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SBI Group Health Insurance is a comprehensive plan that provides extensive coverage to its customers and their family members. The group health insurance policy by SBI offers multiple sum insured options and numerous benefits. With SBI Group Health Insurance, policyholders can avail cashless emergency and planned treatments in any of the 20,000+ network hospitals of the company. All hospitalization expenses, such as in-patient hospitalization and daycare treatments, are covered under the SBI Group Health Insurance Policy. Besides covering basic medical expenses, SBI health insurance also offers other protections such as ambulance expenses, pre and post-hospitalization expenses, and policy renewal benefits.
| PLAN DETAILS |
Sbi Group Plan |
Zuno Saral Suraksha Bima Health Insurance |
| Product Type | Group Health Insurance | Accident Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Not covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Not Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Not covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Not covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Not covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Not covered |
| Hospital_network (Number of Hospital Network in city) |
6000 | 10000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not Covered | Not covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | Not covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | Not applicable |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Not applicable |
| Plan Entry Age | 18 to 65 years | 18 years to 70 years |
| Plan Premium Entry Age and S/A | NA | 1,600 |
| Plan Waiting Period | 30 | 00 |
| Plan Coverage | Individual/Family Floater | Accidental death cover, total disability cover, partial disability cover, hospitalization expenses (add-on) |
| Plan Sample Premium | NA | 1,600 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | N/A | 1 year |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Not covered |
| Cataract | Covered | Not covered |
| Automatic Restoration | Not Covered | Not covered |
| Ayush Treatment | Not Covered | Not covered |
| Modern Treatment | Not Covered | Not covered |
| E Consultation | Not Covered | Not covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Not Covered | Covered |
| Claim Ratio | - | 98.54 |
| Solvency Ratio | 2.03 | 1.97 |
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