Bajaj Star Package vs Zuno Saral Suraksha Bima Health Insurance Health Insurance Plan 2026 | PolicyX

Google Ratings (2500+)

★★★★

11+ Years

IRDAI Approved

5M+

Quotes Generated

100K+

Happy Customers

PolicyX is one of India's leading digital insurance platform

Know More About Plans

Bajaj Allianz Star Package Policy is a comprehensive family floater health insurance plan that protects you and your family members against medical emergencies. The plan offers coverage for various health risks, education grants, household content, baggage during travel, and public liability.

Under the Bajaj Allianz Star Package Policy, insured individuals can choose from 8 coverage sections, out of which a minimum of 3 must be selected.

This wide range of coverage provides financial security and flexibility, allowing you to customize the health insurance plan according to your needs. With the health guard coverage, insured individuals can avail of efficient medical care features like room rent, ICU expenses, wellness benefits, convalescence benefits, and more.

PLAN DETAILS

Bajaj Star Package

Zuno Saral Suraksha Bima Health Insurance

Product Type Individual and Family Health Insurance Accident Health Insurance
Key Features
(Key features of the plan)
  • Super Cumulative Bonus
  • Co-Pay Available
  • 8 Benefit Options
  • Accident health insurance plan
  • Benefits of the plan
  • Inclusions and exclusions
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered Not covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered Not covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Not covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Not covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Not covered
Hospital_network
(Number of Hospital Network in city)
18400 10000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Not covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered Not covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered Not covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Not covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Applicable Not applicable
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Applicable Not applicable
Plan Entry Age 18 to 65 Years 18 years to 70 years
Plan Premium Entry Age and S/A 10350 1,600
Plan Waiting Period 30 Days 00
Plan Coverage - Accidental death cover, total disability cover, partial disability cover, hospitalization expenses (add-on)
Plan Sample Premium 10350 1,600
Plan Brochure Brochure URL Brochure URL
Policy Term 1 | 2 | 3 Years 1 year
ICU Charges Covered Covered
Covid-19 Treatment Covered Not covered
Cataract Covered Not covered
Automatic Restoration Not Covered Not covered
Ayush Treatment Covered Not covered
Modern Treatment Covered Not covered
E Consultation Not Covered Not covered
Air Ambulance Not Covered Not Covered
Global Coverage Not Covered Covered
Claim Ratio 99.23 98.54
Solvency Ratio 3.25 1.97
Recommended Videos
Bajaj Health Insurance

Bajaj Health Insurance

Compare with Other Plans

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Health Insurance Articles

●  Free Expert Advice

Talk to India's Top Insurance Advisor

Get personalised guidance from IRDAI-certified experts — zero cost, zero spam. Our advisors help 1M+ Indians choose the right plan every year.

📞 Call Free