Care Health Plan vs Royal Sundaram Lifeline Plan Health Insurance Plan 2026 | PolicyX

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Single health insurance to cover all family members.

Care health insurance plan is a comprehensive medical policy for individuals and families. It is an ideal plan for those who want a higher sum insured option to secure their present and future from medical expenses. Care medical policy from Care Health Insurance company has got you covered for all modern-day healthcare needs.

PLAN DETAILS

Care Health Plan

Royal Sundaram Lifeline Plan

Product Type Individual and Family Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • No claim bonus up to 100%
  • Annual health check-ups
  • Personal accident cover
  • Plan benefits
  • Types of plans offered
  • Plan features & buying process
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Covered
Hospital_network
(Number of Hospital Network in city)
11400+ 10000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered Not Covered
Plan Entry Age 91 days to No limit on age 18 Years to No Upper Age Limit
Plan Premium Entry Age and S/A 6620 4284
Plan Waiting Period 30 30
Plan Coverage - -
Plan Sample Premium 6620 4284
Plan Brochure Brochure URL Brochure URL
Policy Term 1,2,3 Years 1,2,3 Years
ICU Charges Covered Covered
Covid-19 Treatment Covered Covered
Cataract Not Covered Covered
Automatic Restoration Covered Covered
Ayush Treatment Covered Covered
Modern Treatment Covered Covered
E Consultation Not Covered Not Covered
Air Ambulance Covered Covered
Global Coverage Not Covered Covered
Claim Ratio 97 96.17
Solvency Ratio 1.74 2.20
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Royal Sundaram Health Insurance

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