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Aditya Birla Global Health Secure is an international health insurance plan designed to cover treatment for major critical illnesses outside India. It allows you to access cashless treatment at global hospitals, along with coverage for travel, accommodation, and related medical expenses. The plan focuses on providing access to advanced healthcare facilities and specialists worldwide for listed serious conditions like cancer and heart diseases.
Key highlights:
Please note, this global health insurance plan is available only for those who already have a domestic health insurance indemnity policy (mandatory in India), the sum insured of which should be INR 10 Lakhs or more. There is no age limit for renewing the policy, meaning you can renew your policy after each completed policy tenure. It helps you maintain your health while traveling globally and protects you from financial strain.
This plan page details the eligibility criteria, benefits, exclusions, and other aspects of the Aditya Birla Global Health Secure policy. Scroll below to learn more!
| PLAN DETAILS |
Global Health Secure Plan |
National Parivar Mediclaim Policy |
| Product Type | Individual | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
12900 | 3200 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | Covered |
| Plan Entry Age | Child: 91 days - 5 years; Adult: 18 - 65 years | Min: 3 Months, Max: 65 Years |
| Plan Premium Entry Age and S/A | 8,479 | NA |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | In-patient hospitalization, pre & post-hospitalization (90/180 days), day care treatments, domiciliary & home healthcare, mental illness & modern treatments | - |
| Plan Sample Premium | 8,479 | NA |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1/2/3 years | 1/2/3 years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Not Covered | Covered |
| Automatic Restoration | Covered | Not Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Not Covered | Not Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 96 | 91.31 |
| Solvency Ratio | 1.88 | -0.67 |
|
National Health Insurance |
||
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