Royal Sundaram vs Narayana

Royal Sundaram Lifeline Supreme Health Plan is a one-of-a-kind health insurance plan that offers holistic coverage with a wide range of benefits such ...

Unique Features

• Up to 1 Crore SI
• 4X Mobility Devices Cover
• Health and Wellness Cover

• Re-load of sum insured
• Health check-up
• App-based cabs

• Illegal activities
• Alcoholism
• Self-inflicted harm

• Annual Health Check-up
• Emergency Evacuation
• Second Opinion

• Min Entry Age: 18 Years
• Max Entry Age: No limit
• Initial Waiting Period: 30 Days
• Sum Insured: 1 Crore

Royal Sundaram Personal Accident Policy safeguards insured individuals against loss of income, provides the best medical care, and ensures your childr...

Unique Features

• Global Coverage Available
• 5 Crore SI
• Education Grant

• Higher sum insured available
• Accidental death cover
• Disability cover

• Illegal activities
• Alcoholism
• Adventure sports

• Worldwide coverage
• Education grant
• Cumulative bonus

• Min entry age: 18 Years
• Max entry age: 70 Years
• Sum Insured: Up to 1.5 Crores

Royal Sundaram Multiplier Health Insurance is a one-of-a-kind plan that covers up to 11 times the sum insured in case of emergency health complication...

Unique Features

• 11X Multiplier Benefit
• 4X Multiplier Benefit
• Emergency Domestic Evacuation

• No Claim Bonus
• Modern Treatments
• AYUSH Treatment

• Illegal activities
• alcoholism
• obesity and weight management

• Flexi Reload Benefit
• Health and Wellness Benefit
• Ambulance Cover

• Min Entry Age: 18 years
• Max Entry Age: 65 years
• Initial Waiting Period: 30 days
• Sum Insured: Up to 25 L

The Surrogacy (Regulation) Act, 2021, by the Government of India, mandates that any couple seeking a surrogate mother must purchase a three-year healt...

Unique Features

• Cover for Surrogacy
• Oocyte Donor Cover
• Daycare Procedures

• Covers surrogate mothers
• Covers oocyte donors
• Ambulance cover

• Illegal activites
• adventure sports
• self-harm

• Inpatient hospitalization
• Room rent cover
• Daycare Procedures

• Min entry age: 18 Years; Max entry age: 35 Years
• Sum Insured: Up to 5 L

The Royal Sundaram Family Plus plan is designed for individuals and families looking for comprehensive health coverage, especially those planning a fa...

Unique Features

• Emergency domestic evacuation
• Maternity cover benefits
• Health & wellness benefits

• Ambulance Cover
• Reload of Sum Insured
• Second Opinion for 11 specified Critical Illness

• Investigation & Evaluation
• Obesity/ Weight Control
• Alcoholism

• Maternity cover
• Health and wellness
• Nutritional allowance

• Min entry age: 18 years
• Max entry age: No upper limit
• Sum Insured: Up to 50 L
• Initial waiting period: 30 days

Royal Sundaram Advanced is a top-up plan that provides health coverage beyond your base health policy. It helps you keep your savings intact during ti...

Unique Features

• Home care treatment
• Life protect benefits
• 2nd opinion for 22 critical illnesses

• Life protect benefit
• PEDs waiting period reduction
• Modern treatment
• No cost SI restore
• Home care treatment

• Obesity control
• No change-of-gender
• Cosmetic/plastic surgery
• Hazardous/adventure sports
• Breach of law

• AYUSH cover
• Critical illness 2nd opinion
• Daycare treatment
• Organ donor expenses
• In-patient hospitalization

• Child Entry Age - 91 days - 25 years
• Adult Entry Age- 18 - 65 years
• SI - INR 10 - 95 Lakhs
• Waiting Period - 30 days

The Royal Sundaram Lifeline Elite Plan offers comprehensive health coverage, particularly beneficial for individuals who travel internationally. This ...

Unique Features

• 11 specified critical illnesses cover
• Worldwide emergency hospitalization
• Maternity & newborn covers

• Cancer of specified severity
• Heart attack
• Kidney failure

• Illegal activites
• Alcoholism
• Obesity

• Emergency domestic evacuation
• Worldwide cover
• Tax benefits

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1.5 Cr

Lifeline Health Insurance by Royal Sundaram is a comprehensive health insurance plan that looks after your day-to-day healthcare needs. Along with in-...

Unique Features

• Plan benefits
• Types of plans offered
• Plan features & buying process

• Domiciliary Hospitalization
• Worldwide Emergency Hospitalization
• International Treatment Abroad

• Illegal Activities
• Adventure Sports
• Alcoholism

• Preventive healthcare and wellness
• Reload of Sum Insured
• OPD Cover

• Min Entry Age 18 Years
• Max Entry Age No Upper Age Limit
• Initial Waiting Period 30 Days
• Sum Insured Up to 1.5 Crore

The Aditi Health Insurance by Narayana Health Insurance is a comprehensive plan that provides emergency coverage from day one, without any waiting per...

Unique Features

• No waiting period
• Annual health checkups
• Coverage available at non-network

• 1 Cr sum insured
• room category modification
• living organ donor.

• Domiciliary hospitalisation not covered
• OPD treatment not covered
• maternity not covered.

• Annual health check-up
• road ambulance charges
• coverage from day one.

• Entry Age: 18 years
• Maximum Entry Age: No age limit
• Sum Insured: INR 5 Lakh to 1 Crore
• Waiting Period: No waiting period.

The Narayana Arya Health Insurance plan is a comprehensive health insurance plan offered by Narayana Arya Health Insurance and Narayana One Health. It...

Unique Features

• Comprehensive health policy
• Cashless hospitalisation
• Easy claim process

• Upto 1 crore sum insured
• Zero waiting period
• Pre and post-hospitalisation

• Daycare treatment not covered
• Domiciliary treatments not covered
• OPD charges not covered

• Any room type available
• Top-up options available
• Quick claim process

• Entry Age: 18 years (Maximum 65 years
• with no upper age limit for renewal) Sum Insured (SI): INR 25 Lakh to 1 Crore Waiting Period: 30 days