Care Health Plan vs Sbi Critical Illness Insurance Policy Health Insurance Plan 2026 | PolicyX

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Single health insurance to cover all family members.

Care health insurance plan is a comprehensive medical policy for individuals and families. It is an ideal plan for those who want a higher sum insured option to secure their present and future from medical expenses. Care medical policy from Care Health Insurance company has got you covered for all modern-day healthcare needs.

PLAN DETAILS

Care Health Plan

Sbi Critical Illness Insurance Policy

Product Type Individual and Family Health Insurance Critical Illness Health Insurance
Key Features
(Key features of the plan)
  • No claim bonus up to 100%
  • Annual health check-ups
  • Personal accident cover
  • Coverage for Cancer
  • Eligibility Criteria
  • Inclusions and Exclusions
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
11400+ 6000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered -
Plan Entry Age 91 days to No limit on age 18 years to 65 years
Plan Premium Entry Age and S/A 6620 357
Plan Waiting Period 30 90
Plan Coverage - Individual/Family floater
Plan Sample Premium 6620 357
Plan Brochure Brochure URL Brochure URL
Policy Term 1,2,3 Years 1/2/3 years
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Not Covered -
Automatic Restoration Covered -
Ayush Treatment Covered -
Modern Treatment Covered -
E Consultation Not Covered -
Air Ambulance Covered -
Global Coverage Not Covered -
Claim Ratio 97 -
Solvency Ratio 1.74 2.03
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