Manipalcigna Prime Senior Classic Plan vs Coronavirus Insurance Policy Health Insurance Plan 2026 | PolicyX

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PLAN DETAILS

Manipalcigna Prime Senior Classic Plan

Coronavirus Insurance Policy

Product Type Senior Citizen Health Insurance Critical Illness Health Insurance
Key Features
(Key features of the plan)
  • Modern treatment cover
  • Low waiting periods
  • Room category flexibility
  • Explore the Key Features of the Plan
  • Check the Eligibility Criteria
  • How to Buy the Policy Online?
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
15000 14000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered -
Plan Entry Age 56 to 75 years 18 Years to 65 Years
Plan Waiting Period 30 16
Plan Coverage Individual/Family floater/Multi-individual -
Plan Sample Premium NA -
Plan Brochure Brochure URL Brochure URL
Policy Term 1/2/3 Years 1 year
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Covered -
Automatic Restoration Not Covered -
Ayush Treatment Covered -
Modern Treatment Covered -
E Consultation Covered -
Air Ambulance Covered -
Global Coverage Not Covered -
Claim Ratio 98 99.06
Solvency Ratio 1.76 2.21
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