Royal Sundaram vs Sbi Health Health Insurance 2026 | PolicyX

Overview

Royal Sundaram General Insurance, India's first private-sector general insurer, was licensed by IRDAI in October 2000. Serving 2 crore+ customers, it pioneered bank partnerships for retail sales.
COMPANY DETAILS ✎ Edit

Royal Sundaram

✎ Edit

Sbi Health

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 1.5 Cr

Sum Insured

Up to ₹ 2 Cr
Claim ratio

Claim Ratio

96.17%

Claim Ratio

-%
Network hospitals

Network Hospital

10000+

Network Hospital

6000+
Solvency Ratio

Solvency Ratio

2.20

Solvency Ratio

2.03
Pan India Presence

Pan India Presence

160

Pan India Presence

141
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

774.90 Crore

Annual premium (company level)

3,093.43 Crore
Years in operation

Years in operation

2000

Years in operation

2009
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

96

Claims settled within 3 months

97.05
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Royal Sundaram Health Insurance

The Royal Sundaram Personal Accident Policy provides comprehensive financial protection against accidental death, various disabili...

  • Global Coverage Available
  • 5 Crore SI
  • Education Grant
  • Higher sum insured available
  • Accidental death cover
  • Disability cover
  • Illegal activities
  • Alcoholism
  • Adventure sports
  • Worldwide coverage
  • Education grant
  • Cumulative bonus
  • Min entry age: 18 Years
  • Max entry age: 70 Years
  • Sum Insured: Up to 1.5 Crores
View plan
Individual and Family Health Insurance

Royal Sundaram Multiplier Health Plan

Royal Sundaram's Multiplier Health Insurance Plan provides extensive coverage, offering up to 11 times the sum insured for emergen...

  • 11X Multiplier Benefit
  • 4X Multiplier Benefit
  • Emergency Domestic Evacuation
  • No Claim Bonus
  • Modern Treatments
  • AYUSH Treatment
  • Illegal activities
  • alcoholism
  • obesity and weight management
  • Flexi Reload Benefit
  • Health and Wellness Benefit
  • Ambulance Cover
  • Min Entry Age: 18 years
  • Max Entry Age: 65 years
  • Initial Waiting Period: 30 days
  • Sum Insured: Up to 25 L
View plan

SBI Health Insurance

The SBI Hospital Daily Cash policy provides a daily cash benefit to cover incidental hospitalization expenses like food, transport...

  • Daily cash benefit
  • Convalescence expenses
  • No medical check-up required
  • Daily cash benefit
  • Convalescence benefit
  • Multiple plan options
  • Illegal activities
  • Alcoholism
  • Obesity
  • Hospitalization benefits
  • ICU hospitalization
  • Affordable premiums
  • Min entry age: 18 years
  • Max entry age: 65 years
  • Initial Waiting Period: 30 days
  • Sum Insured: Up to INR 2
  • 000
View plan
Individual and Family Health Insurance

SBI Arogya Top-Up Policy

SBI Arogya Top-up Policy provides additional health insurance coverage, activating once a standard health policy's sum insured is ...

  • Enhanced coverage
  • Eligibility criteria
  • Key features
  • In-patient hospitalisation
  • Pre & post hospitalisation
  • Ambulance cover
  • Global coverage
  • Air ambulance
  • Compassionate visit
  • OPD cover unavailable
  • Organ donor expenses
  • Domiciliary treatment
  • Modern treatment
  • Entry age: 3 months to 65 years
  • SI: 1 to 50 Lakhs
  • Policy term: 1/2/3 years
  • Initial waiting period: 30 days
View plan

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RK
Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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