Supercharge Plan vs Zuno Corona Rakshak Health Insurance Plan 2026 | PolicyX

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TATA AIG's Health Supercharge plan offers a fivefold enhancement in your health insurance coverage. This new plan provides access to healthcare for diverse needs across different zones of the country. Its two variants focus on different areas. These include:

TATA AIG Supercharge Geo Plan for residents of Zone-B cities (Hyderabad, Secunderabad, Bengaluru, Kolkata, Indore, Chennai, Chandigarh, Mohali, Panchkula, Zirakpur, Pune, Pimpri Chinchwad, Rajkot) and Zone-C (rest of India).

TATA AIG Supercharge Value Plan for pan India.

Facts

  • A 5% discount is offered if the policy is purchased before age 40.
  • The policy offers high-end wellness programs and services.
  • The policy covers medical devices as well.
  • Accumulated cashback is provided for every claim-free year.
  • Options for pay-per-premiums, deductibles, co-payment, and OPD are available.
  • The plan has two variants: Health Supercharge Value Plan and Health Supercharge Geo Plan.
PLAN DETAILS

Supercharge Plan

Zuno Corona Rakshak

Product Type Family Individual
Key Features
(Key features of the plan)
  • 5X Enhanced Benefits
  • 2 Impressive Variants To Choose
  • Complete AYUSH Coverage
  • COVID-19 Cover
  • Minimal Waiting Period
  • Consumables Cover
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Not Covered
Hospital_network
(Number of Hospital Network in city)
11000 10000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Not Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered Not Available
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered Not Available
Plan Entry Age 91 days to 65 years 18 to 65 years
Plan Premium Entry Age and S/A 3814 1,300
Plan Waiting Period 30 15
Plan Coverage - Hospitalization expenses, pre and post-hospitalization expenses, daycare treatments, AYUSH treatment cover
Plan Sample Premium 3814 1,300
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2 and 3 years 3.5/6.5/9.5 Months
ICU Charges Covered Covered
Covid-19 Treatment Covered Covered
Cataract Covered Not Covered
Automatic Restoration Covered Not Covered
Ayush Treatment Covered Covered
Modern Treatment Not Covered Not Covered
E Consultation Not Covered Not Covered
Air Ambulance Covered Not Covered
Global Coverage Not Covered Not Covered
Claim Ratio - 98.54
Solvency Ratio 1.81 1.97

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