New India Health vs Future Generali

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Overview

Founded in 1919 by Sir Dorabji Tata, New India Assurance Company was among India's first insurers, driven by a motto of assuring public well-being. This non-life insurer boasts over 1,800 offices across India and a presence in 25 countries, operating for over 50 years with an authorized capital of INR 1,000 crore.
COMPANY DETAILS Edit

New India Health

Edit

Future Generali

Number of health insurance plans
Sum insured

Sum Insured

Up to 2 Crore

Sum Insured

Up to 6 Cr
Claim ratio

Claim Ratio

90.73%

Claim Ratio

95.5%
Network hospitals

Network Hospital

3000+

Network Hospital

10000+
Solvency Ratio

Solvency Ratio

1.91

Solvency Ratio

1.96
Pan India Presence

Pan India Presence

1800

Pan India Presence

150
Claim Form

Claim Form

Available

Claim Form

Available
Annual premium (company level)

Annual premium (company level)

19,756.09 Crore

Annual premium (company level)

1,858.63 Crore
Years in operation

Years in operation

1919

Years in operation

2006
24×7 claim support

24×7 claim support

Yes

24×7 claim support

Yes
IRDAI registration number

IRDAI registration number

190

IRDAI registration number

132
Claims settled within 3 months

Claims settled within 3 months

92.70

Claims settled within 3 months

90.93
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New India Health Insurance

New India Health Insurance

Future Generali Health Insurance Plans

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New India Health Insurance

Top Up and Super Top Up

New India Top-Up Mediclaim is a top-up insurance plan that covers hospitalization expenses once your base health insurance is exhausted. The policy is...

Unique Features

  • High SI Available
  • Mental Illness Cover
  • Avail Cataract Cover

New India Top-Up Mediclaim Policy (Pros)

New India Top-Up Mediclaim Policy
  • Hospital Cash
  • Ambulance Cover
  • Zero Co-pay

New India Top-Up Mediclaim Policy (Cons)

New India Top-Up Mediclaim Policy
  • Illegal activities
  • Alcoholism and Drug Abuse
  • Adventure Sports

New India Top-Up Mediclaim Policy (Other Benefits)

New India Top-Up Mediclaim Policy
  • Get Well Benefit
  • Mental Health Cover
  • No Base Cover Needed

New India Top-Up Mediclaim Policy (Eligibility Criteria)

New India Top-Up Mediclaim Policy
  • Minimum Entry Age: 18 Years
  • Maximum Entry Age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to ₹22 Lakh

Senior Citizen Health Insurance

New India Sixty Plus Mediclaim Policy is a comprehensive health insurance by New India Assurance Company. The policy covers senior citizens aged betwe...

Unique Features

  • Senior Citizen Cover
  • Attendant Benefit
  • Discounts For Women

New India Sixty Plus Mediclaim Policy (Pros)

New India Sixty Plus Mediclaim Policy
  • Continuation After Death
  • Organ Transplant Cover
  • Cover for Pre-Medical Check-up

New India Sixty Plus Mediclaim Policy (Cons)

New India Sixty Plus Mediclaim Policy
  • Illegal activities
  • Alcoholism and Drug Abuse
  • Adventure Sports

New India Sixty Plus Mediclaim Policy (Other Benefits)

New India Sixty Plus Mediclaim Policy
  • Attendant Benefit
  • Discount for Single Women
  • Coverage for Spouse

New India Sixty Plus Mediclaim Policy (Eligibility Criteria)

New India Sixty Plus Mediclaim Policy
  • Minimum Entry Age: 60 Years
  • Maximum Entry Age: No upper limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to INR 5 Lakhs

Accident Health Insurance

The New India Assurance Personal Accident Policy is a comprehensive plan that provides compensation if the insured suffers death or disability due to ...

Unique Features

  • Accident Cover
  • Worldwide Coverage
  • Permanent Disability Cover

New India Assurance Personal Accident Policy (Pros)

New India Assurance Personal Accident Policy
  • Worldwide Coverage
  • Disability Cover
  • Death Benefit

New India Assurance Personal Accident Policy (Cons)

New India Assurance Personal Accident Policy
  • Self-injury not covered
  • Maternity coverage not available
  • Adventure sports not covered

New India Assurance Personal Accident Policy (Other Benefits)

New India Assurance Personal Accident Policy
  • Education Fund
  • Optional add-on covers
  • Family Package

New India Assurance Personal Accident Policy (Eligibility Criteria)

New India Assurance Personal Accident Policy
  • Min entry age: 5 Years
  • Max entry age: 70 Years
  • Initial Waiting Period: N/A
  • Sum Insured: N/A

Individual and Family Health Insurance

The New India Assurance Mediclaim Policy, offered by New India Assurance Health Insurance Company, is a health plan that covers you and your family ag...

Unique Features

  • Wide Coverage Options
  • Same Rates of Premium
  • Key Features and Benefits

New India Medicare Policy (Pros)

New India Medicare Policy
  • AYUSH Cover
  • Modern Treatment
  • Health Check-up

New India Medicare Policy (Cons)

New India Medicare Policy
  • Illegal Activities
  • Alcoholism and Drug Abuse
  • Adventure Sports

New India Medicare Policy (Other Benefits)

New India Medicare Policy
  • Cataract
  • Ambulance Cover
  • Organ Donor Cover

New India Medicare Policy (Eligibility Criteria)

New India Medicare Policy
  • Min entry age: 18 Years
  • Max entry age: No Limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 15 L

Individual and Family Health Insurance

The New India Asha Kiran Policy by New India Health Insurance is a unique policy designed for parents with only a girl child. The New India Asha Kiran...

Unique Features

  • Girl Child policy
  • Discount on premiums
  • Critical illness benefits

Asha Kiran Mediclaim Policy (Pros)

Asha Kiran Mediclaim Policy
  • Hospital Cash Cover
  • Covers Daughters
  • Cataract Cover

Asha Kiran Mediclaim Policy (Cons)

Asha Kiran Mediclaim Policy
  • Illegal activities
  • Obesity and cosmetic procedures
  • Alcoholism

Asha Kiran Mediclaim Policy (Other Benefits)

Asha Kiran Mediclaim Policy
  • AYUSH Cover
  • 4 Optional Covers
  • 226 Day care Procedure

Asha Kiran Mediclaim Policy (Eligibility Criteria)

Asha Kiran Mediclaim Policy
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 15 L

Senior Citizen Health Insurance

New India Assurance Senior Citizen Mediclaim Policy is a comprehensive plan that provides many benefits such as medical cover, cashless hospitalizatio...

Unique Features

  • AYUSH Treatment Covered
  • 90% Co-payment
  • Organ Donor Benefit

New India Senior Citizen Mediclaim Policy (Pros)

New India Senior Citizen Mediclaim Policy
  • Room Rent Cover
  • ICU Cover
  • Hospital Cover

New India Senior Citizen Mediclaim Policy (Cons)

New India Senior Citizen Mediclaim Policy
  • Involvement in illegal activities
  • Alcoholism and drug abuse
  • Adventure sports

New India Senior Citizen Mediclaim Policy (Other Benefits)

New India Senior Citizen Mediclaim Policy
  • Hysterectomy
  • Cataract Cover
  • AYUSH Cover

New India Senior Citizen Mediclaim Policy (Eligibility Criteria)

New India Senior Citizen Mediclaim Policy
  • Min entry age: 60 Years
  • Max entry age: 80 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1.5 L

Family

New India Floater Mediclaim by New India Assurance is among the well-recognized insurance plans when opting for comprehensive New India Health Insuran...

Unique Features

  • Optional Cover Benefits
  • Crit-Care Available
  • Avail Family Discounts

New India Flexi Floater Mediclaim Policy (Pros)

New India Flexi Floater Mediclaim Policy
  • Cumulative Bonus
  • Newborn Baby cover
  • Critical Care Benefit

New India Flexi Floater Mediclaim Policy (Cons)

New India Flexi Floater Mediclaim Policy
  • Illegal Activities
  • Adventure Sports
  • Self-inflicted Injuries

New India Flexi Floater Mediclaim Policy (Other Benefits)

New India Flexi Floater Mediclaim Policy
  • 4 Optional Covers
  • Hospital Cash Cover
  • Cataract Covered

New India Flexi Floater Mediclaim Policy (Eligibility Criteria)

New India Flexi Floater Mediclaim Policy
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 15 L

Individual and Family Health Insurance

New India Premier Mediclaim Policy is a versatile health insurance policy that can cover up to 6 members of your family under a single policy. It can ...

Unique Features

  • High Sum Insured
  • AYUSH Treatment
  • Maternity Cover

New India Premier Mediclaim (Pros)

New India Premier Mediclaim
  • Room rent cover
  • ICU cover
  • Critical Illness benefit

New India Premier Mediclaim (Cons)

New India Premier Mediclaim
  • Illegal activities
  • Alcoholism and drug abuse
  • Adventure sports

New India Premier Mediclaim (Other Benefits)

New India Premier Mediclaim
  • Covers entire family
  • 2 plan options
  • Hospital cash benefit

New India Premier Mediclaim (Eligibility Criteria)

New India Premier Mediclaim
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Critical Illness Health Insurance

New India Cancer Guard Policy by New India Assurance is a health insurance plan that provides a financial cushion for expensive cancer treatments. The...

Unique Features

  • Ambulance Cover
  • Day Care Covered
  • Cancer Care Benefit

New India Cancer Guard (Pros)

New India Cancer Guard
  • Chemotherapy
  • Radiotherapy
  • Organ Transplant

New India Cancer Guard (Cons)

New India Cancer Guard
  • Illegal Activities
  • Alcoholism and Drug Abuse
  • Adventure Sports

New India Cancer Guard (Other Benefits)

New India Cancer Guard
  • Post Treatment Follow-up
  • Second Opinion for Surgery
  • Ambulance Charges

New India Cancer Guard (Eligibility Criteria)

New India Cancer Guard
  • Min entry age: 3 months
  • Max entry age: 65 years
  • Initial waiting period: 90 days
  • Sum Insured: Up to ₹50 Lakh

Group Health Insurance

New India Flexi Floater Group Mediclaim Policy is a comprehensive health insurance plan. Designed to offer financial protection and risk mitigation to...

Unique Features

  • Ayush Cover
  • Genetic Disorder Cover
  • Mental Illness Cover

Flexi Floater Group Mediclaim (Pros)

Flexi Floater Group Mediclaim
  • Lasik Surgery
  • Maternity Cover
  • New Born Cover

Flexi Floater Group Mediclaim (Cons)

Flexi Floater Group Mediclaim
  • Illegal activities
  • Alcoholism and drug abuse
  • Self-inflicted harm

Flexi Floater Group Mediclaim (Other Benefits)

Flexi Floater Group Mediclaim
  • Top-up cover
  • Daycare Treatment
  • Ambulance Cover

Flexi Floater Group Mediclaim (Eligibility Criteria)

Flexi Floater Group Mediclaim
  • Min entry age: 18 Years
  • Max entry age: 60 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 5 L

Individual and Family Health Insurance

India is experiencing a youth-driven demographic shift, and health insurance providers are stepping up with specialized plans. The Yuva Bharat Health ...

Unique Features

  • 3 plan variants
  • 5 to 50 L SI
  • Auto top-up

Yuva Bharat Plan (Pros)

Yuva Bharat Plan
  • Personal accident benefits
  • Critical illness benefits
  • Air ambulance

Yuva Bharat Plan (Cons)

Yuva Bharat Plan
  • Illegal activities
  • Alcoholism and drug abuse
  • Adventure sports

Yuva Bharat Plan (Other Benefits)

Yuva Bharat Plan
  • Enhancement of sum insured
  • Cost of pharmacy
  • Ambulance service

Yuva Bharat Plan (Eligibility Criteria)

Yuva Bharat Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to ₹50 L

Future Generali Health Insurance

Individual and Family Health Insurance

Future Generali Health Total is a holistic, comprehensive health insurance plan that offers a multitude of features like cover for up to 15 family mem...

Unique Features

  • SI Up to 1 Crore
  • Family Discounts
  • Avail Wellness Benefits

Future Generali Health Total Plan (Pros)

Future Generali Health Total Plan
  • Daily hospital cash
  • maternity cover
  • newborn baby care
  • modern treatment cover
  • global coverage.

Future Generali Health Total Plan (Cons)

Future Generali Health Total Plan
  • OPD charges
  • second medical opinion
  • IVF treatment
  • air ambulance cover
  • compassionate travel.

Future Generali Health Total Plan (Other Benefits)

Future Generali Health Total Plan
  • Organ donor cover
  • family floater benefits
  • e-consultations
  • daycare procedures cover.

Future Generali Health Total Plan (Eligibility Criteria)

Future Generali Health Total Plan
  • Minimum age: 1 day
  • Maximum age: No limit.

Individual and Family Health Insurance

Future Generali Health Absolute is a comprehensive health insurance plan with 3 plan variants and a wide range of sum insured. The plan offers a wide ...

Unique Features

  • Up to 1 Cr SI
  • 3 Plan Variants
  • 10% Family Discount

Future Generali Health Absolute Plan (Pros)

Future Generali Health Absolute Plan
  • OPD charges
  • AYUSH cover
  • Maternity cover
  • Newborn baby care
  • modern treatment cover

Future Generali Health Absolute Plan (Cons)

Future Generali Health Absolute Plan
  • Domiciliary benefit
  • Second medical opinion
  • Air ambulance
  • Compassionate travel
  • Daily hospital cash

Future Generali Health Absolute Plan (Other Benefits)

Future Generali Health Absolute Plan
  • Pre & post-hospitalization
  • Organ donor cover
  • ICU charges
  • Cataract treatment cover

Future Generali Health Absolute Plan (Eligibility Criteria)

Future Generali Health Absolute Plan
  • 18 years - No Limit

Women Health Insurance

Don't be just another number: Embrace the power of Health PowHER! Health PowHER is more than just an ordinary health insurance plan. It is specially c...

Unique Features

  • Infertility treatment cover
  • Voluntary sterilization benefits
  • Puberty & menopause disorders

Future Generali Health PowHer (Pros)

Future Generali Health PowHer
  • Wellness benefits
  • Critical illness cover
  • Women-related cancer cover
  • Temporary domestic help
  • Infertility expenses

Future Generali Health PowHer (Cons)

Future Generali Health PowHer
  • Change of gender treatments
  • Hazardous or adventure sports
  • Non-medical expenses
  • Breach of law

Future Generali Health PowHer (Other Benefits)

Future Generali Health PowHer
  • Voluntary copay cover
  • Stem cell storage
  • Sum insured restoration
  • Miscarriage or medical termination

Future Generali Health PowHer (Eligibility Criteria)

Future Generali Health PowHer
  • Entry Age: 1 Day
  • Max Entry Age: 65 Years
  • Sum Insured: 5 L - 1 Crore
  • Waiting Period: 30 Days

Individual and Family Health Insurance

The Future Generali D.I.Y. Health Plan lets you build your own health insurance by choosing the coverage and add-ons you actually need. Instead of a f...

Unique Features

  • Freedom to choose benefits
  • Multiple add-on cover options
  • Gender reassignment surgery

Future Generali D.I.Y. Health Insurance (Pros)

Future Generali D.I.Y. Health Insurance
  • Room rent
  • ICU charges
  • pre and post-hospitalization

Future Generali D.I.Y. Health Insurance (Cons)

Future Generali D.I.Y. Health Insurance
  • Investigation and evaluation
  • rest cure and rehabilitation
  • and respite care
  • obesity and weight control management
  • sterility and infertility treatments

Future Generali D.I.Y. Health Insurance (Other Benefits)

Future Generali D.I.Y. Health Insurance
  • Domiciliary hospitalization
  • daycare treatment
  • OPD charges
  • cataract

Future Generali D.I.Y. Health Insurance (Eligibility Criteria)

Future Generali D.I.Y. Health Insurance
  • Min entry age: 17 years
  • Max entry age: 70 years
  • Initial Waiting Period: 30 days
  • Sum Insured: Up to 15 Lakh

Individual and Family Health Insurance

There should be no boundaries when it comes to your health! Future Generali Health Elite plan offers premium healthcare benefits globally that come wi...

Unique Features

  • Holistic wellness cover
  • Maternity benefits
  • Global medical treatment

Future Generali Health Elite Plan (Pros)

Future Generali Health Elite Plan
  • Room rent covered
  • ICU charges
  • Pre and post hospitalisation
  • Domiciliary hospitalisation
  • Daycare treatment

Future Generali Health Elite Plan (Cons)

Future Generali Health Elite Plan
  • Congenital diseases
  • Change of gender treatment
  • Sterility and infertility treatment

Future Generali Health Elite Plan (Other Benefits)

Future Generali Health Elite Plan
  • Cataract covered
  • No claim bonus
  • Automatic restoration
  • Organ donor covered

Future Generali Health Elite Plan (Eligibility Criteria)

Future Generali Health Elite Plan
  • Minimum entry age: 18 years
  • Maximum entry age: 65 years
  • Initial waiting period: 30 days
  • Sum insured: Up to 6 Cr

Top Up and Super Top Up

Get more coverage on your insurance and enjoy enhanced protection with a top-up today! The Future Generali Advantage top-up health insurance policy co...

Unique Features

  • Mental illness coverage
  • Nursing expenses cover
  • Affordable premiums

Future Generali Advantage Top-up Plan (Pros)

Future Generali Advantage Top-up Plan
  • Room rent
  • ICU charges
  • Pre and post hospitalization
  • Daycare treatment

Future Generali Advantage Top-up Plan (Cons)

Future Generali Advantage Top-up Plan
  • Domiciliary hospitalization
  • OPD charges
  • Automatic restoration

Future Generali Advantage Top-up Plan (Other Benefits)

Future Generali Advantage Top-up Plan
  • Organ donor
  • AYUSH treatment
  • Ambulance coverage

Future Generali Advantage Top-up Plan (Eligibility Criteria)

Future Generali Advantage Top-up Plan
  • Minimum entry age: 18 Years
  • Maximum entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

The Future Health Suraksha Plan is a health insurance policy designed to cover hospitalization and treatment costs, helping to protect your savings. I...

Unique Features

  • Free health check-ups
  • Compassionate travel
  • No pre-policy upto 50 years

Future Generali Health Suraksha Plan (Pros)

Future Generali Health Suraksha Plan
  • ICU charges
  • Pre-hospitalisation
  • Post-hospitalisation
  • Daycare treatment

Future Generali Health Suraksha Plan (Cons)

Future Generali Health Suraksha Plan
  • Domiciliary hospitalisation
  • OPD charges
  • Maternity cover
  • Newborn baby cover

Future Generali Health Suraksha Plan (Other Benefits)

Future Generali Health Suraksha Plan
  • Cataract
  • No claim bonus
  • Automatic restoration
  • Organ donor

Future Generali Health Suraksha Plan (Eligibility Criteria)

Future Generali Health Suraksha Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 10 L

Senior Citizen Health Insurance

Future Generali Varishta Bima policy is a specially designed health insurance plan for senior citizens that protects them from financial loss and ensu...

Unique Features

  • Annual health check-up
  • In-patient treatment expenses
  • Multiple discount options

Future Generali Varishta Bima Policy (Pros)

Future Generali Varishta Bima Policy
  • Room Rent
  • Pre-hospitalization
  • Post-hospitalization
  • Daycare Treatment

Future Generali Varishta Bima Policy (Cons)

Future Generali Varishta Bima Policy
  • ICU Charges
  • Domiciliary Hospitalization
  • OPD Charges
  • Organ Donor Expenses

Future Generali Varishta Bima Policy (Other Benefits)

Future Generali Varishta Bima Policy
  • AYUSH Treatment Covered
  • Modern Treatment
  • Health Check-up
  • Co-payment

Future Generali Varishta Bima Policy (Eligibility Criteria)

Future Generali Varishta Bima Policy
  • Min Entry Age: 65 years
  • Max Entry Age: No Limit
  • Initial Waiting Period: 30 days
  • Sum Insured: Up to 10 Lakhs

Critical Illness Health Insurance

The Future Generali Criticare Plan is a health insurance plan that gives you a fixed lump sum amount if you are diagnosed with a serious illness like ...

Unique Features

  • Critical illness cover
  • exhaustive cover benefits
  • lump sum payout options.

Future Generali Criticare Plan (Pros)

Future Generali Criticare Plan
  • Covers cancer
  • kidney and liver failure
  • primary pulmonary arterial hypertension.

Future Generali Criticare Plan (Cons)

Future Generali Criticare Plan
  • Any pre-existing diseases (PEDs) or related medical conditions
  • unnecessary or non-prescribed medical treatment
  • maternity complications and external or internal congenital illnesses
  • infertility and sterility treatment expenses.

Future Generali Criticare Plan (Other Benefits)

Future Generali Criticare Plan
  • Multiple sclerosis
  • major organ transplant
  • open chest CABG.

Future Generali Criticare Plan (Eligibility Criteria)

Future Generali Criticare Plan
  • Entry Age: Child: 6-25 years
  • Adult: 18-65 years; Initial waiting period: 90 days; Policy term: 1/2/3 years.

Individual and Family Health Insurance

Future Generali Super Saver Plan is a one-of-a-kind health insurance plan with two plan variants that offer an 80% premium discount. If policyholders ...

Unique Features

  • 80% premium discount
  • Family coverage
  • Maternity coverage

Future Generali Super Saver Plan (Pros)

Future Generali Super Saver Plan
  • Modern treatment cover
  • Maternity covered
  • Domiciliary treatment cover

Future Generali Super Saver Plan (Cons)

Future Generali Super Saver Plan
  • Vaccination unavailable
  • Automatic restoration
  • Daily hospital cash
  • Health check-up unavailable

Future Generali Super Saver Plan (Other Benefits)

Future Generali Super Saver Plan
  • Pre & post-hospitalization
  • Daycare procedures
  • Cataract cover
  • ICU charges covered

Future Generali Super Saver Plan (Eligibility Criteria)

Future Generali Super Saver Plan
  • 18 to 70 years
Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.