Navi Health vs Sbi Health Health Insurance 2026 | PolicyX

Overview

Navi General Insurance offers health plans with coverage up to ₹1 crore through a fully paperless, digital process. It provides access to 10,000+ cashless hospitals and a quick, hassle-free claims experience, with settlements in as little as 20.
COMPANY DETAILS ✎ Edit

Navi Health

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Sbi Health

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 1 Cr

Sum Insured

Up to ₹ 2 Cr
Claim ratio

Claim Ratio

95.13%

Claim Ratio

-%
Network hospitals

Network Hospital

10000+

Network Hospital

6000+
Solvency Ratio

Solvency Ratio

4.56

Solvency Ratio

2.03
Pan India Presence

Pan India Presence

400

Pan India Presence

141
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

90.99 Crore

Annual premium (company level)

3,093.43 Crore
Years in operation

Years in operation

2017

Years in operation

2009
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

99.97%

Claims settled within 3 months

97.05
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Navi Health Insurance

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SBI Health Insurance Plan 2024

▶ SBI Health Insurance Plan 2024

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SBI Health Insurance

The SBI Hospital Daily Cash policy provides a daily cash benefit to cover incidental hospitalization expenses like food, transport...

  • Daily cash benefit
  • Convalescence expenses
  • No medical check-up required
  • Daily cash benefit
  • Convalescence benefit
  • Multiple plan options
  • Illegal activities
  • Alcoholism
  • Obesity
  • Hospitalization benefits
  • ICU hospitalization
  • Affordable premiums
  • Min entry age: 18 years
  • Max entry age: 65 years
  • Initial Waiting Period: 30 days
  • Sum Insured: Up to INR 2
  • 000
View plan
Individual and Family Health Insurance

SBI Arogya Top-Up Policy

SBI Arogya Top-up Policy provides additional health insurance coverage, activating once a standard health policy's sum insured is ...

  • Enhanced coverage
  • Eligibility criteria
  • Key features
  • In-patient hospitalisation
  • Pre & post hospitalisation
  • Ambulance cover
  • Global coverage
  • Air ambulance
  • Compassionate visit
  • OPD cover unavailable
  • Organ donor expenses
  • Domiciliary treatment
  • Modern treatment
  • Entry age: 3 months to 65 years
  • SI: 1 to 50 Lakhs
  • Policy term: 1/2/3 years
  • Initial waiting period: 30 days
View plan

Compare with Other Insurers

RK
Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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