Sbi Critical Illness Insurance Policy vs Star Cancer Plan Health Insurance Plan 2026 | PolicyX

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SBI Critical Illness Insurance Policy offers you financial protection from 13 important critical illnesses. This policy provides a fixed sum, irrespective of your actual medical expenses, enabling you to stay financially secure and focus on your health. The policyholder can avail Sum Insured up to 10 Lakh.

PLAN DETAILS

Sbi Critical Illness Insurance Policy

Star Cancer Plan

Product Type Critical Illness Health Insurance Critical Illness Health Insurance
Key Features
(Key features of the plan)
  • Coverage for Cancer
  • Eligibility Criteria
  • Inclusions and Exclusions
  • High Sum Insured
  • 37 Critical Illnesses
  • Cancer Cover
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- -
Room Rent
(A limit of room rent cover during hospitalization if any)
- -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- -
Pre-hospitalization
(Expenses before the insured is hospitalized)
- -
Post-hospitalization
(Expenses after discharge from the hospital)
- -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- -
Hospital_network
(Number of Hospital Network in city)
6000 14000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- -
Ambulance Charges
(Expenses incurred on ambulance charges)
- -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- -
Plan Entry Age 18 years to 65 years Minimum: 5 months; Maximum: 65 years
Plan Premium Entry Age and S/A 357 9000
Plan Waiting Period 90 30
Plan Coverage Individual/Family floater -
Plan Sample Premium 357 -
Plan Brochure Brochure URL Brochure URL
Policy Term 1/2/3 years 1/2/3 Years
ICU Charges - -
Covid-19 Treatment - -
Cataract - -
Automatic Restoration - -
Ayush Treatment - -
Modern Treatment - -
E Consultation - -
Air Ambulance - -
Global Coverage - -
Claim Ratio - 99.06
Solvency Ratio 2.03 2.21
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