New India Health vs Future Generali Health Insurance 2026 | PolicyX

Overview

Founded in 1919 by Sir Dorabji Tata, New India Assurance was among India's first insurers, driven by a motto of public well-being. This non-life insurer has 1,800+ offices across India and a presence in 25 countries, operating 50+ years with an.
COMPANY DETAILS ✎ Edit

New India Health

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Future Generali

Number of health insurance plans
Sum insured

Sum Insured

Up to ₹ 2 Crore

Sum Insured

Up to ₹ 6 Cr
Claim ratio

Claim Ratio

90.73%

Claim Ratio

95.5%
Network hospitals

Network Hospital

3000+

Network Hospital

10000+
Solvency Ratio

Solvency Ratio

1.91

Solvency Ratio

1.96
Pan India Presence

Pan India Presence

1800

Pan India Presence

150
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

19,756.09 Crore

Annual premium (company level)

1,858.63 Crore
Years in operation

Years in operation

1919

Years in operation

2006
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
Claims settled within 3 months

Claims settled within 3 months

92.70

Claims settled within 3 months

90.93
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New India Health Insurance

▶ New India Health Insurance

Future Generali Health Insurance Plans

▶ Future Generali Health Insurance Plans

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New India Health Insurance

Senior Citizen Health Insurance

New India Sixty Plus Mediclaim Policy

New India Sixty Plus Mediclaim Policy is a health insurance plan designed for senior citizens aged 60-80, which can also cover the...

  • Senior Citizen Cover
  • Attendant Benefit
  • Discounts For Women
  • Continuation After Death
  • Organ Transplant Cover
  • Cover for Pre-Medical Check-up
  • Illegal activities
  • Alcoholism and Drug Abuse
  • Adventure Sports
  • Attendant Benefit
  • Discount for Single Women
  • Coverage for Spouse
  • Minimum Entry Age: 60 Years
  • Maximum Entry Age: No upper limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to INR 5 Lakhs
View plan

The New India Personal Accident Policy offers comprehensive financial protection against death or disability caused by an accident...

  • Accident Cover
  • Worldwide Coverage
  • Permanent Disability Cover
  • Worldwide Coverage
  • Disability Cover
  • Death Benefit
  • Self-injury not covered
  • Maternity coverage not available
  • Adventure sports not covered
  • Education Fund
  • Optional add-on covers
  • Family Package
  • Min entry age: 5 Years
  • Max entry age: 70 Years
  • Initial Waiting Period: N/A
  • Sum Insured: N/A
View plan

Future Generali Health Insurance

Individual and Family Health Insurance

Future Generali Health Absolute Plan

Future Generali's Health Absolute plan offers comprehensive health insurance with three variants (Classic, Platinum, Signature) an...

  • Up to 1 Cr SI
  • 3 Plan Variants
  • 10% Family Discount
  • OPD charges
  • AYUSH cover
  • Maternity cover
  • Newborn baby care
  • modern treatment cover
  • Domiciliary benefit
  • Second medical opinion
  • Air ambulance
  • Compassionate travel
  • Daily hospital cash
  • Pre & post-hospitalization
  • Organ donor cover
  • ICU charges
  • Cataract treatment cover
  • 18 years - No Limit
View plan
Women Health Insurance

Future Generali Health PowHer

Future Generali's Health PowHER is a specialized health insurance plan crafted for women, addressing their unique health issues an...

  • Infertility treatment cover
  • Voluntary sterilization benefits
  • Puberty & menopause disorders
  • Wellness benefits
  • Critical illness cover
  • Women-related cancer cover
  • Temporary domestic help
  • Infertility expenses
  • Change of gender treatments
  • Hazardous or adventure sports
  • Non-medical expenses
  • Breach of law
  • Voluntary copay cover
  • Stem cell storage
  • Sum insured restoration
  • Miscarriage or medical termination
  • Entry Age: 1 Day
  • Max Entry Age: 65 Years
  • Sum Insured: 5 L - 1 Crore
  • Waiting Period: 30 Days
View plan

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Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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