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ManipalCigna Super Top-up Plus Plan is an additional protection that you can buy to expand your base health plan’s coverage benefits. ManipalCigna's Super Top-up Plan has two variants: Plus and Select.
This plan is specially designed to cater to the healthcare needs of policyholders over and above the sum insured limit of the base health insurance policy. This ensures they are assured of medical support without worrying about coverage exhaustion. The ManipalCigna Super Top-up Plus Plan provides in-patient hospitalization, pre and post-hospitalization, and covers daycare procedures, AYUSH treatment for in-patient care, along with other benefits. If you find the sum insured limit or coverage benefits insufficient, this plan offers optional and add-on covers to enhance your well-being.
Read on to know more about this exclusive plan.
| PLAN DETAILS |
Manipalcigna Super Top Up Plus Plan |
Zuno Corona Rakshak |
| Product Type | Top Up and Super Top Up | Individual |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Not Covered |
| Hospital_network (Number of Hospital Network in city) |
15000 | 10000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | Not Available |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | Not Available |
| Plan Entry Age | Child: 91 days - 23 years, Adult: 18 years - No Limit | 18 to 65 years |
| Plan Premium Entry Age and S/A | NA | 1,300 |
| Plan Waiting Period | 30 | 15 |
| Plan Coverage | - | Hospitalization expenses, pre and post-hospitalization expenses, daycare treatments, AYUSH treatment cover |
| Plan Sample Premium | NA | 1,300 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 Years | 3.5/6.5/9.5 Months |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Not Covered | Not Covered |
| Automatic Restoration | Not Covered | Not Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Covered | Not Covered |
| E Consultation | Covered | Not Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 98 | 98.54 |
| Solvency Ratio | 1.76 | 1.97 |
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