Reliance Arogya Sanjeevani Plan vs Personal Accident Plan Health Insurance Plan 2026 | PolicyX

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Reliance Arogya Sanjeevani's plan is affordable and efficient. In unprecedented times, covering you and your family is a necessity. Reliance Arogya Sanjeevani Insurance Plan comes with a wide variety of benefits such as in-patient hospitalization, daycare treatments, AYUSH treatments, and ambulance charges. Reliance Arogya Sanjeevani policy is an easy-to-buy plan that covers all your inpatient hospitalization needs with a wide range of sum-insured options ranging between ₹50,000 to ₹10 Lakhs.

PLAN DETAILS

Reliance Arogya Sanjeevani Plan

Personal Accident Plan

Product Type Individual and Family Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • AYUSH Benefits
  • Inclusions and Exclusions
  • Quick Claim Process
  • Child Education
  • Funeral Expenses Cover
  • TTD/PTD Cover
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered Not Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Not Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered Not Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Not Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Not Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Not Covered
Hospital_network
(Number of Hospital Network in city)
9100 10000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Not Covered Not Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered Not Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Not Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Not Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Not Covered Not Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Covered Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered Not Covered
Plan Entry Age Minimum 18 years, Maximum 65 years Adult Entry Age: Minimum: 18 years, Maximum: 65 years. For Dependent Children (Maximum 2): Minimum:
Plan Premium Entry Age and S/A 8,240 -
Plan Waiting Period 30 No Waiting Period
Plan Coverage Individual/Family floater cover -
Plan Sample Premium NA -
Plan Brochure Brochure URL Brochure URL
Policy Term 1 Year 1/2/3 Years
ICU Charges Covered Not Covered
Covid-19 Treatment Covered Not Covered
Cataract Covered Not Covered
Automatic Restoration Not Covered Not Covered
Ayush Treatment Covered Not Covered
Modern Treatment Covered Not Covered
E Consultation Not Covered Not Covered
Air Ambulance Not Covered Not Covered
Global Coverage Not Covered Not Covered
Claim Ratio 87.50 94.4
Solvency Ratio 2.35 3.03
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