Edelweiss Health Insurance vs Galaxy Health Health Insurance 2026

Overview

Zuno General Insurance (formerly Edelweiss General Insurance) has been a competitive force in health insurance since 2017. It offers affordable, comprehensive plans with access to quality care, including cover for critical illnesses like cancer, plus.

COMPANY DETAILS

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Edelweiss Health Insurance

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Galaxy Health

Number of health insurance plans	No. of Plans 6 ❯	No. of Plans 3 ❯
Sum insured	Sum Insured Up to ₹ 1Cr.	Sum Insured Up to ₹ 1 Crore
Claim ratio	Claim Ratio 98.54%	Claim Ratio 98.9%
Network hospitals	Network Hospital 10000+	Network Hospital 3216+
Solvency Ratio	Solvency Ratio 1.97	Solvency Ratio 4.70
Pan India Presence	Pan India Presence 9	Pan India Presence 71
Claim Form	Claim Form Available	Claim Form Available
Annual premium (company level)	Annual premium (company level) 375.88 Crore	Annual premium (company level) 16.95 Crore
Years in operation	Years in operation 8 years	Years in operation 2023
24×7 claim support	24×7 claim support Yes	24×7 claim support Yes
Claims settled within 3 months	Claims settled within 3 months 92.27	Claims settled within 3 months 100
Recommended Videos	▶ Edelweiss Health Insurance

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Star Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

HDFC ERGO Health Insurance

Apollo Munich Health Insurance

Niva Bupa Health Insurance

ICICI Lombard Health Insurance

Tata AIG Health Insurance

Bajaj General Insurance

SBI Health Insurance

Royal Sundaram Health Insurance

ManipalCigna Health Insurance

Reliance Health Insurance

IFFCO Tokio Health Insurance

Future Generali Health Insurance

National Health Insurance

United India Health Insurance

New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

Galaxy Health Insurance

Narayana Health Insurance

Know More About Health Insurance Companies

ZUNO Health Insurance

Zuno Arogya Sanjeevani

Zuno Arogya Sanjeevani is a standard, affordable health insurance plan, proposed by IRDAI, offering basic medical coverage from IN...

Explore Arogya Sanjeevani
Benefits and Features
Eligibility Criteria

Affordable
No-claim bonus
Flexible policy
Modern procedures
Cataract cover

5% Co-payment
Obesity treatment unavailable
Hazardous activities not covered
HIV/AIDS not covered
Cosmetic surgery unavailable

Lifelong renewal
Road ambulance cover
Room rent cover
AYUSH treatment cover
Family discount

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 5 L
Waiting Period - 30 Days

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Accident Health Insurance

Zuno Saral Suraksha Bima Health Insurance

Zuno Saral Suraksha Bima is a personal accident insurance policy for individuals aged 18-70, providing financial protection agains...

Accident health insurance plan
Benefits of the plan
Inclusions and exclusions

Accidental death covered
Cumulative bonus
Education grant

Not a comprehensive plan
Adventure sports accidents
War injuries not covered

Dental treatment
Plastic surgery
All the day care treatments

Entry age: 18 years Maximum entry age: 80 years Sum Insured: INR 2.5 Lakh to 1 Crore No waiting period

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Individual and Family Health Insurance

Zuno Covid Healthcare Insurance

Zuno's COVID Healthcare Insurance, including "Corona Kavach" and "Corona Rakshak" plans, helps manage the financial strain of the ...

Explore Zuno Covid Plans
Benefits Of Zuno Covid Care
Inclusions and Exclusions

Lump sum benefit
Domiciliary benefit
Family cover
Ambulance cover

Illegal activities
Nuclear attack or war
Intoxication injuries

High Sum Insured
Tax benefits
Add-ons available

Min entry age: 18 years
Max entry age: 65 years
Sum insured: 1 to 5 Lakhs
Waiting Period: 15 days

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Individual

ZUNO Empower Health Insurance

Zuno Empower Health Insurance is a specialized plan designed for individuals with over 40% disability, mental illness, or HIV/AIDS...

Comprehensive health plans
Indemnity plans
AYUSH treatment covered

Inpatient hospitalisation
AYUSH coverage
Cataract treatment

Rehabilitation not included
Cosmetic or plastic surgery not included
Gender change treatment not included

Specialized plan
Created for people with disability
People with HIV are eligible

Entry age - 18 years
Max entry age - No age limit
SI - INR 5 L
Waiting Period - 30 days

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Individual and Family Health Insurance

Zuno Corona Kavach

The Zuno Corona Kavach policy is a floater health insurance plan specifically for COVID-19 hospitalization expenses, available for...

Explore COVID-19 Care
Hospitalisation Expenses
Add-ons Available

AYUSH Cover
Pre-Hospitalization Cover
Ambulance Cover
COVID-19 Cover

Obesity treatments
HIV/AIDS
Adventure sports
Illegal activities

Hospital Daily Cash
Discounts
Family Cover
Tax Benefits

<ul> <li>Minimum Entry Age: 18 years</li> <li>Maximum Entry Age: 65 years</li> <li>Sum Insured: 50k to 1 L</li> <li>Waiting Period: 30 Days</li> </ul>

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Individual

Zuno Corona Rakshak

Zuno Corona Rakshak is a health plan specifically designed to cover medical expenses related to COVID-19, offering a 100% lump sum...

COVID-19 Cover
Minimal Waiting Period
Consumables Cover

COVID-19 cover
Tax benefits
Ambulance cover
Hospitalisation cover

Illegal activities
Adventure sports
Obesity treatments
HIV/AIDS

Consumables cover
High sum insured
Affordable
Diagnostics covered

<ul> <li>Minimum Entry Age: 18 years</li> <li>Maximum Entry Age: 65 years</li> <li>Sum Insured: ₹50
000 to ₹2.5 lakhs</li> <li>Waiting Period: 15 days</li> </ul>

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Galaxy Health Insurance

Galaxy Promise Health Plan

Galaxy Promise is a new health insurance plan from Galaxy Health Insurance, designed for younger generations in India with a uniqu...

Air Ambulance Cover
Room Rent Enhancement
Gala Fit Pro-Active Care

Unlimited restoration of SI
No co-payment
Room rent enhancement

Investigation and evaluation not covered
Dietary supplement
Unproven treatment
Alcoholism

Repatriation of mortal remains
Organ transplantation
Cashless everywhere

Min. Entry Age: 16 Days
Max. Entry Age: 65 Years
Initial Waiting Period: 24 Months
Sum Insured: Up to 1 Cr

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Top Up and Super Top Up

Galaxy Top-up Health Insurance Plan

The Galaxy Top-Up Health Insurance Plan provides an enhanced safety net over existing base health coverage, helping mitigate subst...

Get exciting discounts
Digital ICU coverage
Gala Fit benefit

Family coverage
flexibility in deductible
Digital ICU coverage.

Investigation and evaluation
cosmetic surgery
unproven treatments.

Nanotechnology covered
modern treatment
delivery expenses covered.

Entry age: 18 years
Maximum entry age: 65 years
Sum Insured: INR 5 L to 2 Cr
Waiting Period: 30 days.

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Individual and Family Health Insurance

Galaxy Twin 360

Galaxy Twin 360 is a comprehensive health insurance plan for young adults and families, offering dual coverage that combines in-pa...

Dual coverage for extended protection
All round 360 degree health benefits
Flexible coverage for individual needs

OPD benefits along with hospitalisation cover
usable benefits even in non-hospitalisation years
wellness and preventive care integration

Entry age capped at 45 years
OPD benefits have usage limits
newer insurer with limited long-term claims history

Lifelong renewability
multiple sum insured options
flexible premium payment modes
coverage for day-care and modern treatments
cashless treatment at network hospitals

Adults: 18 years to 45 years Children: 90 days to 18 years

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Compare with Other Insurers

New India Health United India Future Generali Cholamandalam Ms Kotak Mahindra Oriental Health Acko Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Shriram Health Insurance Company Apollo Munich Health Insurance Icici Lombard Iffco Tokio National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Liberty Health Magma Health Raheja Qbe Galaxy Health Narayana Health Insurance

New India Health United India Future Generali Cholamandalam Ms Kotak Mahindra Oriental Health Acko Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Shriram Health Insurance Company Apollo Munich Health Insurance Icici Lombard Iffco Tokio National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Edelweiss Health Insurance Liberty Health Magma Health Raheja Qbe Narayana Health Insurance

Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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