Icici Lombard Arogya Sanjeevani Policy vs Women Specific Critical Illness Plan Health Insurance Plan 2026 | PolicyX

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ICICI Lombard Arogya Sanjeevani is a versatile plan that pays for your medical bills in case of hospitalization. If you are looking for a health plan that secures your basic healthcare needs, the Arogya Sanjeevani Policy by ICICI Lombard is an efficient fit. You can avail the plan on an individual and family floater basis and take advantage of the following features:

This affordable healthcare plan offers a cumulative bonus up to a maximum of 50% of the Sum Insured, along with coverage for cataract treatments, dental treatments, and plastic surgery if required due to a disease or injury. The plan offers a Sum Insured benefit ranging between ₹1 lakh and ₹5 lakh. To know more about the Arogya Sanjeevani Policy by ICICI Lombard, read further details.

PLAN DETAILS

Icici Lombard Arogya Sanjeevani Policy

Women Specific Critical Illness Plan

Product Type Individual and Family Health Insurance Critical Illness Health Insurance
Key Features
(Key features of the plan)
  • COVID-19 Cover
  • Ambulance Cover
  • Affordable Plan
  • Critical illness coverage for women
  • Loss of job cover
  • Children education benefits
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Not Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered Not Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Not Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Not Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Not Covered
Hospital_network
(Number of Hospital Network in city)
10600 18400
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Not Covered Not Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Not Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Not Covered Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered Covered
Plan Entry Age Min- 3 months, Max- 65 years 21 years - 65 Years
Plan Premium Entry Age and S/A 6,960 18000
Plan Waiting Period 30 90
Plan Coverage Hospitalization Expenses, Pre and Post Hospitalization Expenses, Day Care Treatments, AYUSH Treatment Cover, Ambulance Expenses, Cataract Cover Critical illness lump sum, Congenital disability cover, Child education payout, Loss of job benefit
Plan Sample Premium 6,960 18000
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3 years 1, 2, 3 years
ICU Charges Covered Not Covered
Covid-19 Treatment Covered Not Covered
Cataract Covered Not Covered
Automatic Restoration Not Covered Not Covered
Ayush Treatment Covered Not Covered
Modern Treatment Not Covered Not Covered
E Consultation Not Covered Not Covered
Air Ambulance Not Covered Not Covered
Global Coverage Not Covered Not Covered
Claim Ratio 97.16 99.23
Solvency Ratio 2.69 3.25
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