Icici Prudential vs Hdfc Investment Life Insurance 2026 | PolicyX

Google Ratings (2500+)

★★★★

11+ Years

IRDAI Approved

5M+

Quotes Generated

100K+

Happy Customers

PolicyX is one of India's leading digital insurance platform
Select Insurer

Overview

ICICI Prudential Life Insurance

ICICI Prudential is among the most dominant players in India's insurance sector, having commenced operations in 2001. The company was founded on the principle of customer-centricity, offering long-term savings and protection products to meet diverse life stage requirements. It has consistently ranked among the top companies in the Indian life insurance sector. As of March 31, 2022, ICICI Prudential's Assets Under Management (AUM) stood at INR 2,404.92 billion.

ICICI Prudential Life Insurance caters to your insurance needs by offering:

  • Variety of plans
  • Multiple options to purchase
  • Affordable premiums
  • Good customer support
COMPANY DETAILS ✎ Edit

Icici Prudential

✎ Edit

Hdfc Investment

Rating
Number of life insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

₹ 950.71 cr

Annual Premiums Collected (2024-25)

₹ 000 to No limit
Payout Options

Payout Options

Lump sum, monthly, or a combination of both

Payout Options

-
Claim ratio

Payout Options

99.3%%

Payout Options

Minimum Age - 5 year%
Solvency Ratio

Solvency Ratio

2.12

Solvency Ratio

80 years
Pan India Presence

Pan India Presence

506

Pan India Presence

Annual, half-yearly,
Riders Available

Riders Available

Terminal Illness Benefit, Income Benefit Rider, Waiver of Premium, Critical Illness Benefit, Permanent and Partial Disability Benefit, Accidental Death Benefit

Riders Available

Minimum term - 6 years Maximum term - 30 years
Policy Term

Policy Term

5 to 40 years

Policy Term

5 to 12 years
Inception year

Inception year

27,160.06 cr

Inception year

-
Complaint ratio per ₹1 crore of premium collected

Complaint ratio per ₹1 crore of premium collected

2001

Complaint ratio per ₹1 crore of premium collected

-
Average claim settlement time

Average claim settlement time

-

Average claim settlement time

-
IRDAI registration number

IRDAI registration number

116

IRDAI registration number

-
Awards and recognitions

Awards and recognitions

India's Greatest Brand 2024/25, 1st Rank in PMFBY Performance Ranking by the Govt. of India, Best Fraud Risk Management Program Award

Awards and recognitions

-
Recommended Videos
ICICI Prudential Term Insurance Review 2026

ICICI Prudential Term Insurance Review 2026

Riders

Riders You Can Avail With ICICI Life Insurance Plans

Name of the RiderBenefits
ICICI Prudential Accidental Death RiderOffers an additional payout if the insured dies due to an accident during the policy tenure.
ICICI Prudential Critical Illness Plus RiderA lump sum is offered if the policyholder is diagnosed with any of the critical illnesses mentioned in the policy document.
ICICI Prudential Permanent & Partial Disability RiderThe insurance company pays a certain sum assured for the next five or ten years in case of permanent or partial disability.
ICICI Prudential Income Benefit RiderOffers a regular source of income to the family in case of the policyholder's demise or disability.
ICICI Prudential Waiver of Premium RiderWaives all future premiums in case of the policyholder’s death, ensuring policy benefits remain unchanged.
●  Free Expert Advice

Talk to India's Top Insurance Advisor

Get personalised guidance from IRDAI-certified experts — zero cost, zero spam. Our advisors help 1M+ Indians choose the right plan every year.

Other Life Insurance Companies

Trouble connecting with an insurance company?

Contact PolicyX.com
Toll-free: 1800-4200-269
We are happy to help.

Types of ICICI Prudential Life Insurance Plans

Every plan currently being sold by ICICI Prudential Life Insurance, shown side-by-side so you can shortlist quickly.

Types of HDFC Investment Plans Plans

Every plan currently being sold by HDFC Investment Plans, shown side-by-side so you can shortlist quickly.

HDFC Super Income

HDFC Super Income Plan is a comprehensive, non-linked savings plan that provides a combination of regular income and insurance cov... Read More

Unique Features

  • Start earning from 2nd year
  • 9 plan options
  • 3.4% to 12.5% extra benefits
Sum AssuredMinimum entry age: 30 Days
Entry AgeMaximum entry age: 59 years
View plan

HDFC Sampoorn Samridhi Plus

‘A plan that offers you dual benefits - savings and whole life coverage.’ HDFC Sampoorn Samridhi Plus combines whole-life and ... Read More

Unique Features

  • Guaranteed additions
  • Lifetime coverage
  • Loan against policy
Sum AssuredMinimum entry age- 30 Days
Entry AgeMaximum entry age- 60 years
View plan

HDFC Life Uday Plan

Invest today for a worry-free tomorrow with the HDFC Life Uday Savings Plan for a brighter future.HDFC Life Uday, from HDFC Life I... Read More

Unique Features

  • Discount on Sum Assured
  • Guaranteed Additions
  • 2 Rider Benefits
Sum AssuredMinimum entry age: 18 years
Entry AgeMaximum entry age: 55 years
View plan

HDFC Assured Gain Plus

HDFC Life Assured Gain Plus is a non-linked participating savings life insurance plan offering financial protection to your family... Read More

Unique Features

  • Limited Premium Payment Term
  • Guaranteed Sum Assured
  • Terminal Bonus Benefit
Sum AssuredMinimum entry age- 3 years
Entry AgeMaximum entry age- 65 years
View plan

HDFC Guaranteed Wealth Plus

'A plan that helps you save for your future goals.' The insurance market is filled with several insurance products, each with its ... Read More

Unique Features

  • Dual Benefits
  • Guaranteed Income
  • Lump Sum and Income Variant
Sum AssuredMinimum Entry Age: 12 years
Entry AgeMaximum Entry Age: 60 years
View plan

HDFC Guaranteed Income Plan

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular inco... Read More

Unique Features

  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
Sum Assured<ul> <li>Minimum entry age: 3 years</li> <li>Maximum entry age: 65 years</li> <li>Minimum sum assured: Depends on monthly premiums</li> <li>Maximum sum assured: No Limit</li> <li>Maximum policy term: 15 years</li> </ul>
View plan

HDFC My Assured Income Plan

‘A combination of income and family protection plan’. HDFC Life My Assured Income Plan is a perfect blend of a guaranteed inco... Read More

Unique Features

  • Guaranteed income benefits
  • Terminal benefits
  • Life coverage
Sum AssuredMinimum entry age: 2 years Maximum entry age: 60 years Minimum sum assured: NA Maximum sum assured: NA Maximum policy term: 16 years
View plan

HDFC Sanchay Plus

Achieving personal milestones is crucial for securing your future. These milestones often come with added responsibilities, expens... Read More

Unique Features

  • Guaranteed Benefits
  • Death Benefits
  • Sample Premium Rates
Sum AssuredMinimum entry age: 5 years
Entry AgeMaximum entry age: 60 years
View plan

Life Insurance Articles

Quick Comparison with Other Insurers

NG
Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

📞 Call Free