New India Health vs Narayana Health Insurance Health Insurance 2026

Overview

Founded in 1919 by Sir Dorabji Tata, New India Assurance Company was among India's first insurers, driven by a motto of assuring public well-being. This non-life insurer boasts over 1,800 offices across India and a presence in 25 countries, operating for over 50 years with an authorized capital of INR 1,000 crore.

COMPANY DETAILS

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New India Health

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Narayana Health Insurance

Number of health insurance plans	No. of Plans 11 ❯	No. of Plans 2 ❯
Sum insured	Sum Insured Up to ₹ 2 Crore	Sum Insured Up to ₹ 1 Crore
Claim ratio	Claim Ratio 90.73%	Claim Ratio 100%
Network hospitals	Network Hospital 3000+	Network Hospital 2400+
Solvency Ratio	Solvency Ratio 1.91	Solvency Ratio 1.61
Pan India Presence	Pan India Presence 1800	Pan India Presence 21
Claim Form	Claim Form Available	Claim Form Available
Annual premium (company level)	Annual premium (company level) 19,756.09 Crore	Annual premium (company level) 2.37 Crore
Years in operation	Years in operation 1919	Years in operation 2023
24×7 claim support	24×7 claim support Yes	24×7 claim support Yes
IRDAI registration number	IRDAI registration number 190	IRDAI registration number 166
Claims settled within 3 months	Claims settled within 3 months 92.70	Claims settled within 3 months 92.27
Recommended Videos	▶ New India Health Insurance

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Star Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

HDFC ERGO Health Insurance

Apollo Munich Health Insurance

Niva Bupa Health Insurance

ICICI Lombard Health Insurance

Tata AIG Health Insurance

Bajaj General Insurance

SBI Health Insurance

Royal Sundaram Health Insurance

ManipalCigna Health Insurance

Reliance Health Insurance

IFFCO Tokio Health Insurance

Future Generali Health Insurance

National Health Insurance

United India Health Insurance

New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

Galaxy Health Insurance

Narayana Health Insurance

Know More About Health Insurance Companies

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New India Health Insurance

New India Top-Up Mediclaim Policy

New India Top-Up Mediclaim is a top-up insurance plan that covers hospitalization expenses once your base health insurance is exha...

High SI Available
Mental Illness Cover
Avail Cataract Cover

Hospital Cash
Ambulance Cover
Zero Co-pay

Illegal activities
Alcoholism and Drug Abuse
Adventure Sports

Get Well Benefit
Mental Health Cover
No Base Cover Needed

Minimum Entry Age: 18 Years
Maximum Entry Age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to ₹22 Lakh

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Senior Citizen Health Insurance

New India Sixty Plus Mediclaim Policy

New India Sixty Plus Mediclaim Policy is a comprehensive health insurance by New India Assurance Company. The policy covers senior...

Senior Citizen Cover
Attendant Benefit
Discounts For Women

Continuation After Death
Organ Transplant Cover
Cover for Pre-Medical Check-up

Illegal activities
Alcoholism and Drug Abuse
Adventure Sports

Attendant Benefit
Discount for Single Women
Coverage for Spouse

Minimum Entry Age: 60 Years
Maximum Entry Age: No upper limit
Initial Waiting Period: 30 Days
Sum Insured: Up to INR 5 Lakhs

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Accident Health Insurance

New India Assurance Personal Accident Policy

The New India Assurance Personal Accident Policy is a comprehensive plan that provides compensation if the insured suffers death o...

Accident Cover
Worldwide Coverage
Permanent Disability Cover

Worldwide Coverage
Disability Cover
Death Benefit

Self-injury not covered
Maternity coverage not available
Adventure sports not covered

Education Fund
Optional add-on covers
Family Package

Min entry age: 5 Years
Max entry age: 70 Years
Initial Waiting Period: N/A
Sum Insured: N/A

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Individual and Family Health Insurance

New India Medicare Policy

The New India Assurance Mediclaim Policy, offered by New India Assurance Health Insurance Company, is a health plan that covers yo...

Wide Coverage Options
Same Rates of Premium
Key Features and Benefits

AYUSH Cover
Modern Treatment
Health Check-up

Illegal Activities
Alcoholism and Drug Abuse
Adventure Sports

Cataract
Ambulance Cover
Organ Donor Cover

Min entry age: 18 Years
Max entry age: No Limit
Initial Waiting Period: 30 Days
Sum Insured: Up to 15 L

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Individual and Family Health Insurance

Asha Kiran Mediclaim Policy

The New India Asha Kiran Policy by New India Health Insurance is a unique policy designed for parents with only a girl child. The ...

Girl Child policy
Discount on premiums
Critical illness benefits

Hospital Cash Cover
Covers Daughters
Cataract Cover

Illegal activities
Obesity and cosmetic procedures
Alcoholism

AYUSH Cover
4 Optional Covers
226 Day care Procedure

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 15 L

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Senior Citizen Health Insurance

New India Senior Citizen Mediclaim Policy

New India Assurance Senior Citizen Mediclaim Policy is a comprehensive plan that provides many benefits such as medical cover, cas...

AYUSH Treatment Covered
90% Co-payment
Organ Donor Benefit

Room Rent Cover
ICU Cover
Hospital Cover

Involvement in illegal activities
Alcoholism and drug abuse
Adventure sports

Hysterectomy
Cataract Cover
AYUSH Cover

Min entry age: 60 Years
Max entry age: 80 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 1.5 L

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Family

New India Flexi Floater Mediclaim Policy

New India Floater Mediclaim by New India Assurance is among the well-recognized insurance plans when opting for comprehensive New ...

Optional Cover Benefits
Crit-Care Available
Avail Family Discounts

Cumulative Bonus
Newborn Baby cover
Critical Care Benefit

Illegal Activities
Adventure Sports
Self-inflicted Injuries

4 Optional Covers
Hospital Cash Cover
Cataract Covered

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 15 L

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Individual and Family Health Insurance

New India Premier Mediclaim

New India Premier Mediclaim Policy is a versatile health insurance policy that can cover up to 6 members of your family under a si...

High Sum Insured
AYUSH Treatment
Maternity Cover

Room rent cover
ICU cover
Critical Illness benefit

Illegal activities
Alcoholism and drug abuse
Adventure sports

Covers entire family
2 plan options
Hospital cash benefit

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 1 Cr

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Critical Illness Health Insurance

New India Cancer Guard

New India Cancer Guard Policy by New India Assurance is a health insurance plan that provides a financial cushion for expensive ca...

Ambulance Cover
Day Care Covered
Cancer Care Benefit

Chemotherapy
Radiotherapy
Organ Transplant

Illegal Activities
Alcoholism and Drug Abuse
Adventure Sports

Post Treatment Follow-up
Second Opinion for Surgery
Ambulance Charges

Min entry age: 3 months
Max entry age: 65 years
Initial waiting period: 90 days
Sum Insured: Up to ₹50 Lakh

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Group Health Insurance

Flexi Floater Group Mediclaim

New India Flexi Floater Group Mediclaim Policy is a comprehensive health insurance plan. Designed to offer financial protection an...

Ayush Cover
Genetic Disorder Cover
Mental Illness Cover

Lasik Surgery
Maternity Cover
New Born Cover

Illegal activities
Alcoholism and drug abuse
Self-inflicted harm

Top-up cover
Daycare Treatment
Ambulance Cover

Min entry age: 18 Years
Max entry age: 60 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 5 L

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Individual and Family Health Insurance

Yuva Bharat Plan

India is experiencing a youth-driven demographic shift, and health insurance providers are stepping up with specialized plans. The...

3 plan variants
5 to 50 L SI
Auto top-up

Personal accident benefits
Critical illness benefits
Air ambulance

Illegal activities
Alcoholism and drug abuse
Adventure sports

Enhancement of sum insured
Cost of pharmacy
Ambulance service

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to ₹50 L

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Narayana Health Insurance

Narayana Aditi Health Insurance

The Aditi Health Insurance by Narayana Health Insurance is a comprehensive plan that provides emergency coverage from day one, wit...

No waiting period
Annual health checkups
Coverage available at non-network

1 Cr sum insured
room category modification
living organ donor.

Domiciliary hospitalisation not covered
OPD treatment not covered
maternity not covered.

Annual health check-up
road ambulance charges
coverage from day one.

Entry Age: 18 years
Maximum Entry Age: No age limit
Sum Insured: INR 5 Lakh to 1 Crore
Waiting Period: No waiting period.

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Individual and Family Health Insurance

Narayana Arya Health Insurance

The Narayana Arya Health Insurance plan is a comprehensive health insurance plan offered by Narayana Arya Health Insurance and Nar...

Comprehensive health policy
Cashless hospitalisation
Easy claim process

Upto 1 crore sum insured
Zero waiting period
Pre and post-hospitalisation

Daycare treatment not covered
Domiciliary treatments not covered
OPD charges not covered

Any room type available
Top-up options available
Quick claim process

Entry Age: 18 years (Maximum 65 years
with no upper age limit for renewal) Sum Insured (SI): INR 25 Lakh to 1 Crore Waiting Period: 30 days

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Compare with Other Insurers

United India Future Generali Cholamandalam Ms Kotak Mahindra Oriental Health Acko Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Shriram Health Insurance Company Apollo Munich Icici Lombard Iffco Tokio National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Edelweiss Health Insurance Liberty Health Magma Health Raheja Qbe Galaxy Health Narayana Health Insurance Niva Bupa

New India Health United India Future Generali Cholamandalam Ms Kotak Mahindra Oriental Health Acko Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Shriram Health Insurance Company Apollo Munich Icici Lombard Iffco Tokio National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Edelweiss Health Insurance Liberty Health Magma Health Raheja Qbe Galaxy Health Niva Bupa

Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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