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Care Critical Mediclaim Policy
N/A
VS
Star Critical Illness Plan
Critical Mediclaim Care health insurance policy gives you protection against 32 defined critical illnesses based on an indemnity plan. This super-facilitated health policy ensures you an undistracted recovery without worrying much about losing your heart and financial strength. You are covered for multiple critical illnesses including heart-related diseases, kidney failure, liver issues, dialysis, organ transplant or surgery cover, paralysis, stroke, and so on.
Additionally, avail of psychiatric counseling to heal yourself mentally and emotionally. The pre and post-hospitalization care for treatment is up there for chemotherapy and radiotherapy sessions as well.
Want to know more about the Care Critical Mediclaim policy? Read further to get more information about the plan below, benefits, coverage options, and exclusions, you’ll get all the answers to your queries.
| PLAN DETAILS |
Care Critical Mediclaim Policy |
Star Critical Illness Plan |
| Premium Including GST | ||
| Product Type | Critical Illness Health Insurance | Critical Illness Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | - |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | - |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | - |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | - |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | - |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | - |
| Hospital_network (Number of Hospital Network in city) |
11650+ | 14000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | - |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | - |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | - |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | - |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | - |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | - |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | - |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | - |
| Plan Entry Age | 5 to 50 Years | - |
| Plan Premium Entry Age and S/A | 2094 | - |
| Plan Waiting Period | 90 | - |
| Plan Coverage | Critical Illness | - |
| Plan Sample Premium | N/A | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1,2,3 Years | - |
| ICU Charges | Covered | - |
| Covid-19 Treatment | Covered | - |
| Cataract | Covered | - |
| Automatic Restoration | Not Covered | - |
| Ayush Treatment | Covered | - |
| Modern Treatment | Covered | - |
| E Consultation | Covered | - |
| Air Ambulance | Covered | - |
| Global Coverage | Covered | - |
| Claim Ratio | 97% | 99.06 |
| Solvency Ratio | 1.74 | 2.21 |
|
Star Health Insurance Plan Detailed Review |
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