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Care Plus health insurance is a complete healthcare plan loaded with features to protect you and your family. It offers comprehensive, inflation-proof coverage, safeguarding you against medical crises. Care Plus is a unique plan that covers people of all age groups without any upper age limit. Care Plus Health Insurance provides a multitude of benefits such as the latest technology treatments, outpatient dental and ophthalmic treatments, personal accident cover, unlimited e-consultation, health programs that offer rewards, and much more.
Care Plus Health Insurance offers sum insured options for INR 3 lakh, 5 lakh, 7 lakh, 10 lakh, and 25 lakh. Additionally, Care Plus provides various add-on benefits like an international second opinion, which allows the insured to avail a second opinion from a medical practitioner outside India for any specific major illness/injury. It also includes 'Smart Select', offering customers a 15% discount by getting treatment from selected network hospitals.
| PLAN DETAILS |
Care Plus Plan |
Aditi Health Insurance |
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
11400+ | 2400 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Not Available |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | Not Available |
| Plan Entry Age | 5 Years to No age limit | 18 years |
| Plan Premium Entry Age and S/A | 11,076 | 3456 |
| Plan Waiting Period | 30 | Nil |
| Plan Coverage | Hospitalization expenses, pre post expenses, daycare treatments, organ donor cover | Hospitalisation expenses, ICU charges, daycare procedures, pre and post-hospitalisation, and emergency ambulance cover. |
| Plan Sample Premium | 11,076 | 3456 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1,2,3 Years | 1 year |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Covered | Not Covered |
| Ayush Treatment | Covered | Not Covered |
| Modern Treatment | Covered | Not Covered |
| E Consultation | Covered | Not Covered |
| Air Ambulance | Covered | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 97 | 100 |
| Solvency Ratio | 1.74 | 1.61 |
|
Care Health Insurance Plan Detailed Review |
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