Criticare Plus vs Cancer Care Gold Health Insurance Plan 2026 | PolicyX

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Star Criticare Plus Policy is a dual benefit plan, offering coverage for both health insurance and critical illnesses. It provides a lump sum payment for long-term diseases such as cancer, chronic kidney disease, brain tumor, major organ transplant, Cerebrovascular Stroke causing Hemiplegia, Acute Myocardial Infarction, established irreversible coma, and many other critical diseases. A distinctive feature of this policy is that it covers non-allopathic treatments up to a certain limit.

Star Criticare Plus Policy offers sum insured options ranging from ₹1 Lakh to ₹10 Lakh, with an entry age of 18 to 65 years. This plan provides coverage for the policyholder along with any one family member.

PLAN DETAILS

Criticare Plus

Cancer Care Gold

Product Type Critical Illness Health Insurance Critical Illness Health Insurance
Key Features
(Key features of the plan)
  • Cover 1 family member
  • 30% Co-payment
  • Non-allopathic treatments
  • Stage 1 & 2 Cancer Cover
  • Specifications
  • Cashless Hospitalization
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Not Covered -
Hospital_network
(Number of Hospital Network in city)
14000 14000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Not covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Applicable -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Applicable -
Plan Entry Age 18 to 65 years -
Plan Premium Entry Age and S/A 8400 27900
Plan Waiting Period 90 -
Plan Coverage - -
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy Term 1 Year -
ICU Charges Covered -
Covid-19 Treatment Not Covered -
Cataract Covered -
Automatic Restoration Not Covered -
Ayush Treatment Covered -
Modern Treatment Covered -
E Consultation Not covered -
Air Ambulance Not covered -
Global Coverage Not covered -
Claim Ratio 99.06 99.06
Solvency Ratio 2.21 2.21
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