Icici Lombard Group Plan vs Cancer Care Gold Health Insurance Plan 2026 | PolicyX

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ICICI Lombard Group Health Insurance offers uniform coverage for various groups like employees or bank customers, providing financial security with a wide range of Sum Insured options up to ₹10 lakhs. Key benefits include cashless treatment at over 6,700
PLAN DETAILS

Icici Lombard Group Plan

Cancer Care Gold

Product Type Group Health Insurance Critical Illness Health Insurance
Key Features
(Key features of the plan)
  • Large Sum Insured
  • Daycare Treatment
  • Floater Benefit
  • Stage 1 & 2 Cancer Cover
  • Specifications
  • Cashless Hospitalization
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
10600 14000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Applicable -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Applicable -
Plan Entry Age Min- 180 days, Max- 95 years -
Plan Waiting Period 30 -
Plan Coverage Hospitalization expenses, pre and post hospitalization, daycare treatments, maternity add-on, diagnostic and surgical costs -
Plan Sample Premium 1300 -
Plan Brochure Brochure URL Brochure URL
Policy Term 1 Year -
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Covered -
Automatic Restoration Covered -
Ayush Treatment Covered -
Modern Treatment Covered -
E Consultation Covered -
Air Ambulance Covered -
Global Coverage Not Covered -
Claim Ratio 97.16 99.06
Solvency Ratio 2.69 2.21
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