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A cover for those who are one in a million.
The Reliance Specially Abled health insurance plan caters to specially-abled individuals who need medical and financial support in an emergency. As per the report published by the Office of Chief Commissioner for Persons with Disability, almost 2.21% of the overall population in India, i.e., approximately 2.68 crore individuals, are registered under the PWD category.
Based on The Rights of Persons with Disabilities Act of India, 2016, and The Mental Healthcare Act of India, 2017, the Reliance Specially Abled health policy caters to the most vulnerable sections of our society. Reliance General Insurance Company Limited has curated this health insurance for Persons with Disability, those who are inflicted with HIV/AIDS, mental illness, etc.
This page has it all, from the eligibility criteria, specifications, and exclusions of the plan. Read further to know in detail.
| PLAN DETAILS |
Reliance Specially Abled Health Insurance Plan |
Care Classic |
| Product Type | Individual | Family |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Covered |
| Hospital_network (Number of Hospital Network in city) |
9100 | 11400+ |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Not Covered |
| Plan Entry Age | Child: 1 - 17 years, Adult: 18 - 65 years | Min- 91 days, Max- 64 years |
| Plan Premium Entry Age and S/A | 2,800 | 8492 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | Hospitalization expenses covered, Pre post hospitalization, Daycare treatments covered, AYUSH treatments included |
| Plan Sample Premium | NA | 8492 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 years | 1, 2, 3 Years |
| ICU Charges | - | Covered |
| Covid-19 Treatment | - | Covered |
| Cataract | - | Covered |
| Automatic Restoration | - | Covered |
| Ayush Treatment | - | Covered |
| Modern Treatment | - | Covered |
| E Consultation | - | Covered |
| Air Ambulance | - | Not Covered |
| Global Coverage | - | Not Covered |
| Claim Ratio | 87.50 | 97 |
| Solvency Ratio | 2.35 | 1.74 |
|
Care Health Insurance Plan Detailed Review |
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