Star Health vs Magma Health
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Star Health vs Magma Health

Star Health and Magma Health both come with a plethora of insurance solutions and a vast product portfolio. Both companies are well known for their all-inclusive plans that cover individuals as well as their families. The network hospitals under the umbrella of Star Health are 14000+ Number Of Network Hospitals whereas Magma Health has 8400+ Number Of Network Hospitals of them. The companies provide benefits such as hospitalization, accidental care, daycare procedures, critical illness and senior citizen coverage, along with affordable premiums and high sum insured new age insurance plans.

PLAN DETAILS Edit Star Health

Star Health

 Edit magma-health

Magma Health
Number of health insurance plans and add-ons
Sum insured Up to 2Cr Up to 3 Cr
Network hospitals 14000+ 8400+
Claim ratio 99.06% 92.34%
Preventive health check-up Available (plan dependant) Available (plan dependant)
Existing illness cover Available Available
No claim bonus Available Available
Online discount Available Available
OPD coverage Covered (plan dependant) Covered (plan dependant)
Day care treatment Available Available
Wellness benefits Available (plan dependant) Available (plan dependant)
Discount on renewal Available Available
Global coverage Not Available Available
Cashless Facility Available Available
Exclusive Plans for Senior Citizen Available Available
Exclusive Plans for Women Available Not Available
Exclusive Plans for Critical Illness Available Available
Exclusive Plans for Family Available Available
Top selling plans Star comprehensive, Star SCRC, young star, star women care Magma HDI One Health Insurance Policy

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Star Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

HDFC ERGO Health Insurance

Apollo Munich Health Insurance

Niva Bupa Health Insurance

ICICI Lombard Health Insurance

Tata AIG Health Insurance

Bajaj Allianz Health Insurance

SBI Health Insurance

Royal Sundaram Health Insurance

ManipalCigna Health Insurance

Reliance Health Insurance

IFFCO Tokio Health Insurance

Future Generali Health Insurance

National Health Insurance

United India Health Insurance

New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

Know More About Health Insurance Companies

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Star Health Insurance Plans

Star Health medical insurance plans are designed to meet all the healthcare requirements of the masses. PolicyX.com has made it simpler for you to choose a Star health plan tailor-made for your and your family by classifying it in different sections as given below:

Star Health Insurance Individual & Family Plans

Comprehensive

Star Comprehensive Plan

This policy is designed to provide complete protection against all health care eventualities to you and your family.

Unique Features

  • Avail free health check-ups
  • Hospital Cash Benefit
  • 100% Automatic Restoration

Star Comprehensive Plan (Pros)

  • 99.6% CSR
  • Up to 1 Cr SI
  • Maternity Cover
  • New Born Baby Cover
  • Road and Air Ambulance

Star Comprehensive Plan (Cons)

  • No Global Coverage
  • No IVF Treatment
  • No compassionate Travel
  • HIV/AIDS not covered

Star Comprehensive Plan (Other Benefits)

  • Individual and family floater
  • Mid-term inclusion available
  • Accidental Death
  • Permanent Total Disablement
  • Star Wellness Program

Star Comprehensive Plan (Eligibility Criteria)

  • Entry Age - 3 Months
  • Max Entry Age - 65 Years
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Comprehensive

Star Family Health Optima Policy

The plan is ideal for the families who want to get covered under single sum insured.

Unique Features

  • Automatic Restroration of SI
  • Instant Recharge UPTO 30% of SI
  • New born baby cover from 16th day

Family Health Optima Policy (Pros)

  • No Pre-Policy Check-up
  • Lifelong Renewability
  • High SI available
  • COVID-19 cover
  • OPD covered

Family Health Optima Policy (Cons)

  • PED cover not available
  • Obesity Treatment Unavailable
  • Hazardous Activities
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Family Health Optima Policy (Other Benefits)

  • Long term discounts
  • Premium Payment flexibility
  • Health Check-up Cover
  • Domiciliary Hospitalization
  • Modern Treatment Cover

Family Health Optima Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 25 L
  • Waiting Period - 30 Days

Youth-specific

Star Young Star Policy

Created for young individuals under 40 years of age. It also offers various benefits such as discounts on renewals, incentive-led wellness programs, lowest waiting periods.

Unique Features

  • No-claim bonus
  • Hospital daily cash
  • Automatic restoration of SI

Star Young Star Policy (Pros)

  • Mid-term inclusion
  • 10% discount on early purchase
  • Star Wellness Program
  • Flexible-Premium Payment
  • 2 Plan variants

Star Young Star Policy (Cons)

  • PED waiting period
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Star Young Star Policy (Other Benefits)

  • Hospital Cash Benefit
  • Lifelong Renewal
  • E-opinion
  • No-claim bonus
  • Automatic Restoration

Star Young Star Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 40 Years
  • SI - 3 L to 1 Cr
  • Waiting Period - 30 Days

Standard

Star Arogya Sanjeevani Policy

A standard health plan mandated by IRDAI that covers all essential healthcare benefits including Ayush treatment, day care procedures, etc. for individuals and families.

Unique Features

  • Room rent up to 5K/day
  • Modern treatments covered
  • 20% rural discount available

Arogya Sanjeevani Policy (Pros)

  • Affordable Plan
  • 50% No Claim Bonus
  • Flexible Policy
  • Day Care Procedures Covered
  • Up to 25% of SI for Cataracts

Arogya Sanjeevani Policy (Cons)

  • 5% Co-payment
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Arogya Sanjeevani Policy (Other Benefits)

  • Lifelong Renewal
  • Road Ambulance Cover
  • Day Care Procedures Covered
  • AYUSH treatment Cover
  • Rural Discount

Arogya Sanjeevani Policy (Eligibility Criteria)

  • Entry Age - 3 Months
  • Max Entry Age - 65 Years
  • SI - 1 L to 10 L
  • Waiting Period - 30 Days

Comprehensive

Star Medi Classic Policy (Individual)

A uniquely designed insurance policy that covers organ donor expenses up to sum insured, AYUSH treatments, modern treatments, and many more.

Unique Features

  • All Daycare procedures
  • Automatic Restoration
  • Domiciliary hospitalization

Medi Classic Policy (Individual) (Pros)

  • Plan Variants Available
  • Customizable Plan
  • Hospital-Cash Benefit
  • 5% Family Discount
  • Organ Donor Cover

Medi Classic Policy (Individual) (Cons)

  • 10% Co-payment
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Medi Classic Policy (Individual) (Other Benefits)

  • New Born Baby Cover
  • 100% Super Restoration
  • Up to 100% No-claim Bonus
  • Psychiatric coverage
  • Patient Care Cover

Medi Classic Policy (Individual) (Eligibility Criteria)

  • Entry Age - 16 Days
  • Max Entry Age - 65 Years
  • SI - 1.5 L to 25 L
  • Waiting Period - 30 Days

Flexible

Star Health Gain Policy

Provides flexibility in terms of choosing the Sum Insured amount, premium amount, family size. It can be a perfect tax saver for you.

Unique Features

  • All Daycare procedures
  • Coverage for Modern Treatment
  • Outpatient Expense

Star Health Gain Policy (Pros)

  • Day Care Procedures Covered
  • Road Ambulance Available
  • Modern Treatments Available
  • Outpatient Benefit

Star Health Gain Policy (Cons)

  • 20% Co-payment
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Star Health Gain Policy (Other Benefits)

  • Up to 60k Cataract cover
  • Room Rent Cover
  • ICU Cover
  • Wide SI options
  • Flexible Premiums

Star Health Gain Policy (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 1 L to 5 L
  • Waiting Period - 30 Days

Star Health Insurance Specialized Plans

Women Care

Star Women Care Plan

A special plan designed for women, wherein women can avail multifold benefits along with the coverage to the whole family.

Unique Features

  • Coverage for Modern Treatments
  • Coverage during Pregnancy
  • Preventive Health Check Up

Star Women Care Plan(Pros)

  • Designed for Women's Care
  • Cancer cover optional
  • Bariatric Surgery Cover
  • Mid-term inclusions
  • High SI

Star Women Care Plan (Cons)

  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Congenital Disease Cover

Star Women Care Plan (Other Benefits)

  • 10% long-term discount
  • 10% Air Ambulance Cover
  • Pain Management Cover
  • Assisted Reproduction
  • Automatic Restoration

Star Women Care Plan (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 75 Years
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Senior Citizen

Star Health Senior Citizens Red Carpet Policy

The plan is specially designed for those individuals who are willing to secure their old-age medical needs after their retirement.

Unique Features

  • Guaranteed Lifelong renewals
  • No Pre-acceptance Medical test
  • Availability of Instalment Facility

Senior Citizens Red Carpet Policy (Pros)

  • Individual & family floater plan
  • Flexible SI
  • Road Ambulance Cover
  • ICU cover
  • Health Check-up cover

Senior Citizens Red Carpet Policy (Cons)

  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Congenital Disease Cover

Senior Citizens Red Carpet Policy (Other Benefits)

  • Flexible-Premium Payment
  • Cataract Treatment available
  • Modern treatment cover
  • No pre-policy checkup
  • OP Consultation

Senior Citizens Red Carpet Policy (Eligibility Criteria)

  • Entry Age - 60 Years
  • Max Entry Age - 75 Years
  • SI - 1 L to 25 L
  • Waiting Period - 30 Days

Top-up

Star Super Surplus Policy

The plan offers additional coverage to the policyholder in case their existing coverage is exhausted.

Unique Features

  • All Daycare procedure
  • Pre and Post Hospitalization
  • Organ Donor Expense

Star Super Surplus Policy (Pros)

  • Flexible Policy
  • Avail Long Term Discount
  • Cover family up to 2A+3C
  • Lifelong renewal
  • 2 Plan variants

Star Super Surplus Policy (Cons)

  • Includes Deductibles
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Congenital Disease Cover

Star Super Surplus Policy (Other Benefits)

  • Avail e-opinions
  • Star Wellness Services
  • Recharge benefit
  • Air Ambulance
  • No pre-policy Medical check-up

Star Super Surplus Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Critical Illness

Star Criticare Plus Policy

Provides reimbursement of hospitalization expenses and also provides a total amount of sum insured if the insured person is diagnosed with a major illness.

Unique Features

  • Modern Treatment Covered
  • Non-allopathic Treatment
  • Coverage Medicine and drugs cost

Star Health Insurance Pre-existing Diseases Plans

Cardiac

Star Cardiac Care Policy

Star Cardiac Care is ideal for those individuals who want to cover the expenses of cardiac & non-cardiac ailments.

Unique Features

  • Accidents and non-cardiac ailments
  • Day care procedure
  • No pre-acceptance Medical test

Star Cardiac Care Policy (Pros)

  • Flexible Product
  • Personal Accident Cover
  • 2 Plan Variants
  • Road Ambulance
  • Day Care Procedures

Star Cardiac Care Policy (Cons)

  • 10% Co-Payment
  • PED
  • Cosmetic Surgery
  • Obesity Treatment
  • Change of Gender Treatments

Star Cardiac Care Policy (Other Benefits)

  • Personal Accident Cover
  • Heart Transplantation
  • OPD expenses Cover
  • Modern Treatment Cover
  • COVID-19 Cover
  • Cataract Cover

Star Cardiac Care Policy (Eligibility Criteria)

  • Entry Age - 10 Years
  • Max Entry Age - 65 Years
  • SI - 3 L to 4 L
  • Waiting Period - 30 Days

Cancer care

Star Cancer Care Gold (Pilot Product)

Covers the risk of spreading/recurrence of first cancer (metastasis) & second cancer (second malignancy)

Unique Features

  • Pre-hospitalization (30 days)
  • All daycare procedure
  • Nursing Expense

Autism Spectrum Disorder

Star Special Care Policy

Star Special Care provides coverage to children (3 years to 25 years) who are diagnosed with Autism Spectrum Disorder.

Unique Features

  • No Pre-medical test
  • Nursing Expense
  • Emergency Ambulance Charges

Star Special Care Policy (Pros)

  • Modern Treatment Available
  • Day Care Procedures Available
  • Ambulance cover
  • Room rent cover
  • Shared Accommodation cover

Star Special Care Policy (Cons)

  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Pre-existing Diseases

Star Special Care Policy (Other Benefits)

  • Treatment of Seizures
  • Behavioral Therapy Cover
  • Speech Therapy Cover
  • Occupational Therapy Cover
  • Adeno Tonsillectomy

Star Special Care Policy (Eligibility Criteria)

  • Entry Age - 3 Years
  • Max Entry Age - 25 Years
  • SI - 3 L
  • Waiting Period - 30 Days

Star Health Insurance COVID-19 Specific Plans

COVID-19

Star Novel Coronavirus (nCoV) (COVID-19) Insurance Policy

This plan is for individuals who want to protect themselves and their families against the deadliest virus of Covid-19.

Unique Features

  • No pre-medical Test
  • Only 16 days of Waiting Period
  • Low premium amount

COVID-19

Corona Kavach Policy

It covers the cost of hospitalization if the policyholder tested positive for COVID-19.

Unique Features

  • AYUSH Treatments
  • Home Care Treatment
  • No pre-medical screening test

COVID-19

Corona Rakshak Policy

This policy offers 100% sum insured to the policyholder if he/she tested positive for COVID-19.

Unique Features

  • No pre-medical screening test
  • Sum insured: INR 50K to 2.5Lakhs
  • Only 15 days Waiting Period

Types of Plans offered by Magma HDI Health Insurance

Comprehensive

Magma HDI One Health Insurance Policy

It is a comprehensive insurance policy that comes in an Individual and Family Floater option, wherein you can cover up to 4 adults and 3 children under a floater policy.

Unique Features

  • Covers Critical Illnesses
  • Covers Accidents
  • 5 Variants

One Health Insurance Policy (Pros)

  • Free Health check-up
  • Recharge of SI
  • Loss of Income Benefit
  • Bariatric Surgery Cover
  • Lasik Surgery Cover

One Health Insurance Policy (Cons)

  • Hazardous Sports Not Covered
  • Substance Abuse Unavailable
  • Hazardous Activity not covered
  • 10% Copay
  • Cosmetic Surgery unavailable

One Health Insurance Policy (Other Benefits)

  • Early Joining benefits
  • Second E-Opinion
  • Fitness rewards
  • Wellness services
  • Hospital Daily Cash benefit

One Health Insurance Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 2 L to 1 Cr
  • Waiting Period - 30 Days

Personal accident

Magma HDI Individual Personal Accident Policy

The policy provides coverage against unfortunate accidents & covers Accidental Death, Permanent Total Disablement, & Temporary Total Disablement.

Unique Features

  • 3 variants to choose from
  • Medical Expense Extension
  • Hospital Confinement Allowance

Individual Personal Accident Policy (Pros)

  • Parents In Law Cover
  • Spouse Cover
  • Dependent Child Cover
  • Family Discount
  • Step Children Cover

Individual Personal Accident Policy (Cons)

  • No Alcoholism Ailment Cover
  • Hazardous or adventure sports
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

Individual Personal Accident Policy (Other Benefits)

  • Easy Claim Settlement Process
  • Enhancement Of SI
  • Hospital Confinement Allowance
  • Medical Extension Cover
  • Staff Discount

Individual Personal Accident Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 5 Cr
  • Waiting Period - 30 Days

Loan Protect

Magma HDI Loan Guard

The policy provides coverage against unfortunate accidents & covers Accidental Death, Permanent Total Disablement, & Temporary Total Disablement.

Unique Features

  • Lump Sum payout
  • Rehabilitation cost covered
  • Covers available

Loan Guard (Pros)

  • Annual Health Check-up
  • Day Care Treatment
  • Guaranteed Cumulative Bonus
  • Organ Donor Cover
  • Joint Replacement Cover

Loan Guard (Cons)

  • No Suicide Cover
  • Hazardous or adventure sports
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

Loan Guard (Other Benefits)

  • Domiciliary Hospitalization
  • Second E-Opinion
  • Oral chemotherapy Cover
  • Wellness services
  • Ambulance Cover

Loan Guard (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - No Upper Cap
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Comprehensive

Magma HDI One Extra Cover Health Insurance Policy

Comes with 2 plan options (Platinum and Gold) and 9 optional covers. It provides for critical illness and surgeries and has death and accidental benefits.

Unique Features

  • AYUSH Treatment
  • Personal Accident Cover
  • Psychiatric Inpatient Cover

One Extra Cover Health Policy (Pros)

  • Annual Health Check-up
  • E-opinion for Critical Illness
  • Enhanced Post Hospitalization
  • Organ Donor Cover
  • Joint Replacement Cover

One Extra Cover Health Policy (Cons)

  • No Substance abuse cover
  • Hazardous or adventure sports
  • No External congenital anomaly
  • No Cosmetic Treatment Cover
  • Treatment not supported by prescription

One Extra Cover Health Policy (Other Benefits)

  • Domiciliary Hospitalization
  • Second E-Opinion
  • Non-payable expense Cover
  • Wellness services
  • Cataract Cover

One Extra Cover Health Policy (Eligibility Criteria)

  • Entry Age - 56 Years
  • Max Entry Age - No Upper Cap
  • SI - 3 L to 25 L
  • Waiting Period - 30 Days

Senior Citizen

Magma HDI One Health Senior Insurance Policy

A plan that covers in-laws and a maximum of 4 adults and 3 children. It provides coverage for many surgeries and also has death and accidental benefits.

Unique Features

  • AYUSH Treatment
  • Personal Accident Cover
  • HIV/AIDS Cover

One Health Senior Policy (Pros)

  • Annual Health Check-up
  • Day Care Treatment
  • Guaranteed Cumulative Bonus
  • Organ Donor Cover
  • Joint Replacement Cover

One Health Senior Policy (Cons)

  • No Alcoholism Ailment Cover
  • Hazardous or adventure sports
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

One Health Senior Policy (Other Benefits)

  • Domiciliary Hospitalization
  • Second E-Opinion
  • Oral chemotherapy Cover
  • Wellness services
  • Ambulance Cover

One Health Senior Policy (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - No Upper Cap
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Specialized

Magma HDI Corona Kavach

A plan that covers COVID-19 hospitalizations with no sub-limits on room rent or tests. The cost of gloves, mask, oxygen cylinder, and nebulizer is covered.

Unique Features

  • ICU Cover
  • Room Rent Cover
  • Cumulative Bonus

Corona Kavach (Pros)

  • Ambulance charges
  • Day Care Treatment
  • Home Care treatment expenses
  • Hospital Daily Cash Cover
  • PPE Kit Cover

Corona Kavach (Cons)

  • No Global Cover
  • Hazardous or adventure sports
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

Corona Kavach (Other Benefits)

  • Pre & Post Hospitalization
  • Nebulizer Cover
  • Oxymetre Cover
  • Tax Benefit
  • Easy Claim Settlement

Corona Kavach (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 50 K to 10 L
  • Waiting Period - 15 Days

Comrehensive

Magma HDI Arogya Sanjeevani

It is an all-in-one plan that covers hospitalization and modern treatments. The plan also provides coverage for accidental injuries and pre-existing diseases.

Unique Features

  • ICU Cover
  • Room Rent Cover
  • 5 % Cumulative Bonus

Arogya Sanjeevani (Pros)

  • AYUSH Cover
  • Day Care Treatment
  • Cataract Cover
  • Stem cell therapy Cover
  • Oral chemotherapy Cover

Arogya Sanjeevani (Cons)

  • No Global Cover
  • Hazardous or adventure sports
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

Arogya Sanjeevani (Other Benefits)

  • Pre & Post Hospitalization
  • Deep Brain stimulation
  • Oral chemotherapy Cover
  • Bronchial Thermoplasty
  • Ambulance Cover

Arogya Sanjeevani (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 50 K to 10 L
  • Waiting Period - 30 Days

Family

Magma HDI Saral Suraksha Bima

It is a comprehensive plan that covers the individual as well as family members. It covers accidental death, disability and accidental hospitalization.

Unique Features

  • ICU Cover
  • Room Rent Cover
  • Cumulative Bonus

Saral Suraksha Bima (Pros)

  • Education Grant
  • Temporary Disablement Cover
  • Total Disablement Cover
  • Hospital Daily Cash Cover
  • Compensation Benefit

Saral Suraksha Bima (Cons)

  • No Natural Death Cover
  • Hazardous or adventure sports
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

Saral Suraksha Bima (Other Benefits)

  • Ambulance Cover
  • Spouse Cover
  • Child Cover
  • Tax Benefit
  • Easy Claim Settlement

Saral Suraksha Bima (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 75 Years
  • SI - 2.5 L to 1 Cr
  • Waiting Period - 30 Days

Comprehensive

Magma HDI Janta Personal Accident

The plan coverage for accidental death disability and accidental hospitalization. Comes in 3 options i.e Basic, Wide, and Comprehensive.

Unique Features

  • Hospital Confinement Allowance
  • Medical Expense Extension
  • Dependent Parent Cover

Janta Personal Accident (Pros)

  • Accidental Death
  • Temporary Disablement Cover
  • Total Disablement Cover
  • Hospital Daily Cash Cover
  • Compensation Benefit

Janta Personal Accident (Cons)

  • No Natural Death Cover
  • Hazardous or adventure sports
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

Janta Personal Accident (Other Benefits)

  • Ambulance Cover
  • Spouse Cover
  • Child Cover
  • Tax Benefit
  • Easy Claim Settlement

Janta Personal Accident (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - NA
  • SI - 2.5 L to 1 Cr
  • Waiting Period - 30 Days

Group

Magma HDI Group Health Insurance

The plan covers for Benign Brain Tumors, Alzheimer's Disease, End Stage Liver Failure.

Unique Features

  • First Heart Attack Cover
  • Open Heart Replacement
  • Bone Marrow Transplant Cover

Group Health Insurance (Pros)

  • ICU Cover
  • Room Rent Cover
  • Qualified Nurses Cover
  • Deafness Cover
  • Third Degree Burns Cover

Group Health Insurance (Cons)

  • No Global Cover
  • Hazardous or adventure sports
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

Group Health Insurance (Other Benefits)

  • Diagnostic procedures Cover
  • Medical Practitioners Cover
  • Critical Illness Cover
  • Cancer of Specified Severity
  • Kidney Failure Cover

Group Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 2.5 L to 1 Cr
  • Waiting Period - 30 Days

Group

Magma HDI Group Accident Suraksha

This plan is designed for covering Accidental Medical Expenses and disability. It acts as a Loan Protector and offers coverage for death due to an accident.

Unique Features

  • Adventure Sports Benefit
  • Funeral Benefit
  • Accidental Death

Group Accident Suraksha (Pros)

  • Funeral expenses Cover
  • Accidental OPD Cover
  • Air Ambulance Cover
  • Life Support Benefit
  • Family Transportation Allowance

Group Accident Suraksha (Cons)

  • No Global Cover
  • No Suicide Cover
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

Group Accident Suraksha (Other Benefits)

  • Diagnostic procedures Cover
  • Medical Practitioners Cover
  • Hospital Cash Allowance
  • Adaptation Allowance
  • Renewal Benefits

Group Accident Suraksha (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - NA

Comprehensive

Magma HDI Saksham Health Insurance

The plan covers pre-existing diseases and offers coverage for modern treatments for many chronic illnesses.

Unique Features

  • Child Cover Uoto 17 Years
  • Renewal Benefit
  • Deep Brain Stimulation

Saksham Health Insurance (Pros)

  • Cataract Cover
  • Modern treatment
  • Cerebral Palsy Cover
  • Speech and Language disability
  • AYUSH Cover

Saksham Health Insurance (Cons)

  • No Anti-Retroviral Treatment
  • No Suicide Cover
  • No Obesity Treatment Cover
  • No Type2 Diabetes Cover
  • No Sleep Apnea Cover

Saksham Health Insurance (Other Benefits)

  • Emergency Ground Ambulance
  • Hernia Cover
  • Hospital Cash Allowance
  • ICU Cover
  • Pre & Post Hospitalization

Saksham Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 4 LTo 5 L
  • Waiting Period - NA

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Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.

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