Digit Health vs Edelweiss Health Insurance Health Insurance 2026

Overview

Established in 2016, Digit Insurance makes health insurance simple, transparent and easy to manage—ideal for first-time buyers. With 16,400+ network hospitals it offers wide cashless cover and a digital-first experience; named Asia's General Insurance.

COMPANY DETAILS

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Digit Health

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Edelweiss Health Insurance

Number of health insurance plans	No. of Plans 3 ❯	No. of Plans 6 ❯
Sum insured	Sum Insured Up to ₹ 1 Crore	Sum Insured Up to ₹ 1Cr.
Claim ratio	Claim Ratio 99%	Claim Ratio 98.54%
Network hospitals	Network Hospital 9000+	Network Hospital 10000+
Solvency Ratio	Solvency Ratio 3.85	Solvency Ratio 1.97
Pan India Presence	Pan India Presence 10	Pan India Presence 9
Claim Form	Claim Form Available	Claim Form Available
Annual premium (company level)	Annual premium (company level) 1,625.93 Crore	Annual premium (company level) 375.88 Crore
Years in operation	Years in operation 8 years	Years in operation 8 years
24×7 claim support	24×7 claim support No	24×7 claim support Yes
Claims settled within 3 months	Claims settled within 3 months 96.71	Claims settled within 3 months 92.27
Recommended Videos	▶ Go Digit Health Insurance ▶ Edelweiss Health Insurance

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Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

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Know More About Health Insurance Companies

Digit Health Insurance

Digit Arogya Sanjeevani Plan

Digit Arogya Sanjeevani is a standard health insurance policy, available as an individual or family floater plan, offering sum ins...

Lifelong Renewability
Affordable Premiums
SI Upto 2 Crores

High sum insured up to ₹2 Crores
AYUSH cover
Ambulance Cover

Adventure Sports
Self-harm
Obesity or weight control

Modern treatment cover
Cataract Cover
Dental Treatment

Minimum Entry Age: 18 Years
Maximum Entry Age: 65 Years
Sum Insured: ₹3 Lakhs - ₹2 Crores
Initial Waiting Period: 30 Days

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Individual and Family Health Insurance

Digit Health Care Plus Policy

Digit Health Care Plus is a comprehensive health policy offering 360-degree coverage, including base benefits like room rent, ICU,...

OPD Benefit
Maternity & Newborn Cover
Critical Illness Cover

Accidental Hospitalization Cover
Critical Illness Cover
Cancer cover

No global cover
Illegal activities not covered
No obesity covered

Sum Insured Refill Benefit
Psychiatric Illness
Hearing Aids

Min. Entry Age - 18
Max. Entry Age - No Limit
SI - Unlimited
Initial Waiting Period - 30 Days

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Accident Health Insurance

Digit Personal Accident Plan

Digit Personal Accident Insurance provides crucial financial and medical protection against the high risk of accidents, covering a...

No room rent capping
Zero co-payment
Accidental death & disability cover

Accidental death
Total or partial disability
Loss of income cover

Self-inflicted injuries
Alcoholism or drug abuse
War and terrorism affairs

Hospitalisation expenses
Benefits for children
Adventure sports injury cover

Minimum- 18 years
Plan type- Individual
Initial waiting period- 30 days

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ZUNO Health Insurance

Zuno Arogya Sanjeevani

Zuno Arogya Sanjeevani is a standard, affordable health insurance plan, proposed by IRDAI, offering basic medical coverage from IN...

Explore Arogya Sanjeevani
Benefits and Features
Eligibility Criteria

Affordable
No-claim bonus
Flexible policy
Modern procedures
Cataract cover

5% Co-payment
Obesity treatment unavailable
Hazardous activities not covered
HIV/AIDS not covered
Cosmetic surgery unavailable

Lifelong renewal
Road ambulance cover
Room rent cover
AYUSH treatment cover
Family discount

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 5 L
Waiting Period - 30 Days

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Accident Health Insurance

Zuno Saral Suraksha Bima Health Insurance

Zuno Saral Suraksha Bima is a personal accident insurance policy for individuals aged 18-70, providing financial protection agains...

Accident health insurance plan
Benefits of the plan
Inclusions and exclusions

Accidental death covered
Cumulative bonus
Education grant

Not a comprehensive plan
Adventure sports accidents
War injuries not covered

Dental treatment
Plastic surgery
All the day care treatments

Entry age: 18 years Maximum entry age: 80 years Sum Insured: INR 2.5 Lakh to 1 Crore No waiting period

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Individual and Family Health Insurance

Zuno Covid Healthcare Insurance

Zuno's COVID Healthcare Insurance, including "Corona Kavach" and "Corona Rakshak" plans, helps manage the financial strain of the ...

Explore Zuno Covid Plans
Benefits Of Zuno Covid Care
Inclusions and Exclusions

Lump sum benefit
Domiciliary benefit
Family cover
Ambulance cover

Illegal activities
Nuclear attack or war
Intoxication injuries

High Sum Insured
Tax benefits
Add-ons available

Min entry age: 18 years
Max entry age: 65 years
Sum insured: 1 to 5 Lakhs
Waiting Period: 15 days

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Individual

ZUNO Empower Health Insurance

Zuno Empower Health Insurance is a specialized plan designed for individuals with over 40% disability, mental illness, or HIV/AIDS...

Comprehensive health plans
Indemnity plans
AYUSH treatment covered

Inpatient hospitalisation
AYUSH coverage
Cataract treatment

Rehabilitation not included
Cosmetic or plastic surgery not included
Gender change treatment not included

Specialized plan
Created for people with disability
People with HIV are eligible

Entry age - 18 years
Max entry age - No age limit
SI - INR 5 L
Waiting Period - 30 days

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Individual and Family Health Insurance

Zuno Corona Kavach

The Zuno Corona Kavach policy is a floater health insurance plan specifically for COVID-19 hospitalization expenses, available for...

Explore COVID-19 Care
Hospitalisation Expenses
Add-ons Available

AYUSH Cover
Pre-Hospitalization Cover
Ambulance Cover
COVID-19 Cover

Obesity treatments
HIV/AIDS
Adventure sports
Illegal activities

Hospital Daily Cash
Discounts
Family Cover
Tax Benefits

<ul> <li>Minimum Entry Age: 18 years</li> <li>Maximum Entry Age: 65 years</li> <li>Sum Insured: 50k to 1 L</li> <li>Waiting Period: 30 Days</li> </ul>

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Individual

Zuno Corona Rakshak

Zuno Corona Rakshak is a health plan specifically designed to cover medical expenses related to COVID-19, offering a 100% lump sum...

COVID-19 Cover
Minimal Waiting Period
Consumables Cover

COVID-19 cover
Tax benefits
Ambulance cover
Hospitalisation cover

Illegal activities
Adventure sports
Obesity treatments
HIV/AIDS

Consumables cover
High sum insured
Affordable
Diagnostics covered

<ul> <li>Minimum Entry Age: 18 years</li> <li>Maximum Entry Age: 65 years</li> <li>Sum Insured: ₹50
000 to ₹2.5 lakhs</li> <li>Waiting Period: 15 days</li> </ul>

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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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