Care Cancer Mediclaim Policy vs Royal Sundaram Lifeline Elite Health Insurance Plan 2026 | PolicyX

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The Care Cancer Mediclaim policy is a specialized health plan designed to cover the high costs associated with cancer treatment. It provides comprehensive medical coverage from diagnosis to advanced treatments like chemotherapy, radiotherapy, surgeries, and OPD expenses, along with pre and post-hospitalization care. The plan supports you across all stages of cancer, ensuring financial preparedness without exhausting your savings. Benefits also include organ donor expenses and annual health check-ups. With lifelong renewability and affordable premiums, this policy covers all types of cancers.

PLAN DETAILS

Care Cancer Mediclaim Policy

Royal Sundaram Lifeline Elite

Product Type Critical Illness Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • Wide SI options
  • Lifelong renewability
  • Cancer-related global coverage
  • 11 specified critical illnesses cover
  • Worldwide emergency hospitalization
  • Maternity & newborn covers
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
11400+ 10000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered Not Covered
Plan Entry Age Min- 5 years, Max- 50 years 18 to 65 Years
Plan Premium Entry Age and S/A 2,500 21,600
Plan Waiting Period 90 30
Plan Coverage Chemotherapy expenses cover, Radiotherapy treatment cover, Cancer surgery cover, Pre post expenses, Daycare treatments covered -
Plan Sample Premium 2,500 N/A
Plan Brochure Brochure URL Brochure URL
Policy Term 1 Year 1/2/3 Years
ICU Charges Covered -
Covid-19 Treatment Covered Covered
Cataract Not Covered Covered
Automatic Restoration Not Covered Covered
Ayush Treatment Covered Covered
Modern Treatment Not Covered Not Covered
E Consultation Covered Not Covered
Air Ambulance Not Covered Not Covered
Global Coverage Covered Covered
Claim Ratio 97 96.17
Solvency Ratio 1.74 2.20

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