Icici Prudential vs Pnb Metlife Life Insurance 2026 | PolicyX
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COMPANY DETAILS ✎ Edit

Icici Prudential

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Pnb Metlife

Rating
Number of life insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

₹ 950.71 crores

Annual Premiums Collected (2024-25)

₹ 7552.39 crores
Payout Options

Payout Options

Lump sum, monthly, or a combination of both

Payout Options

Lump sum, regular frequencies or a combination of both
Claim ratio

Payout Options

99.3%%

Payout Options

99.57%%
Solvency Ratio

Solvency Ratio

2.12

Solvency Ratio

1.72
Pan India Presence

Pan India Presence

506

Pan India Presence

15000+
Riders Available

Riders Available

Terminal Illness Benefit, Income Benefit Rider, Waiver of Premium, Critical Illness Benefit, Permanent and Partial Disability Benefit, Accidental Death Benefit

Riders Available

Accidental Death Benefit Rider Plus, Serious Illness Rider, Accidental Disability Benefit Rider, Critical Illness Rider, Group Accidental Permanent and Total Disability Plus, Group Accidental Permanent and Partial Disability Plus, Group Illness Serious
Inception year

Inception year

27,160.06 cr

Inception year

-
Complaint ratio per ₹1 crore of premium collected

Complaint ratio per ₹1 crore of premium collected

2001

Complaint ratio per ₹1 crore of premium collected

-
Average claim settlement time

Average claim settlement time

-

Average claim settlement time

-
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ICICI Prudential Term Insurance Review 2026

ICICI Prudential Term Insurance Review 2026

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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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