Care Supreme vs Activ Health Platinum Plan Health Insurance Plan 2026 | PolicyX

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Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare needs. The best part of the Care Supreme Plan is that you get a wide range of coverage benefits at a minimal premium cost. Care Supreme health insurance plan benefits include pre and post-hospitalisation, daycare procedures, organ donor expenses, domiciliary hospitalisation, and AYUSH inpatient treatment up to the limit of basic sum insured.

Additionally, you can avail of health and wellness rewards such as up to a 30% discount on the next renewal; all you need is to maintain your fitness and live healthily. Furthermore, Care Supreme health policy offers add-on choices like OPD, PED waiting period reduction, health check-up cover, Cumulative Bonus Super benefit (the sum insured increases by 5% for every 5 consecutive policy terms), and so on. These are just a few benefits to catch your attention. Read further to explore the comprehensive benefits that Care Supreme offers. This article details the Care Supreme health plan, including premium calculation, buying process, and renewal benefits.

Add-ons to Maximize Your Care Supreme Plan Benefits

If you feel your Care Supreme insurance policy is not enough to cover specific conditions, you can buy these add-on covers to optimize the benefits. Read below the add-on covers that you can buy with the Care Supreme plan:

  • Annual health check-up
  • Cumulative Bonus Super (up to 500% sum insured raise)
  • Wellness benefits (up to 30% discount)
  • Claim shield (for non-payable items cover)
  • Instant cover (for pre-existing diseases)
  • Reduction in the waiting period for pre-existing diseases
  • Care OPD (to avail of specified consultation benefits)
PLAN DETAILS

Care Supreme

Activ Health Platinum Plan

Product Type Individual and Family Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • Unlimited E-consultations
  • Automatic Restoration
  • Wellness Benefits
  • Explore the Eligibility Criteria
  • Key Features of the Plan
  • Inclusions & Exclusions
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Covered
Hospital_network
(Number of Hospital Network in city)
11400+ 12900
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Not Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Covered Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Covered Covered
Plan Entry Age 18 years to No age limit Dependent child: 91 days onwards. Adult: 18 years onwards. No maximum entry age.
Plan Premium Entry Age and S/A 9,600 Rs 13,690
Plan Waiting Period 30 30 days
Plan Coverage Individual and Family Floater Plan Individual/ Family Floater
Plan Sample Premium 9,600 Rs 13,690
Plan Brochure Brochure URL Brochure URL
Policy Term 1,2,3 Years 1/2/3 Years
ICU Charges Covered Covered
Covid-19 Treatment Covered Covered
Cataract Covered Covered
Automatic Restoration Covered Not Covered
Ayush Treatment Covered Covered
Modern Treatment Covered Covered
E Consultation Covered Not Covered
Air Ambulance Covered Covered
Global Coverage Not Covered Not Covered
Claim Ratio 97 96
Solvency Ratio 1.74 1.88
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