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Magma Onehealth Insurance Policy
3615
VS
Arogya Supreme Policy
7016
Magma HDI One Health insurance policy is a versatile health plan with 5 different plan variants and high sum insured options ranging between ₹2 Lakhs to ₹1 Crore. Individuals can avail a plethora of benefits under the Magma HDI One Health Insurance Policy, such as:
The plan is available for 1, 2, or 3-year policy tenures. The minimum entry age is 18 years for adults and 91 days for children, with no upper limit for adult entry age. Magma HDI One Health Insurance policy is available as an individual and family floater plan, allowing you to cover your spouse, dependent children, dependent parents, dependent parents-in-law, grandchildren, sisters, and brothers. For more details about the plan, please read the article.
| PLAN DETAILS |
Magma Onehealth Insurance Policy |
Arogya Supreme Policy |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
8400 | 6000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Covered |
| Plan Entry Age | Minimum: 18 Years Children: 91 Days to 26 Years | 18 to 65 years |
| Plan Premium Entry Age and S/A | 3615 | 7016 |
| Plan Waiting Period | 30 days | 30 |
| Plan Coverage | In-patient hospitalization, Day care treatments, Pre and post hospitalization, and AYUSH treatment | Individual/ Family Floater |
| Plan Sample Premium | 3615 | 7016 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 years | 1/2/3 Years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Not Covered | Not Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Covered | Covered |
| Air Ambulance | Covered | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 94.72 | - |
| Solvency Ratio | 2.02 | 2.03 |
|
SBI Arogya Supreme Health Insurance |
||
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