Women Specific Critical Illness Plan vs Medicare Plus Plan Health Insurance Plan 2026 | PolicyX

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Protection from critical illnesses when you need it the most!

Bajaj General's women-specific critical illness plan protects women against the serious threats of critical illness. Depending on the diagnosis of a critical illness, the insurer provides a guaranteed payout.

This plan not only protects you from life-threatening conditions but also helps save your hard-earned money. The women's critical illness policy covers hospitalization costs, compensates for job loss, and funds the education of the insured's children.

The basic cover includes:

  • Critical Illness Cover
  • Congenital Disability Benefit

In-built add-on benefits include:

  • Children Education Bonus
  • Loss of Job

This page discusses the eligibility criteria, benefits, specifications, and exclusions of the Bajaj General women-specific critical illness policy. Read on to learn more about this plan.

PLAN DETAILS

Women Specific Critical Illness Plan

Medicare Plus Plan

Product Type Critical Illness Health Insurance Top Up and Super Top Up
Key Features
(Key features of the plan)
  • Critical illness coverage for women
  • Loss of job cover
  • Children education benefits
  • Lifetime Renewability
  • High Sum Insured Options
  • Quick Buying Process
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Not Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Not Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Not Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Not Covered Covered
Hospital_network
(Number of Hospital Network in city)
18400 11000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Not Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Not Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Not Covered Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Covered Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered Not Covered
Plan Entry Age 21 years - 65 Years 3 Months to 65 Years
Plan Premium Entry Age and S/A 18000 1010
Plan Waiting Period 90 30
Plan Coverage Critical illness lump sum, Congenital disability cover, Child education payout, Loss of job benefit -
Plan Sample Premium 18000 1010
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3 years 1,2,3 years
ICU Charges Not Covered Covered
Covid-19 Treatment Not Covered Covered
Cataract Not Covered Not Covered
Automatic Restoration Not Covered Covered
Ayush Treatment Not Covered Covered
Modern Treatment Not Covered Not Covered
E Consultation Not Covered Not Covered
Air Ambulance Not Covered Not Covered
Global Coverage Not Covered Covered
Claim Ratio 99.23 -
Solvency Ratio 3.25 1.81

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