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Coronavirus Insurance Policy
VS
Icici Lombard Group Plan
1300
Star Health has introduced the Star Novel Coronavirus (nCoV) (COVID-19) Insurance policy. This policy covers expenses incurred during the treatment of COVID-19 infection. The plan is offered on an individual basis, and only one policy is allowed per insured person.
If you or a loved one contracts COVID-19, the Star Novel Coronavirus (nCov) Insurance Policy provides affordable health coverage. A lump sum compensation is offered to the insured under this program from Star Health Insurance upon diagnosis with the novel coronavirus (COVID-19).
| PLAN DETAILS |
Coronavirus Insurance Policy |
Icici Lombard Group Plan |
| Premium Including GST | ||
| Product Type | Critical Illness Health Insurance | Group Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Covered |
| Hospital_network (Number of Hospital Network in city) |
14000 | 10600 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Applicable |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Applicable |
| Plan Entry Age | 18 Years to 65 Years | Min- 180 days, Max- 95 years |
| Plan Premium Entry Age and S/A | NA | 1300 |
| Plan Waiting Period | 16 | 30 |
| Plan Coverage | - | Hospitalization expenses, pre and post hospitalization, daycare treatments, maternity add-on, diagnostic and surgical costs |
| Plan Sample Premium | - | 1300 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 year | 1 Year |
| ICU Charges | - | Covered |
| Covid-19 Treatment | - | Covered |
| Cataract | - | Covered |
| Automatic Restoration | - | Covered |
| Ayush Treatment | - | Covered |
| Modern Treatment | - | Covered |
| E Consultation | - | Covered |
| Air Ambulance | - | Covered |
| Global Coverage | - | Not Covered |
| Claim Ratio | 99.06 | 97.16 |
| Solvency Ratio | 2.21 | 2.69 |
|
Star Health Insurance Plan Detailed Review ICICI Lombard Health Insurance Review |
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