents-in-law.

Let us uncover more about Bajaj General Arogya Sanjeevani Health Insurance Plan.

PLAN DETAILS

Bajaj Aarogya Sanjeevani Plan

Star Critical Illness Plan

Product Type Individual and Family Health Insurance Critical Illness Health Insurance
Key Features
(Key features of the plan)
  • Life-long Renewability
  • Hassle-free Claim Settlement
  • Flexible Payment Modes
  • Lump sum payout
  • Accidental hospitalisation cover
  • Non-allopathic treatments cover
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
18400 14000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Not Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Not Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Applicable -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Applicable -
Plan Entry Age 18 to 65 Years -
Plan Premium Entry Age and S/A 5,600 -
Plan Waiting Period 30 Days -
Plan Coverage - -
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy Term 1 Year -
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Covered -
Automatic Restoration Not Covered -
Ayush Treatment Covered -
Modern Treatment Covered -
E Consultation Not Covered -
Air Ambulance Not Covered -
Global Coverage Not Covered -
Claim Ratio 99.23 99.06
Solvency Ratio 3.25 2.21
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