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Care Critical Mediclaim health insurance policy provides protection against 32 defined critical illnesses based on an indemnity plan. This policy ensures an undistracted recovery without worrying about financial strength. It covers multiple critical illnesses including heart-related diseases, kidney failure, liver issues, dialysis, organ transplant or surgery, paralysis, stroke, and more.
Additionally, avail psychiatric counseling to support mental and emotional well-being. Pre and post-hospitalization care for chemotherapy and radiotherapy sessions is also available.
To learn more about the Care Critical Mediclaim policy, including its benefits, coverage options, and exclusions, continue reading below.
| PLAN DETAILS |
Care Critical Mediclaim Policy |
Zuno Saral Suraksha Bima Health Insurance |
| Product Type | Critical Illness Health Insurance | Accident Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Not covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Not covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Not covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Not covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Not covered |
| Hospital_network (Number of Hospital Network in city) |
11400+ | 10000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Not covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Not covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | Not applicable |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Not applicable |
| Plan Entry Age | 5 to 50 Years | 18 years to 70 years |
| Plan Premium Entry Age and S/A | 2094 | 1,600 |
| Plan Waiting Period | 90 | 00 |
| Plan Coverage | In-patient hospitalization, Pre post hospitalization, Chemotherapy radiotherapy, Dialysis treatment cover | Accidental death cover, total disability cover, partial disability cover, hospitalization expenses (add-on) |
| Plan Sample Premium | 2094 | 1,600 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1,2,3 Years | 1 year |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Not covered |
| Cataract | Covered | Not covered |
| Automatic Restoration | Not Covered | Not covered |
| Ayush Treatment | Covered | Not covered |
| Modern Treatment | Covered | Not covered |
| E Consultation | Covered | Not covered |
| Air Ambulance | Covered | Not Covered |
| Global Coverage | Covered | Covered |
| Claim Ratio | 97 | 98.54 |
| Solvency Ratio | 1.74 | 1.97 |
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