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HDFC ERGO Health Insurance's Health Wallet plan is a comprehensive health insurance plan that not only ensures your health today but also secures your health for the future. The Health Wallet plan is a 360-degree health plan that provides coverage on an individual and family floater basis. You can also buy this plan as a top-up, which increases your basic plan sum insured. It covers inpatient and all outpatient expenses, protecting you from future financial worries.
| PLAN DETAILS |
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Health Wallet Family Floater |
Star Cancer Plan |
| Product Type | Individual and Family Health Insurance | Critical Illness Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | - |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | - |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | - |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | - |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | - |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | - |
| Hospital_network (Number of Hospital Network in city) |
15000 | 14000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | - |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | - |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | - |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | - |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | - |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | - |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | - |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | - |
| Plan Entry Age | Child: 91 days to 25 years Adult: 18 to 65 years | Minimum: 5 months; Maximum: 65 years |
| Plan Premium Entry Age and S/A | 14224 | 9000 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | Hospitalization expenses, pre post expenses, daycare treatment cover, OPD and pharmacy cover, domiciliary treatment, global emergency cover | - |
| Plan Sample Premium | 14224 | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 years | 1/2/3 Years |
| ICU Charges | Covered | - |
| Covid-19 Treatment | Covered | - |
| Cataract | Covered | - |
| Automatic Restoration | Covered | - |
| Ayush Treatment | Covered | - |
| Modern Treatment | Not Covered | - |
| E Consultation | Not Covered | - |
| Air Ambulance | Not Covered | - |
| Global Coverage | Covered | - |
| Claim Ratio | 95.30 | 99.06 |
| Solvency Ratio | 2.00 | 2.21 |
|
HDFC Ergo Health Insurance Plan Detailed Review Star Health Insurance Plan Detailed Review |
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