Icici Prudential vs Pnb Investment

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Icici Prudential vs Pnb Investment

COMPANY DETAILS Edit ICICI Prudential Life Insurance

Icici Prudential

 Edit PNB Metlife Investment Plans

Pnb Investment
Rating
Number of life insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

950.71 cr

Annual Premiums Collected (2024-25)

Rs 1.5 lakhs to No limit
Payout Options

Payout Options

Lump sum, monthly, or a combination of both

Payout Options

-
Claim ratio

Claim ratio

99.3%%

Claim ratio

Minimum Age - 3 year%
Solvency Ratio

Solvency Ratio

2.12

Solvency Ratio

80 years
Branches

Branches

506

Branches

Annually, quarterly,
Riders Available

Riders Available

Terminal Illness Benefit, Income Benefit Rider, Waiver of Premium, Critical Illness Benefit, Permanent and Partial Disability Benefit, Accidental Death Benefit

Riders Available

Minimum term: 6 years. Maximum term: 30 years.
Policy Term

Policy Term

5 to 40 years

Policy Term

5 to 10 years
Recommended Videos
Best ICICI Prudential Life Insurance Plans

Best ICICI Prudential Life Insurance Plans

Overview

ICICI Prudential Life Insurance

ICICI Prudential is among the most dominant players in India's insurance sector, having commenced operations in 2001. The company was founded on the principle of customer-centricity, offering long-term savings and protection products to meet diverse life stage requirements. It has consistently ranked among the top companies in the Indian life insurance sector. As of March 31, 2022, ICICI Prudential's Assets Under Management (AUM) stood at INR 2,404.92 billion.

ICICI Prudential Life Insurance caters to your insurance needs by offering:

  • Variety of plans
  • Multiple options to purchase
  • Affordable premiums
  • Good customer support

Riders

Riders You Can Avail With ICICI Life Insurance Plans

Name of the RiderBenefits
ICICI Prudential Accidental Death RiderOffers an additional payout if the insured dies due to an accident during the policy tenure.
ICICI Prudential Critical Illness Plus RiderA lump sum is offered if the policyholder is diagnosed with any of the critical illnesses mentioned in the policy document.
ICICI Prudential Permanent & Partial Disability RiderThe insurance company pays a certain sum assured for the next five or ten years in case of permanent or partial disability.
ICICI Prudential Income Benefit RiderOffers a regular source of income to the family in case of the policyholder's demise or disability.
ICICI Prudential Waiver of Premium RiderWaives all future premiums in case of the policyholder’s death, ensuring policy benefits remain unchanged.

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ICICI Prudential Life Insurance

ICICI Prudential is among the most dominant players in India's insurance sector, having commenced operations in 2001. ICICI Prudential Life is promoted by ICICI Bank Limited and Prudential Corporation Holdings Limited.

ICICI Investment Plans Plans

ICICI Investment Plans

ICICI Pru Signature Plan

ICICI Pru Signature Plan

ICICI Pru Signature is a ULIP that combines life cover with wealth creation, helping you protect your family while growing your investments. It provid...

Unique Features

  • Life Cover
  • Wealth Boosters
  • Return of Premium Allocation Charges

ICICI Pru Signature Plan (Pros)

ICICI Pru Signature Plan
  • Return of Premium Allocation Charges
  • Systematic Withdrawal Plan (SWP)

ICICI Pru Signature Plan (Cons)

ICICI Pru Signature Plan
  • 1-Year Waiting Period for Suicide
  • No Policy Loans
  • No Coverage for Pre-existing Conditions

ICICI Pru Signature Plan (Other Benefits)

ICICI Pru Signature Plan
  • Improved wealth creation
  • Transparent charge structure
  • Long-term protection

ICICI Pru Signature Plan (Eligibility Criteria)

ICICI Pru Signature Plan
  • Entry Age: 0 Years
  • Maximum Entry Age: 70 Years
  • Minimum Sum Assured: 1.25 X Single Premium (for 0-39 years) / 10 X Single Premium (for 40 years and above)
  • Maximum Maturity Age: 99 Years
  • Premium Payment Term: Regular Pay (RP) / Single Pay (SP) / Limited Pay (LP)

PNB Investment Plans

PNB MetLife Savings and Investment Plans provide the benefits of insurance cover as well as market-linked investment, offering flexibility to invest in equity or debt funds, depending on the investor's risk appetite.

Investment Plan Plans

Investment Plan

PNB MetLife Century Plan

PNB MetLife Century Plan

PNB Century Plan provides whole-life (up to 100 years of age) coverage and income. This investment plan offers survival benefits if you outlive the po...

Unique Features

  • Multiple plan options
  • Bonuses
  • Flexible income pay

PNB MetLife Century Plan (Pros)

PNB MetLife Century Plan
  • Guaranteed cash bonuses
  • Multiple income options
  • Waiver of premiums on demise

PNB MetLife Century Plan (Cons)

PNB MetLife Century Plan
  • No auto-cover continuance

PNB MetLife Century Plan (Other Benefits)

PNB MetLife Century Plan
  • Death benefits
  • Maturity benefits
  • Tax benefits

PNB MetLife Century Plan (Eligibility Criteria)

PNB MetLife Century Plan
  • Minimum entry age: 30 days
  • Maximum entry age: 65 years
  • Minimum sum assured: ₹2.4 Lakhs
  • Maximum sum assured: No limit
  • Maximum policy term: 100 minus entry age

Investment Plan

PNB Metlife Mera Wealth Plan

PNB Metlife Mera Wealth Plan

Mera Wealth Plan is a ULIP (Unit Linked Life Insurance Plan) that covers your family financially if something happens to you and offers good returns o...

Unique Features

  • Loyalty additions
  • Dual benefits
  • Partial withdrawals

PNB Metlife Mera Wealth Plan (Pros)

PNB Metlife Mera Wealth Plan
  • Loyalty additions
  • Dual benefits
  • Partial withdrawals

PNB Metlife Mera Wealth Plan (Cons)

PNB Metlife Mera Wealth Plan
  • Pre-existing conditions not covered
  • Suicidal exclusion
  • No auto-cover continuance

PNB Metlife Mera Wealth Plan (Other Benefits)

PNB Metlife Mera Wealth Plan
  • Premium discontinuance
  • Death benefits
  • Maturity benefits

PNB Metlife Mera Wealth Plan (Eligibility Criteria)

PNB Metlife Mera Wealth Plan
  • Minimum entry age: 30 days
  • Maximum entry age: 60 years
  • Minimum sum assured: Rs 50 lakhs
  • Maximum sum assured: No limit
  • Maximum policy term: 30 years

Investment Plan

PNB Metlife Super Saver Plan

PNB Metlife Super Saver Plan

Save more with PNB MetLife Super Saver Plan and protect your family in your absence. The PNB MetLife Super Saver plan is a long-term savings and famil...

Unique Features

  • Waiver of Premium
  • Yearly Cash Bonuses
  • Choice of Plan Options

PNB Metlife Super Saver Plan (Pros)

PNB Metlife Super Saver Plan
  • Waiver of Premium
  • Yearly Cash Bonuses
  • Choice of Plan Options

PNB Metlife Super Saver Plan (Cons)

PNB Metlife Super Saver Plan
  • No coverage for pre-existing conditions
  • Suicide exclusion
  • No auto-cover continuance

PNB Metlife Super Saver Plan (Other Benefits)

PNB Metlife Super Saver Plan
  • Maturity Benefits
  • Tax Benefits
  • Death Benefits

PNB Metlife Super Saver Plan (Eligibility Criteria)

PNB Metlife Super Saver Plan
  • Minimum entry age - 0 years
  • Maximum entry age - 60 years
  • Minimum sum assured - ₹220000
  • Maximum sum assured - No limit
  • Maximum policy term - 20 years

Investment Plan

PNB MetLife Bachat Yojana

PNB MetLife Bachat Yojana

To save more, invest smartly with the PNB MetLife Bachat Yojana.PNB MetLife Bachat Yojana plan is a long-term savings plan with the benefit of assured...

Unique Features

  • Long-term Savings Plan
  • Earn Cash Bonuses Yearly
  • Lower Premiums

PNB MetLife Bachat Yojana (Pros)

PNB MetLife Bachat Yojana
  • Death Benefit
  • Survival Benefit
  • Maturity Benefit

PNB MetLife Bachat Yojana (Cons)

PNB MetLife Bachat Yojana
  • No Pre-existing Condition Cover
  • Suicide Exclusion
  • No Auto-Cover Continuance

PNB MetLife Bachat Yojana (Other Benefits)

PNB MetLife Bachat Yojana
  • Comprehensive Protection
  • Flexibility
  • Availability of Riders

PNB MetLife Bachat Yojana (Eligibility Criteria)

PNB MetLife Bachat Yojana
  • Minimum Entry Age: 20 years
  • Maximum Entry Age: 60 years
  • Minimum Sum Assured: Rs 64
  • 800
  • Maximum Sum Assured: Rs 5 Lakhs
  • Maximum Policy Term: 15 years

PNB Metlife Investment Plans Plans

PNB Metlife Investment Plans

PNB MetLife Guaranteed Savings Plan

PNB MetLife Guaranteed Savings Plan

PNB MetLife Guaranteed Savings Plan is an individual, non-participating, non-linked savings-plus-life insurance policy. By serving dual purposes of cr...

Unique Features

  • Get Guaranteed Benefits & Yearly Bonuses on Your Savings
  • Rebates on High Sum Assured
  • 2 Add-on Riders Available

PNB MetLife Guaranteed Savings Plan (Pros)

PNB MetLife Guaranteed Savings Plan
  • Maturity Benefits
  • Death Benefits
  • Discount on High Sum Assured

PNB MetLife Guaranteed Savings Plan (Cons)

PNB MetLife Guaranteed Savings Plan
  • No Pre-existing Condition
  • Suicide Exclusion
  • No Auto Cover Continuance

PNB MetLife Guaranteed Savings Plan (Other Benefits)

PNB MetLife Guaranteed Savings Plan
  • Yearly Bonuses
  • High Sum Assured Rebates
  • Additional Riders

PNB MetLife Guaranteed Savings Plan (Eligibility Criteria)

PNB MetLife Guaranteed Savings Plan
  • Minimum Entry Age: 3 years; Maximum Entry Age: 60 years; Minimum Sum Assured: Rs 1
  • 50
  • 000; Maximum Sum Assured: Rs 4
  • 00
  • 000; Maximum Policy Term: 20 years

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Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.

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