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Care Cancer Mediclaim Policy
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VS
Kotak Group Health Care Policy
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Worried about cancer in your bloodline? Care Cancer Mediclaim has got you covered.
Cancer can be defined as distress, hopelessness and loss. There could be ‘n' a number of reasons that lead to dangerous cancers, and getting a temporary or permanent cure for it can cost you almost your whole life savings. To safeguard your mental and financial health during this tough time, Care Health Insurance has a specialized cancer mediclaim policy for you. It covers the overall medical expenses that you need to diagnose, treat, and care for cancer-related medical conditions.
With the Care Cancer Mediclaim policy, you get medical cover for cancer-related hospitalisation, surgeries, radiotherapy, chemotherapy, OPD, pre and post-hospitalisations, and much more. The good part is, that you can get medical support at any stage of your life by paying a very minimal amount as your policy premium, for as long as you want to continue the policy. All types of cancers are covered within a single mediclaim policy, organ donor expenses and annual health check-ups are other diversifications of this policy.
| PLAN DETAILS |
Care Cancer Mediclaim Policy |
Kotak Group Health Care Policy |
| Premium Including GST | ||
| Product Type | Critical Illness Health Insurance | Group Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
11650+ | 22600 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Not Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Not Covered |
| Plan Entry Age | Min- 5 years, Max- 50 years | 18-55 years |
| Plan Premium Entry Age and S/A | NA | NA |
| Plan Waiting Period | 90 | 30 |
| Plan Coverage | - | - |
| Plan Sample Premium | NA | NA |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 Year | 1 Year |
| ICU Charges | Covered | Not Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Not Covered | Not Covered |
| Automatic Restoration | Not Covered | Not Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Not Covered | Not Covered |
| E Consultation | Covered | Not Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Covered | Not Covered |
| Claim Ratio | 97% | 96.4 |
| Solvency Ratio | 1.74 | 5.73 |
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