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Manipalcigna Arogya Sanjeevani Policy
NA
VS
Zuno Saral Suraksha Bima Health Insurance
1,600
Protect your family with the ManipalCigna Arogya Sanjeevani policy!
Yes, you heard that right. You should buy a standard health insurance policy like Arogya Sanjeevani's policy of ManipalCigna which offers an all-around solution for their healthcare requirements. You can buy this plan either on an individual or a family floater basis which allows you to cover a maximum of 2 adults and upto 3 children under a single policy. But whom can you cover under this policy? You can easily cover:
Additionally, there's a lifelong renewability benefit with this policy which makes sure you're protected against any odds throughout your life. Be it an accidental injury, or an illness that requires treatment or hospitalization, daycare procedures and more, the Arogya Sanjeevani policy of ManipalCigna covers it all.
Need any further information about the ManipalCigna Arogya Sanjeevani policy? Go through this guide where we've collected all the info related to its eligibility criteria, specifications, exclusions, etc.
| PLAN DETAILS |
Manipalcigna Arogya Sanjeevani Policy |
Zuno Saral Suraksha Bima Health Insurance |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Accident Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Not covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Not covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Not covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Not covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Not covered |
| Hospital_network (Number of Hospital Network in city) |
15000 | 10000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not Covered | Not covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | Not covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Not applicable |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Not applicable |
| Plan Entry Age | Child: 3 Months - 25 Years, Adults: 18 - 65 Years | 18 years to 70 years |
| Plan Premium Entry Age and S/A | NA | 1,600 |
| Plan Waiting Period | 30 | 00 |
| Plan Coverage | - | Accidental death cover, total disability cover, partial disability cover, hospitalization add on |
| Plan Sample Premium | NA | 1,600 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 Years | 1 year |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Not covered |
| Cataract | Covered | Not covered |
| Automatic Restoration | Not Covered | Not covered |
| Ayush Treatment | Covered | Not covered |
| Modern Treatment | Covered | Not covered |
| E Consultation | Not Covered | Not covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Not Covered | Covered |
| Claim Ratio | 98 | 98.54 |
| Solvency Ratio | 1.76 | 1.97 |
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