Edelweiss vs Galaxy Health

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Overview

Zuno General Insurance, formerly Edelweiss General Insurance, has been a competitive force in the health insurance sector since 2017. They offer affordable and comprehensive plans, enabling policyholders to access quality medical care, including coverage for critical illnesses like cancer. Zuno also provides products across motor and travel segments.
COMPANY DETAILS Edit

Edelweiss Health Insurance

Edit

Galaxy Health

Number of health insurance plans
Sum insured

Sum Insured

Up to 1Cr.

Sum Insured

Up to 1 Crore
Claim ratio

Claim Ratio

98.54%

Claim Ratio

98.9%
Network hospitals

Network Hospital

10000+

Network Hospital

3216+
Solvency Ratio

Solvency Ratio

1.97

Solvency Ratio

4.70
Pan India Presence

Pan India Presence

9

Pan India Presence

71
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

375.88 Crore

Annual premium (company level)

16.95 Crore
Years in operation

Years in operation

8 years

Years in operation

2023
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
IRDAI registration number

IRDAI registration number

159

IRDAI registration number

167
Claims settled within 3 months

Claims settled within 3 months

92.27

Claims settled within 3 months

100
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Edelweiss Health Insurance

Edelweiss Health Insurance

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ZUNO Health Insurance

Family

Zuno Arogya Sanjeevani health insurance plan is a standard comprehensive health plan proposed by the IRDAI to simplify health insurance for the masses...

Unique Features

  • Explore Arogya Sanjeevani
  • Benefits and Features
  • Eligibility Criteria

Zuno Arogya Sanjeevani (Pros)

Zuno Arogya Sanjeevani
  • Affordable
  • No-claim bonus
  • Flexible policy
  • Modern procedures
  • Cataract cover

Zuno Arogya Sanjeevani (Cons)

Zuno Arogya Sanjeevani
  • 5% Co-payment
  • Obesity treatment unavailable
  • Hazardous activities not covered
  • HIV/AIDS not covered
  • Cosmetic surgery unavailable

Zuno Arogya Sanjeevani (Other Benefits)

Zuno Arogya Sanjeevani
  • Lifelong renewal
  • Road ambulance cover
  • Room rent cover
  • AYUSH treatment cover
  • Family discount

Zuno Arogya Sanjeevani (Eligibility Criteria)

Zuno Arogya Sanjeevani
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 5 L
  • Waiting Period - 30 Days

Accident Health Insurance

Zuno Saral Suraksha Bima by Zuno Health Insurance Company is a personal accident insurance policy in India, designed to protect individuals aged 18 to...

Unique Features

  • Accident health insurance plan
  • Benefits of the plan
  • Inclusions and exclusions

Zuno Saral Suraksha Bima Health Insurance (Pros)

Zuno Saral Suraksha Bima Health Insurance
  • Accidental death covered
  • Cumulative bonus
  • Education grant

Zuno Saral Suraksha Bima Health Insurance (Cons)

Zuno Saral Suraksha Bima Health Insurance
  • Not a comprehensive plan
  • Adventure sports accidents
  • War injuries not covered

Zuno Saral Suraksha Bima Health Insurance (Other Benefits)

Zuno Saral Suraksha Bima Health Insurance
  • Dental treatment
  • Plastic surgery
  • All the day care treatments

Zuno Saral Suraksha Bima Health Insurance (Eligibility Criteria)

Zuno Saral Suraksha Bima Health Insurance
  • Entry age: 18 years Maximum entry age: 80 years Sum Insured: INR 2.5 Lakh to 1 Crore No waiting period

Individual and Family Health Insurance

Zuno Health Insurance launched Covid Healthcare Insurance, including "Corona Kavach" and "Corona Rakshak" plans, designed to address the financial bur...

Unique Features

  • Explore Zuno Covid Plans
  • Benefits Of Zuno Covid Care
  • Inclusions and Exclusions

Zuno Covid Healthcare Insurance (Pros)

Zuno Covid Healthcare Insurance
  • Lump sum benefit
  • Domiciliary benefit
  • Family cover
  • Ambulance cover

Zuno Covid Healthcare Insurance (Cons)

Zuno Covid Healthcare Insurance
  • Illegal activities
  • Nuclear attack or war
  • Intoxication injuries

Zuno Covid Healthcare Insurance (Other Benefits)

Zuno Covid Healthcare Insurance
  • High Sum Insured
  • Tax benefits
  • Add-ons available

Zuno Covid Healthcare Insurance (Eligibility Criteria)

Zuno Covid Healthcare Insurance
  • Min entry age: 18 years
  • Max entry age: 65 years
  • Sum insured: 1 to 5 Lakhs
  • Waiting Period: 15 days

Individual

Zuno Empower Health Insurance by ZUNO is a specialized health insurance plan designed to provide comprehensive coverage for individuals with more than...

Unique Features

  • Comprehensive health plans
  • Indemnity plans
  • AYUSH treatment covered

ZUNO Empower Health Insurance (Pros)

ZUNO Empower Health Insurance
  • Inpatient hospitalisation
  • AYUSH coverage
  • Cataract treatment

ZUNO Empower Health Insurance (Cons)

ZUNO Empower Health Insurance
  • Rehabilitation not included
  • Cosmetic or plastic surgery not included
  • Gender change treatment not included

ZUNO Empower Health Insurance (Other Benefits)

ZUNO Empower Health Insurance
  • Specialized plan
  • Created for people with disability
  • People with HIV are eligible

ZUNO Empower Health Insurance (Eligibility Criteria)

ZUNO Empower Health Insurance
  • Entry age - 18 years
  • Max entry age - No age limit
  • SI - INR 5 L
  • Waiting Period - 30 days

Individual and Family Health Insurance

Corona Kavach is a floater health insurance plan designed to cover hospitalization expenses related to COVID-19. It is available for individuals and f...

Unique Features

  • Explore COVID-19 Care
  • Hospitalisation Expenses
  • Add-ons Available

Zuno Corona Kavach (Pros)

Zuno Corona Kavach
  • AYUSH Cover
  • Pre-Hospitalization Cover
  • Ambulance Cover
  • COVID-19 Cover

Zuno Corona Kavach (Cons)

Zuno Corona Kavach
  • Obesity treatments
  • HIV/AIDS
  • Adventure sports
  • Illegal activities

Zuno Corona Kavach (Other Benefits)

Zuno Corona Kavach
  • Hospital Daily Cash
  • Discounts
  • Family Cover
  • Tax Benefits

Zuno Corona Kavach (Eligibility Criteria)

Zuno Corona Kavach
  • <ul> <li>Minimum Entry Age: 18 years</li> <li>Maximum Entry Age: 65 years</li> <li>Sum Insured: 50k to 1 L</li> <li>Waiting Period: 30 Days</li> </ul>

Individual

Zuno Corona Rakshak policy is a health plan designed to fight against COVID-19. The plan can be bought on an individual and family basis for individua...

Unique Features

  • COVID-19 Cover
  • Minimal Waiting Period
  • Consumables Cover

Zuno Corona Rakshak (Pros)

Zuno Corona Rakshak
  • COVID-19 cover
  • Tax benefits
  • Ambulance cover
  • Hospitalisation cover

Zuno Corona Rakshak (Cons)

Zuno Corona Rakshak
  • Illegal activities
  • Adventure sports
  • Obesity treatments
  • HIV/AIDS

Zuno Corona Rakshak (Other Benefits)

Zuno Corona Rakshak
  • Consumables cover
  • High sum insured
  • Affordable
  • Diagnostics covered

Zuno Corona Rakshak (Eligibility Criteria)

Zuno Corona Rakshak
  • <ul> <li>Minimum Entry Age: 18 years</li> <li>Maximum Entry Age: 65 years</li> <li>Sum Insured: ₹50
  • 000 to ₹2.5 lakhs</li> <li>Waiting Period: 15 days</li> </ul>

Galaxy Health Insurance

Individual and Family Health Insurance

Lock in your premium until age 55.Galaxy Health Insurance Company is a new standalone company in the insurance market. Galaxy Promise is its inaugural...

Unique Features

  • Air Ambulance Cover
  • Room Rent Enhancement
  • Gala Fit Pro-Active Care

Galaxy Promise Health Plan (Pros)

Galaxy Promise Health Plan
  • Unlimited restoration of SI
  • No co-payment
  • Room rent enhancement

Galaxy Promise Health Plan (Cons)

Galaxy Promise Health Plan
  • Investigation and evaluation not covered
  • Dietary supplement
  • Unproven treatment
  • Alcoholism

Galaxy Promise Health Plan (Other Benefits)

Galaxy Promise Health Plan
  • Repatriation of mortal remains
  • Organ transplantation
  • Cashless everywhere

Galaxy Promise Health Plan (Eligibility Criteria)

Galaxy Promise Health Plan
  • Min. Entry Age: 16 Days
  • Max. Entry Age: 65 Years
  • Initial Waiting Period: 24 Months
  • Sum Insured: Up to 1 Cr

Top Up and Super Top Up

Galaxy Top-up plan by Galaxy Health Insurance Company is a top-up health insurance plan. In today's landscape of escalating healthcare costs, securing...

Unique Features

  • Get exciting discounts
  • Digital ICU coverage
  • Gala Fit benefit

Galaxy Top-up Health Insurance Plan (Pros)

Galaxy Top-up Health Insurance Plan
  • Family coverage
  • flexibility in deductible
  • Digital ICU coverage.

Galaxy Top-up Health Insurance Plan (Cons)

Galaxy Top-up Health Insurance Plan
  • Investigation and evaluation
  • cosmetic surgery
  • unproven treatments.

Galaxy Top-up Health Insurance Plan (Other Benefits)

Galaxy Top-up Health Insurance Plan
  • Nanotechnology covered
  • modern treatment
  • delivery expenses covered.

Galaxy Top-up Health Insurance Plan (Eligibility Criteria)

Galaxy Top-up Health Insurance Plan
  • Entry age: 18 years
  • Maximum entry age: 65 years
  • Sum Insured: INR 5 L to 2 Cr
  • Waiting Period: 30 days.

Individual and Family Health Insurance

Galaxy Twin 360 combines in-patient hospitalisation (IPD) cover with out-patient (OPD) and wellness benefits, aiming to make health insurance relevant...

Unique Features

  • Dual coverage for extended protection
  • All round 360 degree health benefits
  • Flexible coverage for individual needs

Galaxy Twin 360 (Pros)

Galaxy Twin 360
  • OPD benefits along with hospitalisation cover
  • usable benefits even in non-hospitalisation years
  • wellness and preventive care integration

Galaxy Twin 360 (Cons)

Galaxy Twin 360
  • Entry age capped at 45 years
  • OPD benefits have usage limits
  • newer insurer with limited long-term claims history

Galaxy Twin 360 (Other Benefits)

Galaxy Twin 360
  • Lifelong renewability
  • multiple sum insured options
  • flexible premium payment modes
  • coverage for day-care and modern treatments
  • cashless treatment at network hospitals

Galaxy Twin 360 (Eligibility Criteria)

Galaxy Twin 360
  • Adults: 18 years to 45 years Children: 90 days to 18 years
Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.