Digit Health vs Magma Health
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Digit Health vs Magma Health

Digit Health and Magma Health both come with a plethora of insurance solutions and a vast product portfolio. Both companies are well known for their all-inclusive plans that cover individuals as well as their families. The network hospitals under the umbrella of Digit Health are 16400+ Number Of Network Hospitals whereas Magma Health has 8400+ Number Of Network Hospitals of them. The companies provide benefits such as hospitalization, accidental care, daycare procedures, critical illness and senior citizen coverage, along with affordable premiums and high sum insured new age insurance plans.

PLAN DETAILS Edit Digit Health

Digit Health

 Edit magma-health

Magma Health
Number of health insurance plans and add-ons
Sum insured Up to 100Lakh Up to 3 Cr
Network hospitals 16400+ 8400+
Claim ratio 96.09% 92.34%
Preventive health check-up Available (plan dependant) Available (plan dependant)
Existing illness cover Available Available
No claim bonus Available Available
Online discount Available Available
OPD coverage Covered (plan dependant) Covered (plan dependant)
Day care treatment Available Available
Wellness benefits Available (plan dependant) Available (plan dependant)
Discount on renewal Available Available
Global coverage Available Available
Cashless Facility Available Available
Exclusive Plans for Senior Citizen Available Available
Exclusive Plans for Women Available Not Available
Exclusive Plans for Critical Illness Available Available
Exclusive Plans for Family Available Available
Top selling plans Digit Health Plus Policy Magma HDI One Health Insurance Policy

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Star Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

HDFC ERGO Health Insurance

Apollo Munich Health Insurance

Niva Bupa Health Insurance

ICICI Lombard Health Insurance

Tata AIG Health Insurance

Bajaj Allianz Health Insurance

SBI Health Insurance

Royal Sundaram Health Insurance

ManipalCigna Health Insurance

Reliance Health Insurance

IFFCO Tokio Health Insurance

Future Generali Health Insurance

National Health Insurance

United India Health Insurance

New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

Know More About Health Insurance Companies

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Digit Health Insurance Plans

Below-mentioned are the plans offered by Digit Health Insurance. Take a look at them and choose the one ideal for you and your family.

Digit Health Insurance Individual & Family Plans

Comprehensive Plan

Digit Health Insurance

A complete health insurance package that comes with benefits such as accidental hospitalization, annual health check-ups, psychiatric support.

Unique Benefits

  • No age-based copayment
  • Maternity expenses covered
  • Automatic restoration of SI

Digit Health Insurance (Pros)

  • Cancer Cover
  • First Heart Attack Cover
  • Open Heart Surgery
  • Open Chest CABG
  • Pulmonary hypertension

Digit Health Insurance (Cons)

  • No Unproven Treatments
  • No Suicide Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Digit Health Insurance (Other Benefits)

  • End Stage Lung Failure
  • Kidney Failure
  • Bone Marrow Transplant
  • Brain Tumor Cover
  • Coma Cover

Digit Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Standard

Digit Arogya Sanjeevani Policy

It is a standard health insurance plan that mainly covers emergency hospitalization, alternative treatment, Inpatient Care and ICU expenses.

Unique Benefits

  • Lifelong Renewability
  • 5% of copayment applicable
  • Plastic Surgery & Dental Treatments

Arogya Sanjeevani Policy (Pros)

  • Cataract Treatment
  • Loss Of Limbs Cover
  • Loss Of Sight Cover
  • Easy Online Processes
  • Congenital Anomaly Cover

Arogya Sanjeevani Policy (Cons)

  • No Unproven Treatments
  • No Maternity Expenses Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Arogya Sanjeevani Policy (Other Benefits)

  • Deep Brain stimulation
  • Daycare Procedure Cover
  • Death Cover
  • 5% No Claim Bonus
  • Family Floater Policy

Arogya Sanjeevani Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 3 L to 2 Cr
  • Waiting Period - 30 Days

Health Plan

Digit Health Plus Policy

A standard health insurance policy that covers individual and family hospitalisation as well as infertility treatment and critical illnesses.

Unique Benefits

  • Free Health Check-ups
  • 2nd Medical Opinion
  • Psychiatric illness Cover

Health Plus Policy (Pros)

  • Theater Fees Covered
  • Professional Fees Cover
  • Day Care Procedures
  • SI Refill Benefit
  • Newborn Baby Benefit

Health Plus Policy (Cons)

  • No Unproven Treatments
  • No Global Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Health Plus Policy (Other Benefits)

  • Accidental Hospitalization
  • Daily Hospital Cash Cover
  • Dental Treatment
  • ICU Room Rent
  • Bariatric Surgery Cover

Health Plus Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Health Plan

Digit Infinity Wallet Plan

A comprehensive plan offering unlimited backup sum insured (SI) to cover rising medical costs. Customers can make multiple claims within the same policy year.

Unique Benefits

  • All Hospitalization
  • Wellness Program
  • Cumulative Bonus

Infinity Wallet Plan (Pros)

  • Room Rent Capping
  • Day Care Procedures
  • Health Check-up
  • Emergency Air Ambulance
  • Pre-Existing Disease

Infinity Wallet Plan (Cons)

  • No Unproven Treatments
  • No Global Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Infinity Wallet Plan (Other Benefits)

  • Inbuilt Personal Accident Cover
  • Domiciliary Hospitalization
  • Bariatric Surgery
  • Psychiatric Illness
  • Consumables Cover

Infinity Wallet Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Health Plan

Digit Double Wallet

A policy that provides double backup sum insured. Customers can make multiple claims, and the backup SI will be triggered after the SI is exhausted.

Unique Benefits

  • All Hospitalization
  • Wellness Program
  • Cumulative Bonus

Digit Double Wallet (Pros)

  • Room Rent Capping
  • Day Care Procedures
  • Health Check-up
  • Ambulance Cover
  • Pre-Existing Disease

Digit Double Wallet (Cons)

  • No Air Ambulance Cover
  • No Global Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Digit Double Wallet (Other Benefits)

  • Inbuilt Personal Accident Cover
  • Domiciliary Hospitalization
  • Bariatric Surgery
  • Psychiatric Illness
  • Consumables Cover

Digit Double Wallet (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Health Plan

Digit Worldwide Treatment Plan

A unique medical insurance offering freedom to seek treatment globally, including India. Customers diagnosed with an illness in India can opt for treatment abroad.

Unique Benefits

  • All Hospitalization
  • Wellness Program
  • Cumulative Bonus

Worldwide Treatment Plan (Pros)

  • Room Rent Capping
  • Day Care Procedures
  • Health Check-up
  • Ambulance Cover
  • Pre-Existing Disease

Worldwide Treatment Plan (Cons)

  • NocSuicde Cover
  • No Alcohol Ailment Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Worldwide Treatment Plan (Other Benefits)

  • Inbuilt Personal Accident Cover
  • Domiciliary Hospitalization
  • Bariatric Surgery
  • Psychiatric Illness
  • Consumables Cover

Worldwide Treatment Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Health Plan

Digit Disability And HIV/AIDS Insurance Policy

A health insurance policy that provides coverage for individual and family hospitalisation, modern treatment, HIV/AIDS, and disability.

Unique Benefits

  • Room Rent Expenses
  • Nursing Home Expenses
  • Plastic surgery

Disability And HIV/AIDS Policy (Pros)

  • Inpatient Care
  • Dental Treatment
  • Day Care Procedures
  • AYUSH Cover
  • Medical Practitioner Expenses

Disability And HIV/AIDS Policy (Cons)

  • No Unproven Treatments
  • No Global Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Disability And HIV/AIDS Policy (Other Benefits)

  • Emergency Ground Ambulance
  • Cataract Treatment
  • Deep Brain stimulation
  • Oral chemotherapy
  • Robotic surgeries

Disability And HIV/AIDS Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Digit Health Insurance Specialized Plans

Super top-up

Digit Super Top-up Health Insurance

This plan is an extension to your regular health insurance policy that comes into action when your basic health coverage gets exhausted due to the claims made.

Unique Benefits

  • No capping on room rent
  • Complimentary health check-ups
  • Bariatric surgery covered

Super Top-up Health Insurance (Pros)

  • Annual Checkup Covered
  • COVID-19 Cover
  • Cover for Senior Citizens
  • Easy Online Processes
  • High Sum Insured

Super Top-up Health Insurance (Cons)

  • No Unproven Treatments
  • No Global Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Super Top-up Health Insurance (Other Benefits)

  • Wellness Benefit
  • Daycare Procedure Cover
  • No Room Rent Restriction
  • ICU Room Rent
  • Family Floater Policy

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 10 L to 20 L
  • Waiting Period - 30 Days

Personal Accident

Digit Personal Accident Insurance Policy

A plan that mainly covers death and injury caused due to an accident. It covers emergency hospitalization, alternative treatment, and long hospitalization cash benefit.

Unique Benefits

  • Loss of income covered
  • Total or partial disabilities covered
  • Benefits for children

Personal Accident Policy (Pros)

  • Domiciliary Hospitalization
  • Loss Of Limbs Cover
  • Loss Of Sight Cover
  • OPD Benefit
  • Burn Cover

Personal Accident Policy (Cons)

  • No Global Coverage
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Personal Accident Policy (Other Benefits)

  • Dental Cover
  • Daycare Procedure Cover
  • Death Cover
  • Second Medical Opinion
  • Funeral Expenses Cover

Personal Accident Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 3 L- 2 Cr
  • Waiting Period - 30 Days

Family Plan

Digit Family Health Insurance

A comprehensive plan that covers hospitalization, critical illness and mental illness. This plan covers pandemics and offers zone upgrades.

Unique Features

  • Additional Sum Insured
  • No Room Rent Restriction
  • 2X Sum Insured

Family Health Insurance (Pros)

  • Cumulative Bonus
  • Easy Online Processes
  • No Age Based Copayment
  • 6400+ Network Hospital
  • Accidental Hospitalization

Family Health Insurance (Cons)

  • No Suicide Cover
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Family Health Insurance (Other Benefits)

  • Maternity Hospitalization
  • New Born Baby Cover
  • Psychiatric Benefit
  • Daily Cash Benefit
  • Organ Donor Benefit

Family Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Individual Plan

Digit Individual Health Insurance

An individual plan with 3 variants covering pre-existing diseases and mental illness. The plan also offers Consumables Cover and Bariatric Surgery as an add-on benefit.

Unique Features

  • Psychiatric Illness
  • Wellness Benefits
  • SI Wallet Benefit

Individual Health Insurance (Pros)

  • Simple online processes
  • Tax Benefit
  • No Age Based Copayment
  • 6400+ Network Hospital
  • Air Ambulance Cover

Individual Health Insurance (Cons)

  • No Suicide Cover
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Individual Health Insurance (Benefits)

  • No Room Rent Capping
  • Health Checkup
  • 50% Cumulative Bonus
  • Daily Cash Benefit
  • Organ Donor Benefit

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Senior Citizens

Digit Health Insurance For Senior Citizens

A plan for senior citizens covering all kinds of hospitalizatio. The plan has 3 variants and offers worldwide coverage and many add-on benefits.

Unique Features

  • Psychiatric Illness Cover
  • Daycare procedures
  • Organ Donor expenses

Health Insurance For Senior Citizens (Pros)

  • Spouse Cover
  • Grandchildren Cover
  • Wellness Benefit
  • Second Medical Opinion
  • SI Wallet Benefit

Health Insurance For Senior Citizens (Cons)

  • Doctor recommendation needed
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Health Insurance For Senior Citizens (Other Benefits)

  • Cumulative Bonus
  • Good health discounts
  • City-based discount
  • Emergency Air Ambulance
  • Consumables cover

(Eligibility Criteria)

  • Entry Age - 65 Years
  • Max Entry Age - N/A
  • SI - NA
  • Waiting Period - 30 Days

Mediclaim Policy

Digit Health Group Medical Insurance

A group health insurance that covers accidental, COVID-19 and illness hospitalization. The plan covers critical illnesses, AYUSH and infertility treatments.

Unique Features

  • COVID 19 Cover
  • No Pre Medical Checkup
  • Mental Wellbeing

Health Group Medical Insurance (Pros)

  • 10500+ Cashless Hospitals
  • Low-Cost Premium
  • Boost Employee Retention
  • Easy Online Processes
  • One Point of Contact

Health Group Medical Insurance (Cons)

  • No Global Coverage
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Health Group Medical Insurance (Other Benefits)

  • Any Size Group Cover
  • Daily Hospital Cash Benefit
  • Newborn Baby Cover
  • Maternity Cover
  • Easy Claim Process

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - NA
  • Waiting Period - 15 Days

Health Plan

Digit Maternity Health Insurance

A maternity health insurance that covers hospitalization, and newborn baby cover. The plan covers benefits for up to two children.

Unique Features

  • C-section deliveries Cover
  • Vaccination Cover
  • Hospitalization Cover

Maternity Health Insurance (Pros)

  • 10500+ Cashless Hospitals
  • Low-Cost Premium
  • Tax Benefit
  • Easy Online Processes
  • Ambulance Cover

Maternity Health Insurance (Cons)

  • No Artificial Life Maintenance
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Maternity Health Insurance (Other Benefits)

  • Cashless Settlement
  • Additional Benefit
  • Newborn Baby Cover
  • Medical Terminations Cover
  • Long Term Benefit

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 45K To 1 L
  • Waiting Period - 30 Days

Covid Plan

Digit Corona Rakshak Health Insurance

A health insurance plan that covers hospitalization against COVID-19. It is a short-term plan that pays a lump sum amount after diagnosis.

Unique Features

  • One-Time Premium Payment
  • Vaccination Cover
  • Home Treatment Cover

Corona Rakshak Health Insurance (Pros)

  • 10500+ Cashless Hospitals
  • Low-Cost Premium
  • Tax Benefit
  • Easy Online Processes
  • Ambulance Cover

Corona Rakshak Health Insurance (Cons)

  • No Additional Benefit
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Corona Rakshak Health Insurance (Other Benefits)

  • Cashless Settlement
  • Daycare Procedure Cover
  • PPE Kit Cover
  • OPD Cover
  • Flexible Payment Options

Corona Rakshak Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 50K To 2.5 L
  • Waiting Period - 15 Days

Covid Plan

Digit Corona Kavach Health Insurance

An insurance plan that mainly covers hospitalization against COVID-19 . It is a short-term plan that pays a lump sum amount after 24 hours of hospitalization.

Unique Features

  • One-Time Premium Payment
  • AYUSH Benefit
  • Flexible Policy Period

Corona Kavach Health Insurance (Pros)

  • 10500+ Cashless Hospitals
  • ICU Cover
  • Tax Benefit
  • Easy Online Processes
  • Ambulance Cover

Corona Kavach Health Insurance (Cons)

  • No Tax Benefit
  • No Gender Change Cover
  • No War Injury Cover
  • No Drug Abuse Cover
  • No Obesity Cover

Corona Kavach Health Insurance (Other Benefits)

  • Cashless Settlement
  • Daycare Procedure Cover
  • Large Sum Insured
  • Homecare Expenses
  • Daily Hospital Cash Benefit

(Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Age- 65 Years
  • SI - 50K To 5 L
  • Waiting Period - 15 Days

Types of Plans offered by Magma HDI Health Insurance

Comprehensive

Magma HDI One Health Insurance Policy

It is a comprehensive insurance policy that comes in an Individual and Family Floater option, wherein you can cover up to 4 adults and 3 children under a floater policy.

Unique Features

  • Covers Critical Illnesses
  • Covers Accidents
  • 5 Variants

One Health Insurance Policy (Pros)

  • Free Health check-up
  • Recharge of SI
  • Loss of Income Benefit
  • Bariatric Surgery Cover
  • Lasik Surgery Cover

One Health Insurance Policy (Cons)

  • Hazardous Sports Not Covered
  • Substance Abuse Unavailable
  • Hazardous Activity not covered
  • 10% Copay
  • Cosmetic Surgery unavailable

One Health Insurance Policy (Other Benefits)

  • Early Joining benefits
  • Second E-Opinion
  • Fitness rewards
  • Wellness services
  • Hospital Daily Cash benefit

One Health Insurance Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 2 L to 1 Cr
  • Waiting Period - 30 Days

Personal accident

Magma HDI Individual Personal Accident Policy

The policy provides coverage against unfortunate accidents & covers Accidental Death, Permanent Total Disablement, & Temporary Total Disablement.

Unique Features

  • 3 variants to choose from
  • Medical Expense Extension
  • Hospital Confinement Allowance

Individual Personal Accident Policy (Pros)

  • Parents In Law Cover
  • Spouse Cover
  • Dependent Child Cover
  • Family Discount
  • Step Children Cover

Individual Personal Accident Policy (Cons)

  • No Alcoholism Ailment Cover
  • Hazardous or adventure sports
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

Individual Personal Accident Policy (Other Benefits)

  • Easy Claim Settlement Process
  • Enhancement Of SI
  • Hospital Confinement Allowance
  • Medical Extension Cover
  • Staff Discount

Individual Personal Accident Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 5 Cr
  • Waiting Period - 30 Days

Loan Protect

Magma HDI Loan Guard

The policy provides coverage against unfortunate accidents & covers Accidental Death, Permanent Total Disablement, & Temporary Total Disablement.

Unique Features

  • Lump Sum payout
  • Rehabilitation cost covered
  • Covers available

Loan Guard (Pros)

  • Annual Health Check-up
  • Day Care Treatment
  • Guaranteed Cumulative Bonus
  • Organ Donor Cover
  • Joint Replacement Cover

Loan Guard (Cons)

  • No Suicide Cover
  • Hazardous or adventure sports
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

Loan Guard (Other Benefits)

  • Domiciliary Hospitalization
  • Second E-Opinion
  • Oral chemotherapy Cover
  • Wellness services
  • Ambulance Cover

Loan Guard (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - No Upper Cap
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Comprehensive

Magma HDI One Extra Cover Health Insurance Policy

Comes with 2 plan options (Platinum and Gold) and 9 optional covers. It provides for critical illness and surgeries and has death and accidental benefits.

Unique Features

  • AYUSH Treatment
  • Personal Accident Cover
  • Psychiatric Inpatient Cover

One Extra Cover Health Policy (Pros)

  • Annual Health Check-up
  • E-opinion for Critical Illness
  • Enhanced Post Hospitalization
  • Organ Donor Cover
  • Joint Replacement Cover

One Extra Cover Health Policy (Cons)

  • No Substance abuse cover
  • Hazardous or adventure sports
  • No External congenital anomaly
  • No Cosmetic Treatment Cover
  • Treatment not supported by prescription

One Extra Cover Health Policy (Other Benefits)

  • Domiciliary Hospitalization
  • Second E-Opinion
  • Non-payable expense Cover
  • Wellness services
  • Cataract Cover

One Extra Cover Health Policy (Eligibility Criteria)

  • Entry Age - 56 Years
  • Max Entry Age - No Upper Cap
  • SI - 3 L to 25 L
  • Waiting Period - 30 Days

Senior Citizen

Magma HDI One Health Senior Insurance Policy

A plan that covers in-laws and a maximum of 4 adults and 3 children. It provides coverage for many surgeries and also has death and accidental benefits.

Unique Features

  • AYUSH Treatment
  • Personal Accident Cover
  • HIV/AIDS Cover

One Health Senior Policy (Pros)

  • Annual Health Check-up
  • Day Care Treatment
  • Guaranteed Cumulative Bonus
  • Organ Donor Cover
  • Joint Replacement Cover

One Health Senior Policy (Cons)

  • No Alcoholism Ailment Cover
  • Hazardous or adventure sports
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

One Health Senior Policy (Other Benefits)

  • Domiciliary Hospitalization
  • Second E-Opinion
  • Oral chemotherapy Cover
  • Wellness services
  • Ambulance Cover

One Health Senior Policy (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - No Upper Cap
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Specialized

Magma HDI Corona Kavach

A plan that covers COVID-19 hospitalizations with no sub-limits on room rent or tests. The cost of gloves, mask, oxygen cylinder, and nebulizer is covered.

Unique Features

  • ICU Cover
  • Room Rent Cover
  • Cumulative Bonus

Corona Kavach (Pros)

  • Ambulance charges
  • Day Care Treatment
  • Home Care treatment expenses
  • Hospital Daily Cash Cover
  • PPE Kit Cover

Corona Kavach (Cons)

  • No Global Cover
  • Hazardous or adventure sports
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

Corona Kavach (Other Benefits)

  • Pre & Post Hospitalization
  • Nebulizer Cover
  • Oxymetre Cover
  • Tax Benefit
  • Easy Claim Settlement

Corona Kavach (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 50 K to 10 L
  • Waiting Period - 15 Days

Comrehensive

Magma HDI Arogya Sanjeevani

It is an all-in-one plan that covers hospitalization and modern treatments. The plan also provides coverage for accidental injuries and pre-existing diseases.

Unique Features

  • ICU Cover
  • Room Rent Cover
  • 5 % Cumulative Bonus

Arogya Sanjeevani (Pros)

  • AYUSH Cover
  • Day Care Treatment
  • Cataract Cover
  • Stem cell therapy Cover
  • Oral chemotherapy Cover

Arogya Sanjeevani (Cons)

  • No Global Cover
  • Hazardous or adventure sports
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

Arogya Sanjeevani (Other Benefits)

  • Pre & Post Hospitalization
  • Deep Brain stimulation
  • Oral chemotherapy Cover
  • Bronchial Thermoplasty
  • Ambulance Cover

Arogya Sanjeevani (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 50 K to 10 L
  • Waiting Period - 30 Days

Family

Magma HDI Saral Suraksha Bima

It is a comprehensive plan that covers the individual as well as family members. It covers accidental death, disability and accidental hospitalization.

Unique Features

  • ICU Cover
  • Room Rent Cover
  • Cumulative Bonus

Saral Suraksha Bima (Pros)

  • Education Grant
  • Temporary Disablement Cover
  • Total Disablement Cover
  • Hospital Daily Cash Cover
  • Compensation Benefit

Saral Suraksha Bima (Cons)

  • No Natural Death Cover
  • Hazardous or adventure sports
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

Saral Suraksha Bima (Other Benefits)

  • Ambulance Cover
  • Spouse Cover
  • Child Cover
  • Tax Benefit
  • Easy Claim Settlement

Saral Suraksha Bima (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 75 Years
  • SI - 2.5 L to 1 Cr
  • Waiting Period - 30 Days

Comprehensive

Magma HDI Janta Personal Accident

The plan coverage for accidental death disability and accidental hospitalization. Comes in 3 options i.e Basic, Wide, and Comprehensive.

Unique Features

  • Hospital Confinement Allowance
  • Medical Expense Extension
  • Dependent Parent Cover

Janta Personal Accident (Pros)

  • Accidental Death
  • Temporary Disablement Cover
  • Total Disablement Cover
  • Hospital Daily Cash Cover
  • Compensation Benefit

Janta Personal Accident (Cons)

  • No Natural Death Cover
  • Hazardous or adventure sports
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

Janta Personal Accident (Other Benefits)

  • Ambulance Cover
  • Spouse Cover
  • Child Cover
  • Tax Benefit
  • Easy Claim Settlement

Janta Personal Accident (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - NA
  • SI - 2.5 L to 1 Cr
  • Waiting Period - 30 Days

Group

Magma HDI Group Health Insurance

The plan covers for Benign Brain Tumors, Alzheimer's Disease, End Stage Liver Failure.

Unique Features

  • First Heart Attack Cover
  • Open Heart Replacement
  • Bone Marrow Transplant Cover

Group Health Insurance (Pros)

  • ICU Cover
  • Room Rent Cover
  • Qualified Nurses Cover
  • Deafness Cover
  • Third Degree Burns Cover

Group Health Insurance (Cons)

  • No Global Cover
  • Hazardous or adventure sports
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

Group Health Insurance (Other Benefits)

  • Diagnostic procedures Cover
  • Medical Practitioners Cover
  • Critical Illness Cover
  • Cancer of Specified Severity
  • Kidney Failure Cover

Group Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 2.5 L to 1 Cr
  • Waiting Period - 30 Days

Group

Magma HDI Group Accident Suraksha

This plan is designed for covering Accidental Medical Expenses and disability. It acts as a Loan Protector and offers coverage for death due to an accident.

Unique Features

  • Adventure Sports Benefit
  • Funeral Benefit
  • Accidental Death

Group Accident Suraksha (Pros)

  • Funeral expenses Cover
  • Accidental OPD Cover
  • Air Ambulance Cover
  • Life Support Benefit
  • Family Transportation Allowance

Group Accident Suraksha (Cons)

  • No Global Cover
  • No Suicide Cover
  • No Obesity Treatment Cover
  • No Cosmetic Treatment Cover
  • No War Injury Cover

Group Accident Suraksha (Other Benefits)

  • Diagnostic procedures Cover
  • Medical Practitioners Cover
  • Hospital Cash Allowance
  • Adaptation Allowance
  • Renewal Benefits

Group Accident Suraksha (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - NA

Comprehensive

Magma HDI Saksham Health Insurance

The plan covers pre-existing diseases and offers coverage for modern treatments for many chronic illnesses.

Unique Features

  • Child Cover Uoto 17 Years
  • Renewal Benefit
  • Deep Brain Stimulation

Saksham Health Insurance (Pros)

  • Cataract Cover
  • Modern treatment
  • Cerebral Palsy Cover
  • Speech and Language disability
  • AYUSH Cover

Saksham Health Insurance (Cons)

  • No Anti-Retroviral Treatment
  • No Suicide Cover
  • No Obesity Treatment Cover
  • No Type2 Diabetes Cover
  • No Sleep Apnea Cover

Saksham Health Insurance (Other Benefits)

  • Emergency Ground Ambulance
  • Hernia Cover
  • Hospital Cash Allowance
  • ICU Cover
  • Pre & Post Hospitalization

Saksham Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 4 LTo 5 L
  • Waiting Period - NA

Quick and Free Quick Comparison with Other Insurers

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Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.

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