Icici Prudential vs Hdfc Pension Plans Life Insurance 2026 | PolicyX
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Overview

ICICI Prudential Life Insurance

ICICI Prudential is among the most dominant players in India's insurance sector, having commenced operations in 2001. The company was founded on the principle of customer-centricity, offering long-term savings and protection products to meet diverse life stage requirements. It has consistently ranked among the top companies in the Indian life insurance sector. As of March 31, 2022, ICICI Prudential's Assets Under Management (AUM) stood at INR 2,404.92 billion.

ICICI Prudential Life Insurance caters to your insurance needs by offering:

  • Variety of plans
  • Multiple options to purchase
  • Affordable premiums
  • Good customer support
COMPANY DETAILS ✎ Edit

Icici Prudential

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Hdfc Pension Plans
Rating
Number of life insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

₹ 950.71 cr

Annual Premiums Collected (2024-25)

₹ Rs 1 lakh to No limit
Payout Options

Payout Options

Lump sum, monthly, or a combination of both

Payout Options

-
Claim ratio

Payout Options

99.3%%

Payout Options

Minimum Age- 30 year%
Solvency Ratio

Solvency Ratio

2.12

Solvency Ratio

85 years
Pan India Presence

Pan India Presence

506

Pan India Presence

Annual, half-yearly,
Riders Available

Riders Available

Terminal Illness Benefit, Income Benefit Rider, Waiver of Premium, Critical Illness Benefit, Permanent and Partial Disability Benefit, Accidental Death Benefit

Riders Available

10 to 30 years
Policy Term

Policy Term

5 to 40 years

Policy Term

10 to 40 years
Inception year

Inception year

27,160.06 cr

Inception year

-
Complaint ratio per ₹1 crore of premium collected

Complaint ratio per ₹1 crore of premium collected

2001

Complaint ratio per ₹1 crore of premium collected

-
Average claim settlement time

Average claim settlement time

-

Average claim settlement time

-
IRDAI registration number

IRDAI registration number

116

IRDAI registration number

-
Awards and recognitions

Awards and recognitions

India's Greatest Brand 2024/25, 1st Rank in PMFBY Performance Ranking by the Govt. of India, Best Fraud Risk Management Program Award

Awards and recognitions

-
Recommended Videos
ICICI Prudential Term Insurance Review 2026

ICICI Prudential Term Insurance Review 2026

Riders

Riders You Can Avail With ICICI Life Insurance Plans

Name of the RiderBenefits
ICICI Prudential Accidental Death RiderOffers an additional payout if the insured dies due to an accident during the policy tenure.
ICICI Prudential Critical Illness Plus RiderA lump sum is offered if the policyholder is diagnosed with any of the critical illnesses mentioned in the policy document.
ICICI Prudential Permanent & Partial Disability RiderThe insurance company pays a certain sum assured for the next five or ten years in case of permanent or partial disability.
ICICI Prudential Income Benefit RiderOffers a regular source of income to the family in case of the policyholder's demise or disability.
ICICI Prudential Waiver of Premium RiderWaives all future premiums in case of the policyholder’s death, ensuring policy benefits remain unchanged.
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Types of ICICI Prudential Life Insurance Plans

Every plan currently being sold by ICICI Prudential Life Insurance, shown side-by-side so you can shortlist quickly.

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ICICI Pru Signature Plan

ICICI Pru Signature is a ULIP that combines life cover with wealth creation, helping you protect your family while growing your in... Read More

Unique Features

  • Life Cover
  • Wealth Boosters
  • Return of Premium Allocation Charges
Sum AssuredEntry Age: 0 Years
Entry AgeMaximum Entry Age: 70 Years
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Life Insurance Articles

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Reviewed By

Naval Goel

CEO & Founder, PolicyX.com

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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