Navi Health vs Edelweiss

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Overview

Navi General Insurance Limited offers health insurance plans with coverage of up to ₹1 crore through a fully paperless and digital process. The insurer provides access to a wide network of 10,000+ cashless hospitals, ensuring quality medical care across India. It also emphasizes a quick and hassle-free claims experience, with settlements processed in as little as 20 minutes, making the overall insurance journey smooth and convenient for customers.
COMPANY DETAILS Edit

Navi Health

Edit

Edelweiss Health Insurance

Number of health insurance plans
Sum insured

Sum Insured

Up to 1 Cr

Sum Insured

Up to 1Cr.
Claim ratio

Claim Ratio

95.13%

Claim Ratio

98.54%
Network hospitals

Network Hospital

10000+

Network Hospital

10000+
Solvency Ratio

Solvency Ratio

4.56

Solvency Ratio

1.97
Pan India Presence

Pan India Presence

400

Pan India Presence

9
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

90.99 Crore

Annual premium (company level)

375.88 Crore
Years in operation

Years in operation

2017

Years in operation

8 years
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
IRDAI registration number

IRDAI registration number

155

IRDAI registration number

159
Claims settled within 3 months

Claims settled within 3 months

99.97%

Claims settled within 3 months

92.27
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Navi Health Insurance

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Edelweiss Health Insurance

Edelweiss Health Insurance

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ZUNO Health Insurance

Family

Zuno Arogya Sanjeevani health insurance plan is a standard comprehensive health plan proposed by the IRDAI to simplify health insurance for the masses...

Unique Features

  • Explore Arogya Sanjeevani
  • Benefits and Features
  • Eligibility Criteria

Zuno Arogya Sanjeevani (Pros)

Zuno Arogya Sanjeevani
  • Affordable
  • No-claim bonus
  • Flexible policy
  • Modern procedures
  • Cataract cover

Zuno Arogya Sanjeevani (Cons)

Zuno Arogya Sanjeevani
  • 5% Co-payment
  • Obesity treatment unavailable
  • Hazardous activities not covered
  • HIV/AIDS not covered
  • Cosmetic surgery unavailable

Zuno Arogya Sanjeevani (Other Benefits)

Zuno Arogya Sanjeevani
  • Lifelong renewal
  • Road ambulance cover
  • Room rent cover
  • AYUSH treatment cover
  • Family discount

Zuno Arogya Sanjeevani (Eligibility Criteria)

Zuno Arogya Sanjeevani
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 5 L
  • Waiting Period - 30 Days

Accident Health Insurance

Zuno Saral Suraksha Bima by Zuno Health Insurance Company is a personal accident insurance policy in India, designed to protect individuals aged 18 to...

Unique Features

  • Accident health insurance plan
  • Benefits of the plan
  • Inclusions and exclusions

Zuno Saral Suraksha Bima Health Insurance (Pros)

Zuno Saral Suraksha Bima Health Insurance
  • Accidental death covered
  • Cumulative bonus
  • Education grant

Zuno Saral Suraksha Bima Health Insurance (Cons)

Zuno Saral Suraksha Bima Health Insurance
  • Not a comprehensive plan
  • Adventure sports accidents
  • War injuries not covered

Zuno Saral Suraksha Bima Health Insurance (Other Benefits)

Zuno Saral Suraksha Bima Health Insurance
  • Dental treatment
  • Plastic surgery
  • All the day care treatments

Zuno Saral Suraksha Bima Health Insurance (Eligibility Criteria)

Zuno Saral Suraksha Bima Health Insurance
  • Entry age: 18 years Maximum entry age: 80 years Sum Insured: INR 2.5 Lakh to 1 Crore No waiting period

Individual and Family Health Insurance

Zuno Health Insurance launched Covid Healthcare Insurance, including "Corona Kavach" and "Corona Rakshak" plans, designed to address the financial bur...

Unique Features

  • Explore Zuno Covid Plans
  • Benefits Of Zuno Covid Care
  • Inclusions and Exclusions

Zuno Covid Healthcare Insurance (Pros)

Zuno Covid Healthcare Insurance
  • Lump sum benefit
  • Domiciliary benefit
  • Family cover
  • Ambulance cover

Zuno Covid Healthcare Insurance (Cons)

Zuno Covid Healthcare Insurance
  • Illegal activities
  • Nuclear attack or war
  • Intoxication injuries

Zuno Covid Healthcare Insurance (Other Benefits)

Zuno Covid Healthcare Insurance
  • High Sum Insured
  • Tax benefits
  • Add-ons available

Zuno Covid Healthcare Insurance (Eligibility Criteria)

Zuno Covid Healthcare Insurance
  • Min entry age: 18 years
  • Max entry age: 65 years
  • Sum insured: 1 to 5 Lakhs
  • Waiting Period: 15 days

Individual

Zuno Empower Health Insurance by ZUNO is a specialized health insurance plan designed to provide comprehensive coverage for individuals with more than...

Unique Features

  • Comprehensive health plans
  • Indemnity plans
  • AYUSH treatment covered

ZUNO Empower Health Insurance (Pros)

ZUNO Empower Health Insurance
  • Inpatient hospitalisation
  • AYUSH coverage
  • Cataract treatment

ZUNO Empower Health Insurance (Cons)

ZUNO Empower Health Insurance
  • Rehabilitation not included
  • Cosmetic or plastic surgery not included
  • Gender change treatment not included

ZUNO Empower Health Insurance (Other Benefits)

ZUNO Empower Health Insurance
  • Specialized plan
  • Created for people with disability
  • People with HIV are eligible

ZUNO Empower Health Insurance (Eligibility Criteria)

ZUNO Empower Health Insurance
  • Entry age - 18 years
  • Max entry age - No age limit
  • SI - INR 5 L
  • Waiting Period - 30 days

Individual and Family Health Insurance

Corona Kavach is a floater health insurance plan designed to cover hospitalization expenses related to COVID-19. It is available for individuals and f...

Unique Features

  • Explore COVID-19 Care
  • Hospitalisation Expenses
  • Add-ons Available

Zuno Corona Kavach (Pros)

Zuno Corona Kavach
  • AYUSH Cover
  • Pre-Hospitalization Cover
  • Ambulance Cover
  • COVID-19 Cover

Zuno Corona Kavach (Cons)

Zuno Corona Kavach
  • Obesity treatments
  • HIV/AIDS
  • Adventure sports
  • Illegal activities

Zuno Corona Kavach (Other Benefits)

Zuno Corona Kavach
  • Hospital Daily Cash
  • Discounts
  • Family Cover
  • Tax Benefits

Zuno Corona Kavach (Eligibility Criteria)

Zuno Corona Kavach
  • <ul> <li>Minimum Entry Age: 18 years</li> <li>Maximum Entry Age: 65 years</li> <li>Sum Insured: 50k to 1 L</li> <li>Waiting Period: 30 Days</li> </ul>

Individual

Zuno Corona Rakshak policy is a health plan designed to fight against COVID-19. The plan can be bought on an individual and family basis for individua...

Unique Features

  • COVID-19 Cover
  • Minimal Waiting Period
  • Consumables Cover

Zuno Corona Rakshak (Pros)

Zuno Corona Rakshak
  • COVID-19 cover
  • Tax benefits
  • Ambulance cover
  • Hospitalisation cover

Zuno Corona Rakshak (Cons)

Zuno Corona Rakshak
  • Illegal activities
  • Adventure sports
  • Obesity treatments
  • HIV/AIDS

Zuno Corona Rakshak (Other Benefits)

Zuno Corona Rakshak
  • Consumables cover
  • High sum insured
  • Affordable
  • Diagnostics covered

Zuno Corona Rakshak (Eligibility Criteria)

Zuno Corona Rakshak
  • <ul> <li>Minimum Entry Age: 18 years</li> <li>Maximum Entry Age: 65 years</li> <li>Sum Insured: ₹50
  • 000 to ₹2.5 lakhs</li> <li>Waiting Period: 15 days</li> </ul>
Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.