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Bajaj Star Package
10350
VS
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Health Wallet Family Floater
14224
Bajaj Allianz Star Package Policy is a 360-degree family floater health insurance plan wherein you and your family members are protected against medical emergencies. The plan provides coverage for various health risks, education grants, household content, baggage during travel, and public liability.
Under the Bajaj Allianz Star Package Policy, insured individuals have the option to opt from the 8 coverage sections provided below out of which a minimum 3 must be selected.
The wide range of coverage provides financial security and flexibility to customize the health insurance plan as per your needs and requirements. With the health guard coverage insured individuals can avail of efficient medical care features like room rent, ICU expenses, wellness benefits, convalescence benefits, and more.
| PLAN DETAILS |
Bajaj Star Package |
Health Wallet Family Floater |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
18400 | 15000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Applicable | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Applicable | Not Covered |
| Plan Entry Age | 18 to 65 Years | Child: 91 days to 25 years Adult: 18 to 65 years |
| Plan Premium Entry Age and S/A | 10350 | 14224 |
| Plan Waiting Period | 30 Days | 30 |
| Plan Coverage | - | Individual & Family Floater |
| Plan Sample Premium | 10350 | 14224 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 | 2 | 3 Years | 1, 2, 3 years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Not Covered | Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Covered | Not Covered |
| E Consultation | Not Covered | Not Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Not Covered | Covered |
| Claim Ratio | 99.23 | 95.30 |
| Solvency Ratio | 3.25 | 2.00 |
|
Bajaj Health Insurance HDFC Ergo Health Insurance Plan Detailed Review |
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