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Future Generali Health Powher vs Manipalcigna Prime Protect Plan

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Don't be +1 everywhere: Embrace the powers of Health PowHer!'

HEALTH POWHER is not just your ordinary health insurance plan, it's beyond that! Read further to know what's more in store for you

Just as dynamic women around us are, the Future Generali Health PowHER insurance is specially curated after thoughtfully analyzing health issues in women. It covers more than in-patient and out-patient hospitalizations, pre and post-hospitalizations, ICU, room rent charges, daycare procedures, and health check-ups. This female-centric plan is enough to safeguard a woman against all kinds of external, internal, physical, and hormonal imbalances. Preventive screenings, wellness programs, mental wellness support, menstrual care, nutritional advice, and specialized maternity (pre and post-phases) covers are the major features of Health PowHER.

This is not just your regular health insurance, it encourages you to NOT just ideally fit yourself in someone's health policy, be it taken by your father, husband, or children. You can solely own this policy to take care of your healthcare requirements.

We've discussed the eligibility criteria, benefits, and other specifications for coverage, claim procedures, and much more about the Future Generali Health PowHer plan.

PLAN DETAILS

Future Generali Health Powher


Manipalcigna Prime Protect Plan

Premium Including GST
Product Type Women Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • Infertility treatment cover
  • Voluntary sterilization benefits
  • Puberty & menopause disorders
  • Customizable health benefits
  • High-value covers
  • Health reward discounts
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Covered
Hospital_network
(Number of Hospital Network in city)
10000 15000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Covered Available
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered Not Available
Plan Entry Age Child: Day 1 - 25 Years, Adult: 18 - 65 Years Min- Child- 91 days; Adult 18 years, Max- No Limit
Plan Premium Entry Age and S/A 8436 8182
Plan Waiting Period 30 30 days
Plan Coverage - -
Plan Sample Premium 8436 8182
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3 years 1, 2, 3 years
ICU Charges Covered Covered
Covid-19 Treatment Covered Covered
Cataract Covered Covered
Automatic Restoration Covered Covered
Ayush Treatment Covered Covered
Modern Treatment Covered Covered
E Consultation Covered Covered
Air Ambulance Covered Covered
Global Coverage Not Covered Covered
Claim Ratio 95.5 98
Solvency Ratio 1.96 1.76

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