Cancer Guard Policy vs Cancer Care Gold Health Insurance Plan 2026 | PolicyX

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New India Cancer Guard Policy by New India Assurance is a health insurance plan that provides a financial cushion for expensive cancer treatments. The New India Cancer Guard Policy can be availed by individuals from 3 months to 65 years of age.

The plan covers important treatments such as chemotherapy, radiotherapy, organ transplant, onco-surgery, and more. With a sum insured ranging from ₹5 lakh to ₹50 lakh, New India Cancer Guard Policy is a versatile cancer health insurance plan.

Additional benefits such as cancer care benefit, post-treatment follow-up, second opinion for surgery, and other extensive features help individuals avail an effective course of treatment for such a major illness.

Along with these features, the New India Cancer Guard Policy offers coverage for over 58 day care procedures, ambulance cover, major discounts, and other benefits.

PLAN DETAILS

Cancer Guard Policy

Cancer Care Gold

Product Type Critical Illness Health Insurance Critical Illness Health Insurance
Key Features
(Key features of the plan)
  • Ambulance Cover
  • Day Care Covered
  • Cancer Care Benefit
  • Stage 1 & 2 Cancer Cover
  • Specifications
  • Cashless Hospitalization
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
3000 14000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Covered -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Covered -
Plan Entry Age 3 months to 65 Years -
Plan Premium Entry Age and S/A 929 27900
Plan Waiting Period 90 -
Plan Coverage - -
Plan Sample Premium 929 -
Plan Brochure Brochure URL Brochure URL
Policy Term 1,2,3 Years -
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Covered -
Automatic Restoration Not Covered -
Ayush Treatment Covered -
Modern Treatment Not Covered -
E Consultation Not Covered -
Air Ambulance Not Covered -
Global Coverage Not Covered -
Claim Ratio 90.73 99.06
Solvency Ratio 1.91 2.21
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