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Care Supreme
9,600
VS
Arogya Supreme Policy
7016
Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare needs. The best part of the Care Supreme Plan is that you get a wide range of coverage benefits at a minimal premium cost. Care Supreme health insurance plan benefits include pre and post-hospitalisation, daycare procedures, organ donor expenses, domiciliary hospitalisation, and AYUSH inpatient treatment up to the limit of basic sum insured.
Additionally, you can avail of health and wellness rewards such as up to a 30% discount on the next renewal; all you need is to maintain your fitness and live healthily. Furthermore, Care Supreme health policy offers add-on choices like OPD, PED waiting period reduction, health check-up cover, Cumulative Bonus Super benefit (the sum insured increases by 5% for every 5 consecutive policy terms), and so on. These are just a few benefits to catch your attention. Read further to explore the comprehensive benefits that Care Supreme offers. This article details the Care Supreme health plan, including premium calculation, buying process, and renewal benefits.
If you feel your Care Supreme insurance policy is not enough to cover specific conditions, you can buy these add-on covers to optimize the benefits. Read below the add-on covers that you can buy with the Care Supreme plan:
| PLAN DETAILS |
Care Supreme |
Arogya Supreme Policy |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
11400+ | 6000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | Covered |
| Plan Entry Age | 18 years to No age limit | 18 to 65 years |
| Plan Premium Entry Age and S/A | 9,600 | 7016 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | Individual and Family Floater Plan | Individual/ Family Floater |
| Plan Sample Premium | 9,600 | 7016 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1,2,3 Years | 1/2/3 Years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Covered | Not Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Covered | Covered |
| Air Ambulance | Covered | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 97 | - |
| Solvency Ratio | 1.74 | 2.03 |
|
Care Health Insurance Plan Detailed Review SBI Arogya Supreme Health Insurance |
||
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