Magma Health vs Prudential Health Insurance Health Insurance 2026

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Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Magma HDI One Health Insurance Plan

Magma HDI One Health Insurance is a versatile plan offering up to ₹2 Crore sum insured across 5 customizable variants for individu...

SI Up To 2 Crore
Voluntary Co-pay
CI & PA Coverage

SI up to ₹2 Crore
Voluntary Co-pay
CI & PA coverage

Global coverage not covered
No automatic restoration
AYUSH cover not available

Lifelong renewability option
Provides coverage for all medical expenses
Voluntary Co-Pay

Minimum: 18 Years Children: 91 Days to 26 Years

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Number of health insurance plans	No. of Plans 1 ❯	No. of Plans - ❯
Sum insured	Sum Insured Up to ₹ 3 CR	Sum Insured Up to ₹ 2 Crore
Claim ratio	Claim Ratio 94.72%	Claim Ratio -
Network hospitals	Network Hospital 8400+	Network Hospital 12000+
Solvency Ratio	Solvency Ratio 2.02	Solvency Ratio -
Pan India Presence	Pan India Presence 95	Pan India Presence -
Claim Form	Claim Form Available	Claim Form Available
Annual premium (company level)	Annual premium (company level) 742.77 Crore	Annual premium (company level) -
Years in operation	Years in operation 2012	Years in operation 1
24×7 claim support	24×7 claim support Yes	24×7 claim support Yes
Claims settled within 3 months	Claims settled within 3 months 96.84	Claims settled within 3 months -
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