Health insurance is no more of just a commodity, it has become one of the most efficient ways for investment planning and also a safety net for healthcare needs. Some health plans come with a high sum insured value of 2-3 Crores, for which the insured person has to pay high monthly/annual premiums.
However, for those who are beginners or individuals who want to purchase their first policy or an affordable health insurance plan for themselves, there are multiple low premium health insurance options readily available in India.
Here we have discussed all about the cheapest health insurance plans and their distinct benefits/features, important things to keep in mind while investing in them, etc.
You can buy the best cheapest health insurance policy as there are multiple comprehensive policy options in the market from reputed companies. Here are some of PolicyX’s recommendations for the best affordable health insurance plans in India that provide coverage for basic, secondary and tertiary healthcare facilities:
Plan Name | Eligibility (Entry Age) | Sum Insured (in INR) | Monthly Premiums |
---|---|---|---|
Niva Bupa Aspire Gold+ | 18 years- NA | 3 L- 1 Cr | INR 799 |
Star Health Assure | 18 - 75 years | 5 L - 2 Cr | INR 960 |
Care Supreme | 18 - 60 years | 7 - 1 Cr | INR 929 |
ManipalCigna ProHealth Prime Active | 18 - 70 years | 3 - 15 L | INR 919 |
Aditya Birla Activ Health Platinum Enhanced | 18 years - No limit | 2 L - 2 Cr | INR 870 |
Note: The mentioned premiums are in consideration with a 21-year-old male who resides in the city of Gurgaon and is a non-smoker individual earning between 3-5 LPA.
Key Takeaways
Here are some of the important things to keep in mind while you are planning to invest in a low monthly premium health insurance plan in India:
To buy the cheapest health insurance policy in India, you must know all the aspects related to its coverage benefits, exclusions, terms and conditions, and more. The reason is that not all cheap options are there to provide you comprehensive benefits like high-sum insured health insurance plans. You will require some guidance and regular support to buy a low cost health insurance policy in India.
Needless to say, PolicyX is always there to help you out, we are just one call away from you and your journey to health security with a health insurance policy. So, wait and delay your safety? Call us at 1800 4200 269 or get a quote now and be insured with an affordable health insurance policy.
You can buy the cheapest health insurance plans from PolicyX.com. You must call our health insurance experts for more guidance on the best cheapest health insurance plans in India.
An individual above 18 years old can buy an individual low cost health insurance policy. Whereas, individuals over 65 years and above can buy affordable health insurance plans with customized coverage for senior citizens.
A minimum premium range for affordable health insurance plans is between INR 500 to 1000 monthly, depending on the coverage specifications that you choose.
Yes, comprehensive health insurance plans come with high coverage benefits, and even if you buy a policy with low premiums, it’s possible to avail high coverage benefits.
There are several low premium health insurance plans in India like Star Assure, Care Supreme, Niva Bupa Aspire, and many more. To know more about the plan details reach out to PolicyX advisors at 1800-4200-269.
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Simran has an experience of 3 years in insurance content writing. She transitioned from hospitality to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner she keeps her audience hooked and solves their doubts smoothly.
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